Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting and relatively adventurous life without being rich. Or even without owning/earning a lot of money. That being said, Mark and I seem to manage one big expense a month for some reason, whether it is car, plane, travel or computer-related. Luckily, we live totally rent-free, wherever we end up. 🙂

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce and non-alcoholic drinks (100% orange juice, oat milk for Mark and organic 2% milk for me) predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits. Utilities are always Skype-related, since that is how we make phone calls. 

You now see health insurance and costs related to my health care, since we are not in the lowest income bracket anymore and I am not a US citizen. As a matter of fact, I owe the government $1500 for health care insurance in 2016 (and a lot of taxes!), because our income was a bit higher than anticipated. Mark is still eligible for free health care in the state of Massachusetts as of today. If a non-emergency were to happen outside of that state (we are currently in California), it will be expensive for either of us! I still pay a small three-monthly fee in Belgium for health care (required to keep my citizenship), which I mention in my year report.

Here is an overview of our expenses in February. It is a much higher than normal month, because we bought two sets of plane tickets for each of us. The first leg will be to Boston the end of April, from where we will both fly to Belgium for a month on May 20th. On the way back through Boston, we just have a short layover, before continuing on to San Francisco. Fuel costs are relatively high due to our return trip from Southern California. The good news is that we signed up for a fancy credit card, which gives us 100,000 points, if we spend $4000 in three months. We are doing our best to make that (high for us) number, and the flights - relatively cheap for what they offer - happily help. 🙂

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting and relatively adventurous life without being rich. Or even without owning/earning a lot of money. That being said, Mark and I seem to manage one big expense a month for some reason, whether it is car, plane, travel or computer-related. Luckily, we live totally rent-free, wherever we end up. 🙂

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce and non-alcoholic drinks (100% orange juice, oat milk for Mark and organic 1% milk for me) predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits. Utilities are always Skype-related, since that is how we make phone calls. 

You now see health insurance and costs related to my health care, since we are not in the lowest income bracket anymore and I am not a US citizen. As a matter of fact, I owe the government $1500 for health care insurance in 2016 (and a lot of taxes!), because our income was a bit higher than anticipated. Mark is still eligible for free health care in the state of Massachusetts as of today. If a non-emergency were to happen outside of that state (we are currently in California), it will be expensive for either of us! I still pay a small three-monthly fee in Belgium for health care (required to keep my citizenship), which I mention in my year report.

Here is an overview of our expenses in January. Fuel is higher than usual because of our drive to Southern California, and we took some friends out to dinner, but we finally succeeded in spending less than $1000!

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting and relatively adventurous life without being rich. Or even without owning/earning a lot of money. That being said, Mark and I seem to manage one big expense a month for some reason, whether it is car, plane, travel or computer-related. Luckily, we live totally rent-free and in comfort, wherever we end up. 🙂

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce and non-alcoholic drinks (100% orange juice, oat milk for Mark and organic 1% milk for me) predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits starting in 2017. Utilities are always Skype-related, since that is how we make phone calls. 

From now on, you will see health insurance and costs related to my health care, since we are not in the lowest income bracket anymore and I am not a US citizen. Mark is still eligible for free health care in the state of Massachusetts as of today. If something were to happen outside of that state (we are currently in California), it will be expensive for either of us! I still pay a small three-monthly fee in Belgium for health care (required to keep my citizenship), which I will report on in my year report.

Here is an overview of our expenses in December. We really thought we would manage spending less than $1000, despite the holiday season, but, our car needed some work! Thanks to our friends Sue and David from Travel Tales of Life, our eating out category is lower than it could have been. 🙂 Next week, I will post our expense report of the year 2016.

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting and relatively adventurous life without being rich. Or even without owning/earning a lot of money. That being said, Mark and I seem to manage one big expense a month for some reason, whether it is car, plane, travel or computer-related. Luckily, we live totally rent-free and in comfort, wherever we end up. 🙂

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce and non-alcoholic drinks (100% orange juice, oat milk for Mark and organic 1% milk for me) predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers medicines and Mark's vitamins and supplements. Utilities are always Skype-related, now that our internet is free during house sits and our phone costs are business-deductible.  You don't see health care costs, because Mark and I are eligible for free health care in the state of Massachusetts, since our income this year is  in the lowest bracket. If a non-emergency were to happen outside of the state (we are currently in California), it will be expensive! I still pay a small three-monthly fee in Belgium for health care (required to keep my citizenship), which I will report on at the end of the year.

Here is an overview of our expenses in November, again an above average month because of Thanksgiving, my birthday and a bunch of membership fees.

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting and relatively adventurous life without being rich. Or even without owning/earning a lot of money. That being said, Mark and I seem to manage one big expense a month for some reason, whether it is car, plane, travel or computer-related. Luckily, we live totally rent-free and in comfort, wherever we end up. 🙂

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce and non-alcoholic drinks (100% orange juice, oat milk for Mark and organic 2% milk for me) predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. I read somewhere that "dining out" is meant to happen in fancy places. Not in this list! But, I do like the term "dining out" better than "eating out", so I'm keeping it. The health category covers medicines and Mark's vitamins and supplements. Utilities are always Skype-related, now that our internet is free and our phone costs are business-deductible.  You don't see health care costs, because Mark and I are eligible for free health care in the state of Massachusetts, since our income is  in the lowest bracket (for now). I still pay a small three-monthly fee in Belgium for health care (required to keep my citizenship), which I will report on at the end of the year.

Here is an overview of our expenses in October, which are much higher than usual, because of our Annapolis Sailboat Show event and all the traveling we did.

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting and relatively adventurous life without being rich. Or even without owning/earning a lot of money. That being said, Mark and I seem to manage one big expense a month for some reason, whether it is car, plane, travel or computer-related. Luckily, we live totally rent-free and in comfort, wherever we end up. 🙂

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce and non-alcoholic drinks (100% orange juice, oat milk for Mark and organic 2% milk for me) predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. I read somewhere that "dining out" is meant to happen in fancy places. Not in this list! But, I do like the term "dining out" better than "eating out", so I'm keeping it. The health category covers medicines and Mark's vitamins and supplements. Utilities are always Skype-related, now that our internet is free and our phone costs are business-deductible.  You don't see health care costs, because Mark and I are eligible for free health care in the state of Massachusetts, since our income is  in the lowest bracket (for now). I still pay a small three-monthly fee in Belgium for health care (required to keep my citizenship), which I will report on at the end of the year.

Here is an overview of our expenses in September, which are much higher than usual, because of all the travel and socializing we did and a short vacation we took. For once, we didn't mind spending lots of money, since we are "playing the credit card game": in order to earn 50,000 miles, we have to spend $4000 over three months. We are well on our way, based on this month!

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting and relatively adventurous life without being rich. Or even without owning/earning a lot of money. That being said, Mark and I seem to manage one big expense a month for some reason, whether it is car, plane, travel or computer-related. Luckily, we live totally rent-free and in comfort, wherever we end up. 🙂

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce and non-alcoholic drinks (100% orange juice, oat milk for Mark and organic 2% milk for me) predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. I read somewhere that "dining out" is meant to happen in fancy places. Not in this list! But, I do like the term "dining out" better than "eating out", so I'm keeping it. The health category covers medicines and Mark's vitamins and supplements. Utilities are always Skype-related, now that our internet is free and our phone costs are business-deductible.  You don't see health care costs, because Mark and I are eligible for free health care in the state of Massachusetts, since our income is  in the lowest bracket (for now). I still pay a small three-monthly fee in Belgium for health care (required to keep my citizenship), which I will report on at the end of the year.

Here is an overview of our expenses in August, which is long overdue. It appears that September is a month of "running out of time" and "trying to catch up". It is, indeed, super busy due to our trip to Acadia NP (more about that next week) and being back in Newburyport - our home base - for only a couple of weeks.  In August, we managed to stay under $1000 again. Unfortunately, in September and on-wards this is and will not be the case anymore. Without further ado, here is the break-down of my latest report: