Roaming About

A Life Less Ordinary

Category: Living Frugally (page 10 of 15)

Expense Report 2018

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and relatively adventurous life without breaking the bank. "The less money you spend, the less you need to make" is my motto. 🙂 Our first yearly expense report (2016) can be found here and the report of 2017 here. In 2018, Mark and I house and pet sat for seven months, lived and traveled in our camper van Zesty for four months, and visited our families back east for one month. What follows is the break-down of how we spent our money in 2018.

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits.

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Monthly Expenses – December 2018

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂 Since July 2018, Mark and I have been combining van life in our Zesty and house and pet sitting, which we did full-time before that. The best of both worlds! In December we house sat the entire month in Southern California.

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits. Health insurance and costs are related to my health care as a permanent resident in the US. Mark is still eligible for free health care in the state of Massachusetts as of today. If a non-emergency were to happen outside of that state, it will be expensive! For check-ups, we both return to the East Coast. I still pay a small quarterly fee in Belgium for health care (required to retain citizenship), which I mention in my year report later this month.

Sunset on a bike ride to Mission Bay, Sn Diego, CA

In December, the last month of the year - the most expensive month for most people - Mark and I finally did it again: we stayed well under $1000. It was actually bound to be the cheapest month of the year for us, until... our web hosting fees were due.

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Monthly Expenses – November 2018

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂 Since July 2018, Mark and I have lived and traveled full-time in our camper van Zesty, which has affected our expenditure, compared to our previous house and pet sitting lifestyle. This last month was a combination of van life and house sitting.

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits. Health insurance and costs are related to my health care as a permanent resident in the US. Mark is still eligible for free health care in the state of Massachusetts as of today. If a non-emergency were to happen outside of that state, it will be expensive! For check-ups, we both return to the East Coast. I still pay a small quarterly fee in Belgium for health care (required to retain citizenship), which I mention in my year report.

November was an interesting month. Half of it was spent in Zesty, as we drove south in California and spent a week in Monterey, working, and the last couple of weeks, we were settled at a house sit in Ojai. We REALLY tried hard to spend less money, but with my birthday and our Christmas shopping, the gift category went up. We kept ourselves from buying more alcohol, except for that one cheap bottle of white wine, and postponed filling up our diesel tank again until December. 

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Monthly Expenses – October 2018

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂 Since July 2018, Mark and I have lived and traveled full-time in our camper van Zesty, which has affected our expenditure, compared to our previous house and pet sitting lifestyle.

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits. Health insurance and costs are related to my health care as a permanent resident in the US. Mark is still eligible for free health care in the state of Massachusetts as of today. If a non-emergency were to happen outside of that state, it will be expensive! For check-ups, we both return to the East Coast. I still pay a small quarterly fee in Belgium for health care (required to retain citizenship), which I mention in my year report.

October was more expensive than other months, mainly because we bought flexible solar panels for Zesty, drove a LOT, and took a ferry from Vancouver Island back to the US. Before we left Oregon, we stocked up on wine from Trader Joe's, as this state does not charge sales tax. It's also the reason we had the solar panels shipped to a friend's house here. Savings in the long run. 🙂

A new category has been added to our expense report: phone charges. In the past, our business took care of that amount. Mark and I still buy the same 5GB T-Mobile data plan (with free streaming) for $30 a month. Because he's always on the lookout for better deals, we usually manage to find discounts and pay around $25 for this "skimpy" plan. We manage to deal with all our internet-related tasks by adding visits to libraries, information centers or McDonald parking lots with free WiFi for extensive research and blog commitments (posting, reading and commenting). Our cell data limit is enough for daily life on the road and communications. If we pick up a signal...

One of our less attractive library visits in Northern California.

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Monthly Expenses – September 2018

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂 Since July 2018, Mark and I have lived and traveled full-time in our camper van Zesty, which has affected our expenditure, compared to our previous house and pet sitting lifestyle.

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits. Health insurance and costs are related to my health care as a permanent resident in the US. Mark is still eligible for free health care in the state of Massachusetts as of today. If a non-emergency were to happen outside of that state, it will be expensive! For check-ups, we both return to the East Coast. I still pay a small quarterly fee in Belgium for health care (required to retain citizenship), which I mention in my year report.

People with an eye for detail and a photographic memory might notice that the new laundry category from last month disappeared in this overview. That's because of the wonderful friends we visited in September, who lent us their efficient washing machines and dryers.  A blog about those fun encounters will be for the future, just like my photo galleries and stories about the destinations we visited over the last month and a bit.

As usual, we didn't spend any money on campgrounds. Since we were offline during our Canada voyage, we used the app iOverlander to find free places to park Zesty for the night. Unlike www.freecampsites.net, this resource can be accessed without the internet. We rarely buy clothes (we wear everything until it literally falls apart, so I have clothes that have been a part of my small repertoire for over 15 years, seriously), but both of Mark's jeans have unruly holes, so we needed to order new pants.

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Monthly Expenses – August 2018

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂 That being said, Mark and I seem to manage one big expense a month for some reason, whether it is camper, plane, travel or computer-related.

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits. Health insurance and costs are related to my health care as a permanent resident in the US. Mark is still eligible for free health care in the state of Massachusetts as of today. If a non-emergency were to happen outside of that state, it will be expensive! For check-ups, we both return to the East Coast. I still pay a small quarterly fee in Belgium for health care (required to retain citizenship), which I mention in my year report.

August was different from all previous months, because it was the first full month we've lived in our camper van Zesty.  We have been on the road full-time since the end of July and are slowly adjusting to a lifestyle switch from house and pet sitting to van living.

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Monthly Expenses – July 2018

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting and relatively adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂 That being said, Mark and I seem to manage one big expense a month for some reason, whether it is camper, plane, travel or computer-related. Luckily, we live totally rent-free, wherever we end up.

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits. Health insurance and costs are related to my health care as a permanent resident in the US. Mark is still eligible for free health care in the state of Massachusetts as of today. If a non-emergency were to happen outside of that state, it will be expensive! For check-ups, we both return to the East Coast. I still pay a small quarterly fee in Belgium for health care (required to retain citizenship), which I mention in my year report.

Most of our July was spent in the company of friends and family, in Belgium and in Massachusetts. There were a lot of social events and life-time celebrations, where gifts and taking family members out to lunch and dinner made up a big chunk of our expenses. Other than that, the usual grocery shopping and fuel for two cars (our Zesty back in New Mexico and Mark's parents' car in New England) played a role. We had a flat tire, and dealt with damage caused by rats.

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Monthly Expenses – June 2018

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting and relatively adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂 That being said, Mark and I seem to manage one big expense a month for some reason, whether it is camper, plane, travel or computer-related. Luckily, we live totally rent-free, wherever we end up.

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits. Health insurance and costs are related to my health care as a permanent resident in the US. Mark is still eligible for free health care in the state of Massachusetts as of today. If a non-emergency were to happen outside of that state, it will be expensive! For check-ups, we both return to the East Coast. I still pay a small quarterly fee in Belgium for health care (required to retain citizenship), which I mention in my year report.

On the Amtrak train from Santa Fe, NM to Boston, MA

June was a bit of a different month, compared to others.

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Two-week RV Trip, Part 3 – Boondocking/Free Camping

To most of you, it probably doesn’t come as a surprise that Mark and I are frugal people. It’s not that we don’t have any money, or that we don’t make any money; we choose to only spend what is needed to live comfortably and eat healthy. This allows us to work jobs we enjoy (generally speaking), where the wages are inferior to our flexibility and satisfaction. The less money you spend, the less you have to make, and therefore work. ????

Our past house-sitting lifestyle guaranteed we never paid for rent or utilities. Our biggest expenses this year involved our camper van Zesty. Setting him up to live off the grid (we still have to work more towards that) and travel full-time will provide savings in the future. We prefer boondocking (“dry” camping for free, usually without facilities and preferably in nature) to RV parks and official campgrounds. I compare it to anchoring on our sailboat, as opposed to staying in marinas, which we rarely did, for similar reasons. We prefer privacy, natural surroundings, and spending no money on camping (or mooring). In the year we have owned Zesty, we have paid twice for a “bare bones” campground without hook-ups, but with toilets, trash receptacles and a dump station. Once in Zion National Park last October, and once on this two-week RV trip.

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Two-week RV Trip, Part 1 – Rocks and Petrified Wood

After Mark and I finished our two-month house sit in Santa Fe, the end of May, we had no other assignments lined up. Partly because the 2.5-week gap before our train journey east was tight to find a “perfect” house sit; partly because we wanted to give full-time RV living a chance. We planned to make a loop from Santa Fe west into Arizona, north to the Four Corners region, east through Southern Colorado, and then back south into New Mexico. Memorial Day weekend would offer us a little break away from the computer, and since our business partner was on holiday for ten days early June, Mark’s job would be more relaxed then as well.  During those once-a-year periods, he only deals with customers over email, and postpones phone calls until “vacation time” is over.

The southern part of Petrified Forest National Park

Our trip was off to a rocky start, since our windshield was still leaking. We’d come back earlier, after two weeks, and deal with it then. First stop: El Malpais National Monument, where we’d briefly stopped for a free night of camping after picking Zesty up in Arkansas, almost a year ago.

El Malpais National Monument

Already on day one, our bikes came in handy. We explored the eastern part of the park at our own pace, and photographed rocky outcrops, peddled through Indian Reservations, and discovered a natural arch.

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