Roaming About

A Life Less Ordinary

Category: On a Budget (page 9 of 14)

Monthly Expenses – May 2019

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Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂 Since July 2018, Mark and I have been combining van life in our Zesty and house and pet sitting, which we did full-time before that. The best of both worlds! 

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

The first ten days of May, Mark and I house and pet sat in Albuquerque and the rest of the month we lived in our camper van in Kanab, Utah while volunteering at Best Friends Animal Sanctuary. I made a comment in my last expense report that May would be an expensive month for us. It was... extremely expensive... triple the amount of April, because of our camper van.

May is the month in which we pay for our annual van insurance, which increased to over $1,000 this year. That's usually what we aim to spend (but rarely achieve) every month for all the categories! We also purchased a new alternator and pullies for the engine, which Mark replaced himself in Kanab, Utah. It was a day-long project. He can now call himself a car mechanic, on top of a boat mechanic. 🙂

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Monthly Expenses – April 2019

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂 Since July 2018, Mark and I have been combining van life in our Zesty and house and pet sitting, which we did full-time before that. The best of both worlds! 

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

Lake Powell near Page, AZ

In April, Mark and I lived and traveled in Zesty for the first week. The rest of the month, we house and pet sat in Albuquerque, New Mexico. No crazy expenses this past month. We went out for lunch in Navajo Nation to try Native American food.

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Monthly Expenses – March 2019

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂 Since July 2018, Mark and I have been combining van life in our Zesty and house and pet sitting, which we did full-time before that. The best of both worlds! 

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

In March, our van was our home as we traveled the length of Arizona and dipped into Southern Utah. That explains the higher than usual diesel cost for the month. Our back suspension had a crack in it and needed a new bracket. After bargaining down with an Eastern European mechanic in Phoenix, starting at $450 (!!), he quoted us $300 for the job. He definitely tried to take advantage of us. Maybe because we have a "fancy" camper? Maybe because of our Massachusetts license plate? Mark did some research online, ordered the parts himself, and did the work within half an hour for $50!

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The Value of One Dollar

“It’s only a dollar,” most people say when they spend it. But a dollar here and there amounts to many dollars. You can all do the math. Mark and I are frugal beings. We save a dollar here when checking our supermarket receipts and challenging mistakes. We save a dollar there not buying a treat. We save several dollars by looking at GasBuddy to find the cheapest diesel in our area. Being conscious about our spending habits “saves” hundreds if not thousands of dollars a year. We say “Nope, let’s not buy that grill for our camper yet” until it drops in price and we convince ourselves “We don’t need more stuff.”

Other times, we agree we shouldn’t go out for dinner or join people to have a beer at a bar. These outings are expensive; we can eat and drink for much less at home. Often, we promise ourselves we’d use the money we didn’t spend on splurge A for splurge B another day. That day, of course, never arrives. This is our way of life – whether we like it or not, it allows us to stretch the money we have.

One of these months I hope to write a more detailed blog post about how we manage to make our money last and offer tips of how we stay on a tight budget, but today I wanted to share a few examples of how one dollar can be “stretched”. It’s only a dollar, but it can mean so much more.

Recently, one dollar gave us: Continue reading

Birthday Weekend Abroad

When you live together 24/7 in a small space, it’s incredibly difficult to surprise your spouse. How do you sneak out and make your way to a nondescript store without your absence being noticed? What do you answer when asked “Where have you been?” Or, how do you order a gift online without an address? When we were house sitting, there was an opportunity to intercept the mailman and hide the package, but now that we travel full-time in Zesty again, I was at a loss about what to get or do for Mark’s birthday on March 1st. Believe it or not, but it was stressing me out. It’s one of the few events we celebrate, so it has to be done in style, despite my husband saying he didn’t care.

Ever since we’ve owned our Mercedes Sprinter Westfalia camper van, Mark has wanted to change the Dodge grill with the Mercedes one. These two engines are exactly the same, but for some reason, the van was “branded” as a Dodge when imported from Germany in 2005. The little Dodge emblem on the hood was immediately replaced, only costing a few dollars. But the grill replacement was vetoed by me. $70 for something cosmetic? That money would be better spent elsewhere on the van. After 1.5 years in our possession, Zesty was still driving around as a half Dodge/half Mercedes. Mark was getting antsy. He found the Mercedes grill on sale, and I said: ”Great! That’ll be your birthday gift.” I have to agree, our van looks much better now.

Installing the new Mercedes grill

Yet, a car part doesn’t constitute a good birthday gift. Continue reading

Monthly Expenses – February 2019

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂 Since July 2018, Mark and I have been combining van life in our Zesty and house and pet sitting, which we did full-time before that. The best of both worlds! 

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits. Because of our income level, Mark and I are eligible for free health care in the state of Massachusetts. If a non-emergency were to happen outside of that state, it will be expensive! For check-ups, we both return to the East Coast.

The last days of February, we boondocked (free camping) just north of Organ Pipe Cactus National Monument, AZ

In February, our van was our home as we traveled and camped in California and Arizona. We finally replaced the grill, something Mark wanted to do from the moment we bought Zesty 1.5 years ago, but I vetoed, seeing it as an unnecessary expense. When he found a good price, I caved. We were actually on track for the cheapest month in a long time - less than $700 - despite the extra costs for taxes, propane, clothes, and a dump station (we rarely pay for this, but couldn't find a free one in the Borrego Springs, CA area, where we stayed for ten days). Then, we filed the form for my naturalization (citizenship) application on February 28th: $725. Just like that, our monthly expense more than doubled on the last day of the month!

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Monthly Expenses – January 2019

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Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂 Since July 2018, Mark and I have been combining van life in our Zesty and house and pet sitting, which we did full-time before that. The best of both worlds! In January we camped, house sat, and stayed with family..

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits. Health insurance and costs are related to my health care as a permanent resident in the US. Mark is still eligible for free health care in the state of Massachusetts as of today. If a non-emergency were to happen outside of that state, it will be expensive! For check-ups, we both return to the East Coast.

January was unique in terms of our two-week visit to the East Coast, where we stayed with my parents-in-law. Most of this month's expenses are related to our time there. We bought (almost) all the groceries, threw a party for the 83rd birthday of Mark's mom (all-you-can-eat pizza fest), and treated a nephew and his girlfriend to dinner.

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Expense Report 2018

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Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and relatively adventurous life without breaking the bank. "The less money you spend, the less you need to make" is my motto. 🙂 Our first yearly expense report (2016) can be found here and the report of 2017 here. In 2018, Mark and I house and pet sat for seven months, lived and traveled in our camper van Zesty for four months, and visited our families back east for one month. What follows is the break-down of how we spent our money in 2018.

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits.

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Monthly Expenses – December 2018

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂 Since July 2018, Mark and I have been combining van life in our Zesty and house and pet sitting, which we did full-time before that. The best of both worlds! In December we house sat the entire month in Southern California.

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits. Health insurance and costs are related to my health care as a permanent resident in the US. Mark is still eligible for free health care in the state of Massachusetts as of today. If a non-emergency were to happen outside of that state, it will be expensive! For check-ups, we both return to the East Coast. I still pay a small quarterly fee in Belgium for health care (required to retain citizenship), which I mention in my year report later this month.

Sunset on a bike ride to Mission Bay, Sn Diego, CA

In December, the last month of the year - the most expensive month for most people - Mark and I finally did it again: we stayed well under $1000. It was actually bound to be the cheapest month of the year for us, until... our web hosting fees were due.

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Monthly Expenses – November 2018

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂 Since July 2018, Mark and I have lived and traveled full-time in our camper van Zesty, which has affected our expenditure, compared to our previous house and pet sitting lifestyle. This last month was a combination of van life and house sitting.

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits. Health insurance and costs are related to my health care as a permanent resident in the US. Mark is still eligible for free health care in the state of Massachusetts as of today. If a non-emergency were to happen outside of that state, it will be expensive! For check-ups, we both return to the East Coast. I still pay a small quarterly fee in Belgium for health care (required to retain citizenship), which I mention in my year report.

November was an interesting month. Half of it was spent in Zesty, as we drove south in California and spent a week in Monterey, working, and the last couple of weeks, we were settled at a house sit in Ojai. We REALLY tried hard to spend less money, but with my birthday and our Christmas shopping, the gift category went up. We kept ourselves from buying more alcohol, except for that one cheap bottle of white wine, and postponed filling up our diesel tank again until December. 

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