Roaming About

A Life Less Ordinary

Category: Living Frugally (page 11 of 15)

Monthly Expenses – May 2018

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting and relatively adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂 That being said, Mark and I seem to manage one big expense a month for some reason, whether it is camper, plane, travel or computer-related. Luckily, we live totally rent-free, wherever we end up.

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits. Health insurance and costs are related to my health care as a permanent resident in the US. Mark is still eligible for free health care in the state of Massachusetts as of today. If a non-emergency were to happen outside of that state, it will be expensive! For check-ups, we both return to the East Coast. I still pay a small quarterly fee in Belgium for health care (required to retain citizenship), which I mention in my year report.

May was an extremely expensive month for Mark and I. We expected the big, annual camper insurance bill of almost $1000, and attempted to keep other expenses low by doing what we always do: keep eating out and drinking out to a minimum, and only buy the things needed to eat healthy and get our camper ready for the road.

We bought bikes, then, we needed to get a rack, and a swing out hitch. Next, a bag for protection. With this contraption, our lights and license plate weren't visible anymore for traffic behind us, so Mark fabricated an extension, we moved the license plate (still waiting on an extra one), and purchased extra lights.

Continue reading

Highlights in Southern New Mexico – A Long Weekend Away

Mark and I finally did it! After months of frustration, stress, and dealing with atrocities out of our control – from having both our websites hacked, to rude Wirie customers, to issues with Blue Host, to incapable Mass Health employees messing up our health plans six times – we pulled ourselves away for a long weekend. Our destination: White Sands National Monument and Carlsbad Caverns National Park into warm weather. Both New Mexican highlights had been on the mental list since last summer, when we first house sat in Santa Fe for four weeks, but remained in the area.

So, we packed up Zesty, filled the water and diesel tanks, and drove south for about four hours. Lake Holloman became our free campsite for two nights, merely 3 miles away from the National Monument.

White Sands National Monument

The scenic drive brought us smack in the middle of dunes, created by the brightest, whitest of sand. Where is the ocean? Continue reading

Monthly Expenses – April 2018

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting and relatively adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂 That being said, Mark and I seem to manage one big expense a month for some reason, whether it is camper, plane, travel or computer-related. Luckily, we live totally rent-free, wherever we end up.

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits. Health insurance and costs are related to my health care as a permanent resident in the US. Mark is still eligible for free health care in the state of Massachusetts as of today. If a non-emergency were to happen outside of that state, it will be expensive! For check-ups, we both return to the East Coast. I still pay a small quarterly fee in Belgium for health care (required to retain citizenship), which I mention in my year report.

Mark and I recently bought bikes, which, as an exception, I haven't included in my expense overviews.

April was quite the month. Not only was it extremely busy for us, but also extremely expensive. The culprits this time? Zesty, and planning our trip East for this summer. In light of that, we tried to keep the other categories low. Our camper needed two new batteries, which we installed ourselves. The two rear shocks Mark bought months ago, had to be installed by a mechanic.

Continue reading

Monthly Expenses – March 2018

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting and relatively adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂 That being said, Mark and I seem to manage one big expense a month for some reason, whether it is camper, plane, travel or computer-related. Luckily, we live totally rent-free, wherever we end up.

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits. Health insurance and costs are related to my health care as a permanent resident in the US. Mark is still eligible for free health care in the state of Massachusetts as of today. If a non-emergency were to happen outside of that state, it will be expensive! For check-ups, we both return to the East Coast. I still pay a small quarterly fee in Belgium for health care (required to retain citizenship), which I mention in my year report.

March was a decent month, apart from some one-off expenses, which appear every month in different forms. This time, it was our yearly credit card fee, which is high, but comes with loads of perks and airline miles. And, we bought a battery charger for our camper, to retain and create more electricity.  More parts are needed to become self-sufficient for longer times, but Mark and I are trying to spread the purchases for Zesty, to not go overboard too much each month.  🙂

In March we also splurged on tickets for the fascinating Leonardo da Vinci "The Genius" exhibition in Albuquerque. By going in the evening on the first Friday of the month, we saved $10. Finally an expense in the "entertainment" category!

Continue reading

Monthly Expenses – February 2018

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting and relatively adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂 That being said, Mark and I seem to manage one big expense a month for some reason, whether it is camper, plane, travel or computer-related. Luckily, we live totally rent-free, wherever we end up.

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits. Health insurance and costs are related to my health care as a permanent resident in the US. Mark is still eligible for free health care in the state of Massachusetts as of today. If a non-emergency were to happen outside of that state, it will be expensive! For check-ups, we both return to the East Coast. I still pay a small quarterly fee in Belgium for health care (required to retain citizenship), which I mention in my year report.

February was pretty much an average month, with extra expenses going to gifts for Mark's birthday, and to the camper for a bike rack and fuel for our five-day road trip between house sits.  Those were the categories putting us over $1K. We have a serious repair planned for Zesty, but don't know yet when this will happen, since our mechanic of choice lives in San Diego.  The positive? Living costs in New Mexico are lower than in California!

Continue reading

Monthly Expenses – January 2018

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting and relatively adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂 That being said, Mark and I seem to manage one big expense a month for some reason, whether it is camper, plane, travel or computer-related. Luckily, we live totally rent-free, wherever we end up.

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits.

Health insurance and costs are related to my health care as a permanent resident in the US. Mark is still eligible for free health care in the state of Massachusetts as of today. If a non-emergency were to happen outside of that state, it will be expensive! For check-ups, we both return to the East Coast. I still pay a small quarterly fee in Belgium for health care (required to retain citizenship), which I mention in my year report.

We finally did it... We stayed under $1000. A good start for 2018. But, it was an unusual month. Most of January, Mark and I stayed in Newburyport, Massachusetts, instead of San Diego, California, to take care of his parents. So much for a warm winter! On a financial note, life is generally cheaper there (except for wine), our plane tickets were "bought" with miles, fuel and parking were paid for, and the grocery costs were shared.

Continue reading

Expense Report 2017

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting and relatively adventurous life without breaking the bank. "The less money you spend, the less you need to make" is my motto. 🙂 2016 was the first full year that Mark and I lived on land as house and pet sitters, which means there is no rent to pay, wherever we end up. You can find my yearly expense overview of 2016 here. What follows is the break-down of how we spent our money in 2017.

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits.

Health insurance and costs are related to my health care as a permanent resident in the US. Mark is still eligible for free health care in the state of Massachusetts as of today. If a non-emergency were to happen outside of that state, it will be expensive! For check-ups, we both return to the East Coast. I still pay a small quarterly fee in Belgium for health care (required to retain citizenship), which I mention in my year report. The utility cost refers to fees we paid for Skype, until we changed over to Google voice as our main phone service.

To be quite honest, I am disappointed and somewhat surprised at how much Mark and I spent in 2017. It is similar to our years aboard our sailboat Irie (2007-2015), and we don't even have those expensive boat repairs anymore. But, we bought a camper van this year (its purchase price is the only cost NOT included in this post), and fixing-up, equipping and "feeding" Zesty is not cheap. The car category covers money used for our Prius, which we sold in July, and our camper.

Swapping our Prius for an Airstream Westfalia camper van

All our plane rides from the West Coast to the East Coast and from Massachusetts to Belgium belong in the travel category.

Continue reading

Monthly Expenses – December 2017

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting and relatively adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂 That being said, Mark and I seem to manage one big expense a month for some reason, whether it is camper, plane, travel or computer-related. Luckily, we live totally rent-free, wherever we end up.

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits.

Health insurance and costs are related to my health care as a permanent resident in the US. Mark is still eligible for free health care in the state of Massachusetts as of today. If a non-emergency were to happen outside of that state, it will be expensive! For check-ups, we both return to the East Coast. I still pay a small quarterly fee in Belgium for health care (required to retain citizenship), which I mention in my year report.

The expense categories that "hurt" us the most in December were our camper (car), gifts, and dining out. The mechanic in Northern California who "solved" the most urgent issues when we first bought Zesty in July, did not do a good job with the transmission service, so we needed to get the fluid drained and refilled again, and a plug replaced. Not cheap. Our goal to only spend $25 a month on diesel while in San Diego failed, because we decided to drive all the way to the desert (Joshua Tree National Park) and back for the New Year's weekend.

Congratulations, Amy!

As far as dining out goes, we wanted to treat a friend to dinner to celebrate her graduation as a zoologist. And, in regards to that gift category, well... it was the holiday season. We bought personalized photo calendars for family members and a shiny, ultra-modern, multiple-use radio/GPS system for the camper. So, while we went "way" over budget, it was all money well spent! 🙂

Mark's - I mean, Zesty's - new toy...

Continue reading

Things to See and Do in San Diego, California

When Mark and I started our current three-month house sit in San Diego, we knew we couldn’t go on weekend trips with our camper van like other times. Frida and Elvis, the two Italian Greyhounds we are taking care of, are relatively old – 12 and 10 years respectively – and home buddies; their owner prefers them to remain nearby. In a city like San Diego, that is not a problem at all! There is so much to do and see in this area that we could spend many weekends exploring and discovering. Here is a selection of what we visited over the last six weeks.

San Diego skyline with moored boats

San Diego Safari Park

We contemplated a visit to the safari park in Escondido, about 20 minutes north of the city, for my birthday (November 28), when our friend Amy (who recently graduated as a zoologist) gave us four free tickets that expired within a week. So, one Saturday, Mark and I set out to the park earlier than planned and had a fantastic time. Not as fascinating as the real thing in Africa, of course, but not a bad alternative! We were especially intrigued about the relationship between cheetahs and dogs. Every young cheetah is paired up with a dog and they become buddies for life.

Continue reading

Monthly Expenses – November 2017

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting and relatively adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂 That being said, Mark and I seem to manage one big expense a month for some reason, whether it is camper, plane, travel or computer-related. Luckily, we live totally rent-free, wherever we end up.

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits.

Health insurance and costs are related to my health care as a permanent resident in the US. Mark is still eligible for free health care in the state of Massachusetts as of today. If a non-emergency were to happen outside of that state, it will be expensive! For check-ups, we both return to the East Coast. I still pay a small quarterly fee in Belgium for health care (required to retain citizenship), which I mention in my year report.

No matter how hard we try every month, since we took possession of our camper van Zesty in July, we can't stay under $1000 anymore. Maybe we should shoot for $1200 from now on, which appears to be more feasible. We really tried hard in October, using some tricks like selling our camping gear and using that money to buy parts for Zesty (it's like a trade, right?), postponing Amazon shopping until December, and only putting $25 of diesel in the van, keeping its use to a minimum. Luckily, we can walk to the grocery store from our current house in San Diego.

What blew the budget in November was our grocery category. Apart from stocking up our catamaran Irie in the past to sail to remote areas, we have never spent this much ($600) for one month of food. The main issues? We bought 10 pounds of "deluxe mixed nuts" (without peanuts) for $75 to last a while, and we continued the subscription of the home owner to receive a box of farm-fresh organic vegetables at our doorstep every week, which set us back $125. Mark being on the East Coast using his parents' car and taking care of himself didn't help the budget either. For December, we have cancelled the Wednesday veggie box (while tasty and good quality produce, the amount was skimpy for $25 a box) and we certainly don't need more of those super-healthy nuts!

Continue reading

Older posts Newer posts

© 2024 Roaming About

Theme by Anders NorenUp ↑