Maya, Dixie, and Max cooling off in the lake of Island Pond, Vermont
Maya is still learning how to swim – awkwardly
Max LOVES retrieving balls – ashore and in the water
Maya, relaxing in the sand
Did I mention that Max is eager to play ball, all…the…time?
Practice makes perfect!
Wet and cooled off, but done playing with the ball
Just because I love sunsets, with or without dogs…
Until next time…
This is my contribution to this week’s (mostly) Wordless Wednesday.
We spotted a groundhog in the back yard.
Keeping an eye on her flock.
A family with five adolescents… and more individuals in the front yard. So cute!
Maya smells the groundhogs. They hide in tunnels behind the rocks of the retaining walls.
Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂
This report includes ALL of our expenses, in US$, for two adults and one 60-pound dog (we adopted Maya on June 4th, 2019). Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.
Most of June was spent away from “our room above the garage”. After six weeks of sheltering in place in this tiny, uninspiring, yet relatively comfortable setting in Massachusetts, Mark, Maya, and I loaded up our campervan with belongings and groceries and traveled north.
We self-isolated for two weeks in Lincolnville, Maine, where we helped out with renovations in a house recently purchased by our brother-in-law and his wife. We didn’t spend any money during those weeks as we didn’t do anything and didn’t go anywhere. The numbers of Covid cases in Maine, New Hampshire, and Vermont have always been low, but we quarantined for 14 days nevertheless.
(Captions appear when you click on or hover over the photos. I have posted more visuals of last month’s experiences in previous blog posts here and here.)
That visit concluded with a couple of hikes and a quick stop in the cute seaside town of Belfast on day 15 and 16, before we moved on to Kingfield, Maine, to hang out with friends for a couple of days.
Next up, more relaxing with another set of friends at a lake house in Island Pond, Vermont. That was a VERY enjoyable weekend, despite the 90-degree weather. We concluded our “grand tour” with a quick “hello and goodbye” to one more set of friends met on the road last year. Again, it was extremely hot and there was no shade for Zesty. We cooled off in the woods on their property and in a swimming hole by Troy Falls. Other than the last three nights of camping in our van, we stayed inside houses.
Some of the June categories were higher than usual: groceries because we stopped at a Trader Joe’s (which means splurging on goodies like dumplings, goat cheese, and snacks) and shared special home-cooked dinners, alcohol because we are social drinkers and we socialized a lot, and the dog section because of Maya’s new flea & tick collar and heartworm medicine.
All things considered, June was a decent spending month for us and the numbers underneath are accurate. But… a Covid-related action made us spend much less in real life. Let me explain. With our Chase credit card, Mark and I have been collecting points over the years, accumulating to $1,500 in cash last month. Usually, we save the points and use them for flights to Boston or Belgium. Well, that isn’t happening anytime soon, so we considered alternative benefits. At the same time, Chase announced that customers could redeem points during the pandemic for 1.5 times their value when paying for groceries and dining out, retroactive for 90 days. Our $1,500 instantaneously turned into $2,250!
Mark and I jumped on the offer, waving grocery and restaurant expenses from the previous three months and using points for all our current grocery shopping and take-out meals. To put things in perspective, a $30 food order, for example, costs us $20 as only that equivalent of points is redeemed. It’s a bit of an accounting nightmare, so I’m keeping the spending numbers in my reports equal to what we paid, not incorporating the “free money”. But, based on this fortunate turn of events, we only spent $410 of real money last month and a few hundred dollars less than recorded in February, March , and April as well.
Sorry for the confusion, but I added this explanation to provide total transparency about our expenses. At the end of the year, I will have to post two sets of numbers because of the generosity of our credit card company during these challenging times. Thank you, Chase!
To learn what other full-time nomads spend each month, check out the expense blogs of our vanlife friends Duwan and Greg at Make Like An Ape Man.
I hope my American friends and family are enjoying their Independence Day Weekend. The three of us had a mellow social-distanced BBQ with my brother-in-law and his family yesterday.
Pre-vanlife
Meet Kali (the white one) and Darwin (the grey pup). They “introduced” me to Mark in November 2004 and the rest is history. You’ll have to read my travel memoir for the details of that life altering situation, whenever it’s out. 😊
Important to note is that these Australian Shepherd mixes were one (two) of a kind! Mark adopted them as puppies, Kali first, on the West coast of the US, and Darwin two years later, on the East Coast. They were the perfect pair – cute, smart, obedient, healthy, travel-savvy, and happy to be with us. They chilled when left alone, which was never an issue, except for Darwin during his last year on earth, when separation anxiety emerged after his role model and lifelong partner passed away.
These two listened, were well-adjusted, behaved on leash and off leash, joined us everywhere, and had an extraordinary life. We sold our first sailboat because they didn’t like it. Then, traveled to Panama and back in a truck camper instead. And, when we bought our catamaran, Irie, it was with them in mind too. They joined us on our sailing adventures in the US, Bahamas, and Eastern Caribbean until they died.
Adopting Maya on June 4th, 2019
It took us a looooong time to get over the loss of Kali and Darwin. We love dogs, yet realized from the get-go that it would be nearly impossible replacing these two sweethearts. We also maximized our increased freedom and decreased responsibility level once they departed our world, by making longer sailing trips, transiting the Panama Canal, crossing the Pacific Ocean, and house and pet sitting once back in the US. At some point, we were open to adopting a new dog again; we just never planned on it. Two weeks of volunteering at Best Friends Animal Sanctuary in Utah last year, connected us with our newest family member. You can read about that event here.
Giving Maya her forever home was very different than starting out with a puppy, a clean slate. When you adopt an adult dog, you have no – or little – idea what happened in its “previous life” or “lives” in Maya’s case. A hurricane Harvey survivor from Texas, she experienced a turbulent eighteen months in different homes and shelters before joining our household at four-and-a-half years old. Adult dogs come with baggage, good and bad. We discovered intriguing attributes and skills as well as mental issues and health problems. Some revelations are funny or sweet; others frightening or frustrating.
What matters most is that we gave her a loving, caring, comfortable, and active home and watched her transform from a dog with a tucked-away tail to a ball of energy, tail curled towards the sky.
Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂
This report includes ALL of our expenses, in US$, for two adults and one 60-pound dog (we adopted Maya on June 4th, 2019). Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.
The entire period, Mark, Maya, and I lived in a room with en-suite bathroom and a makeshift “kitchen” in Newburyport, Massachusetts. Zesty was parked in the driveway, feeling neglected. Apart from getting a thorough cleaning inside and out and having a few parts replaced or fixed. No diesel cost, but May is when our annual camper insurance is due, generally making it the most expensive month of the year.
The weather wasn’t great. Being cooped up affects Mark more than me. I’m always busy with one or another writing or editing project (or attempting to make headway with my travel memoir – choosing an editor last month), happy with prolonged computer time. Walks with Maya in town involved crossing the road often to avoid pedestrians and keeping at least 6 feet distance when passing on the trails.
Mark found a forested, dog-friendly park ten minutes away from our home base, so he often drove Maya there for a hike. Her itchiness has improved since Florida, but we needed another bottle of Apoquel, which set us back $175 for 100 pills. It’s the cheapest option for this anti-itch medicine. Other “extra” expenses in May included flowers for my mother-in-law and one take-out dinner from a local burger joint.
As often, our camper van is the most expensive category in this monthly report, but June should be better!
To learn what other full-time nomads spend each month, check out the expense blogs of our vanlife friends Duwan and Greg at Make Like An Ape Man.
Join us for one of our walks near the Lake Panasoffkee Water Management District (WMD) campground, where we stayed for ten days – without ever seeing the lake. 🙂 The cows occupied the field two days before we left.
Our free campground for ten days!
Oh, hello!
For the last five years, Mark needed to return to Massachusetts in January for doctor visits. Sometimes, I joined him. Not that I wanted to (who prefers to be in the Boston area in the middle of winter?) but because it was my only solution. Other times, I stayed at a house sit. This year, because of our lovely dog, there was no way out. Maya and I would remain in Zesty for those five days.
Mark and I have pretty much been together 24/7 since the day we became a couple in December 2004. Despite our compatibility, I’m quite independent and truly, utterly adore time alone. In the past, I treasured spurts of me-time on visits to Belgium (which didn’t happen in 2019), a few solo days in California, or evenings apart during Mark’s job at Amazon. Still, I’d never been alone in our camper van for more than 11 hours. So how did that work out last January?
Continue reading
Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂
This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. Since June 2019 – we adopted Maya on June 4th – we have a dog section as well. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.
In an upcoming blog, I’ll share a bit more about our January experiences in Florida, but for now, I’ll stick to expenses. Not a bad month at just under $1,000 but, as always, it was more than expected by the time we tallied everything. One of our three “out of the ordinary” costs was Maya’s anti-itch medicine. Apoquel is a wonder drug, but at $1.75 per pill – Mark spent hours online to find this “deal”, if you buy 100 pills at once (usually prices hover around $2 per pill and higher at the vet) – it is pricey. Especially since Maya needs one pill a day. We discovered that CBD oil does not help with her physical discomfort.
Anything to get this sweetheart happy, healthy, comfortable!
Our other “extra” expenses were for camping and Mark’s bus transfers from/to Newburyport from Logan Airport. He used miles to get there from Jacksonville. Long-time readers know that we almost always boondock (camp for free) with Zesty. Since Mark had to fly to Boston for five days in January, I stayed at an established campground in Northern Florida – hence the camping expense for January. I have to admit that it was enjoyable. More about that later as well.
Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and relatively adventurous life without breaking the bank. “The less money you spend, the less you need to make” is my motto. 🙂
Our first yearly expense report (2016) can be found here, the report of 2017 here, and the one for 2018 is here. In 2019, Mark and I house and pet sat for six weeks, visited our family back east for one month, and lived and traveled in our camper van Zesty in the US and Canada the rest of the year. What follows is the break-down of how we spent our money in 2019.
The Wave in Utah
This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. New for 2019 is the category “Dog”. We adopted Maya on June 4th. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast. The utility cost refers to phone data plans with AT&T.
Our expenses in 2019 were about $500 higher than the previous year. Considering that our new companion consumed a $1,200 chunk (mostly meds and vet costs) means that we did better in almost all the other categories. The biggest part of our camper category keeps going to repairs and maintenance. We did cover quite a bit of distance last year as well (14,000 miles), which is represented in our high diesel amount. Our monthly average for groceries remains $300.
Another biggie last year was the price of my citizenship. With all that behind us – my US passport is waiting in Massachusetts – this year can only get cheaper, right? My main shock happened when noting our alcohol dollars. That is a lot, especially since we didn’t throw or attended many parties… If there’s one amount I want to lower in 2020 it’s this one.
US Citizenship!
We can’t get out of the gift category. We love our spouse, family and friends too much and treating them for birthdays and other occasions – with a restaurant meal or a personalized gift – is just plain fun. Our utilities went up, because we basically live in our camper van full-time – more propane and laundromats needed and when we can’t find free dump stations, we have to pay. We are currently testing Visible as our internet and cell provider, but the results are bleak compared to our monthly, quite reliable AT&T plan.
As a citizen, I hope to obtain a new healthcare plan that includes basic dental work. Therefore, the medical category should theoretically go down this year as well. I mentioned Mark’s new SmartPhone in last month’s report and all the other amounts seem straightforward. If you have any questions, let me know in the comments.
The team responsible for Maya’s adoption: Amy, Jessica, and Jeff
The charity category is lower than last year and will not be present for 2020. I figured that the money we used to donate to animal rescue organizations should go towards Maya (and then some). If our financial situation improves, it will appear again! 🙂
Last but not least, I’m surprised that we didn’t spend a dime on campgrounds in 2019. Having camped for nine months out of the year, this is good and bad. Perfect for the pocket and often for the surroundings, peace, and privacy, but not so great when it comes to comfort, convenience, and spoiling ourselves. We did get a campground break in Kentucky, as employer Amazon paid for that one.
(Table might not load correctly on tablets – try turning the screen for better results.)
Surfing into 2020
For another (more detailed and colorful) annual expense report of full-time van-dwellers, check out the 2019 “Cost of Being a Nomad” post of our friends Duwan and Greg here.
Do you keep track of your expenses? How did your budgeting go in 2019? Any categories you’d like to do better with in 2020?
Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂
This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. Since June 2019 – we adopted Maya on June 4th – we have a dog section as well. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.
The first three weeks of December, Mark, Maya, and I continued living in a campground and working in Campbellsville, Kentucky. We hit the road again in our camper van for the last week of the year. The entertainment category constitutes those travels, as I took a tour of Churchill Downs in Louisville, where the Kentucky Derby takes place, and Mark and I took a guided walk in Mammoth Caves, after hiking with Maya to wear her out.
We didn’t spend money on camping as we managed to boondock during our “migration south”. The three of us made stops in Frankfort, Louisville, and Mammoth Caves National Park in Kentucky (more about that another time) and found the most amazing free parking in Nashville, Tennessee, which allowed us to explore this vibrant music city and have drinks at night.
Mark bought a new SmartPhone at a very good price after doing lots of research and waiting for the right moment. The amount underneath includes a two-month data plan, a new SIM card, and a free tablet! While in Kentucky, we HAD to try Kentucky Fried Chicken (KFC) and its competitor Lee’s Famous Recipe Chicken. We took Maya to the vet to get another opinion about her itchiness. At the moment, we are giving CBD oil a try. This might help with her anxieties as well…
We couldn’t avoid buying more alcohol, as we planned a fun New Year’s Eve (and extended stay) with our sailing friends Karmen and Tom in St. Augustine, Florida. They put a feast together on the last day of the year and we enjoyed spending time with them and their friends on their refitted catamaran, Sauvage. More about that later as well.
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