Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting and relatively adventurous life without being rich. Or even without owning/earning a lot of money. That being said, Mark and I seem to manage one big expense a month for some reason, whether it is car, plane, travel or computer-related. Luckily, we live totally rent-free and in comfort, wherever we end up. 🙂

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce and non-alcoholic drinks (100% orange juice, oat milk for Mark and organic 2% milk for me) predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. I read somewhere that "dining out" is meant to happen in fancy places. Not here! But, I do like the term "dining out" better than "eating out", so I'm keeping it. The health category covers medicines and Mark's vitamins and supplements. Utilities are always Skype-related, now that our internet is free and our phone costs are business-deductible.  You don't see heath care costs, because Mark and I are eligible for free health care in the state of Massachusetts, since our income is  in the lowest bracket. I still pay a small three-monthly fee in Belgium for health care (required to keep my citizenship), which I will report on at the end of the year.

Here is an overview of our expenses in July.  After months of trying to stay under $1000, we finally succeeded! Still, our daily expenses while traveling on our sailboat or our camper were much lower.  Blame it on all the seducing and endless choices of and in US stores... Consumerism is slowly getting to us. Help!