Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for two adults and one 60-pound dog (we adopted Maya on June 4th, 2019). Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

Pretty much the entire month of March, Mark, Maya, and I lived and traveled in Zesty in Baja California, Mexico. In general, life is cheaper south of the border, with the big exception of fuel. That’s why these final numbers were a bit surprising to me; I thought we’d do better. But, there were some unusual additions to our normal spending habits.

Sunrise at Playa La Perla

Our favorite campsite along Bahia Concepcion: Playa La Escondida

Laundry facilities at our campground in Loreto

Laundry prices – $1.50 per load of washing and $1.50 per load of drying

The only facilities at this $10 a night campground of Rancho Mil, an hour south of the US border, were trash, pit toilets, and cold showers.

One of them was the annual city tax for our camper, which ironically is rarely ever in Newburyport and when it is, it just sits on the driveway unused. We splurged on a whale tour, which was seriously worth the money – but not so much the effort getting there… Our annual Chase Sapphire Reserve visa card fee is always due in March. While this seems high, we get much more than $150 back in credits, points, and other benefits during a year of usage. We also had a wonderful dinner out for Mark’s 50th birthday.

One of the many whales approaching our little boat

The utility category is higher than usual, because we kept our affordable and discontinued AT&T plan in the US  ($35/ month for unlimited data use) while also buying a Mexican equivalent from Telcel for our time in Baja. The same happened with our dog, Maya. We needed new dog food in Mexico, which wasn’t a good idea (more about that in an upcoming blog) and which resulted in ordering better food that awaited us upon our return across the border.

Eating out(side) with our camping friends Sandie and Karsten from Germany

Free camping south of Mulege

Camped for free near Mesquite Canyon

On the flipside, groceries were affordable. We only bought enough for a few days at a time and ate out frequently. Based on that, I did expect the dining out category to be higher, especially since it includes a fancy (very!) delayed birthday meal for me, joined by our friends Sandie and Karsten. On my actual birthday (and book launch), our bubble of friends only had snacks to hold us over because nobody felt like cooking.

Free camping near Posada Concepcion

Calm morning walk

The settlement of Posada Concepcion

Free camping north of Loreto

Beach and view towards Loreto

More chances to do my favorite walk along Bahia Concepcion

While it sure adds up, camping appeared cheaper than anticipated as well. Half of the nights in Baja, we paid for Zesty to be parked at an official campground ($10 a night) or on the beach ($7 – $10/night), where Mexican concessionaries would collect their fees. I did bargain when we stayed longer in one place along Bahia Concepcion and we intermittently camped for free in Mexico and always once back in the US.

Free camping between Bahia Concepcion and Loreto

View over the bay

Maya enjoys being outdoors

Parked overnight (for free) at Villa Jesus and Maria on our drive back north

Free camping south of San Felipe

To see how fellow nomads Duwan and Greg made out in March, click here.

March 2021 Overview:

Camper (diesel: $184; city tax: $77):

Groceries:

Camping:

Bank charge (visa card):

Dining out:

Entertainment (whale tour):

Utilities (internet: $61; water: $9; prop: $6; Skype: $5):

Dog (food: $61; vet: $4):

Gifts (B-day dinner Mark):

Household:

Alcohol:

Clothing (flip flops):

Laundry:

TOTAL:

$261

$189

$162

$150

$97

$94

$81

$65

$50

$25

$8

$6

$6

———

$ 1,194

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for two adults and one 60-pound dog (we adopted Maya on June 4th, 2019). Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

Approaching Bahia Concepcion

The entire month of February, Mark, Maya, and I lived and traveled in Zesty in Baja California, Mexico. In general, life is cheaper south of the border, with the big exception of fuel. Even though we drive a campervan – some might call it an RV – we get 23 miles to the gallon. This is awesome fuel economy, especially compared to the 16mpg in our truck camper, fifteen  years ago, and to most other campers. Back in Arizona, diesel was cheap ($2.20/gallon), which meant we spent about $1 for every ten miles we drove. Here in Mexico, we pay double that ($4.50/gallon)!

Fuel station in Loreto

Out of fuel!

Another bigger-than-normal expense was the gift category. Mark had a special birthday on March 1st, but his main “present” was bought in February. More about that later. We also bought tourist cards upon entering the country.

Our camping/accommodation category is usually zero. In Mexico, we decided to take things a bit easier and more comfortable while at the same time supporting local businesses that are hit hard due to the pandemic. For the same reasons, we savored plenty of take-out and outdoor meals. We love street tacos, especially the fish ones!

Our favorite taco restaurant (so far) in Mulege

Street tacos on a bench in Mulege

The utilities category is also higher than other months, because we are paying for two data plans: the one from the US (which we are not using at all right now) and our Amigo plan (8GB for $25)  in Mexico, which comes in handy around towns. Staying at official campgrounds has allowed us to be frustrated with take advantage of intermittent WiFi. We are filling our fresh water tank up with agua purificada from water-dispensing stores, so we can keep drinking it instead of buying and refilling 5-gallon jugs. Doing the dishes and showering with “pure” water does feel a tad luxurious!

Camped at a rocky beach in Baja California “Norte” – Papa Fernandez

Lush campground in San Ignacio

Sunrise along Bahia Concepcion

Lush campground – Huerta Don Chano – in Mulege

February was a month of few expense categories and enjoying a quiet, basic lifestyle. This is reflected in our less-than-average total, despite the extra money for certain conveniences. I am a bit behind with my blog posts and – certainly – with my blog reading and commenting, but I happily blame the lack of internet for that, which has been blissful! 🙂

Laundry day in Mulege

This campground only has a (cold) washing machine, no dryer.

To see how our friends Duwan and Greg made out in February, click here.

February 2021 Overview:

Gifts (birthday Mark):

Camper (Mexican ins.: $143; diesel: $114; maint.: $17):

Groceries:

Camping:

Dining out:

Utilities (internet: $67; water: $11):

Customs & Immigration:

Alcohol:

Laundry:

TOTAL:

$277

$272

$196

$172

$86

$78

$61

$20

$5

———

$ 1,167