Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for two adults and one 60-pound dog (we adopted Maya on June 4th, 2019). Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups and extensive care, we return to the East Coast.

July was another unusual month. The first part, we both worked fulltime on camper projects in our friends Scott and Ellen’s yard, cooked most of our meals, listened to free live concerts on Thursdays, and “endured” Independence Day.

(As always, hover over or click on photos in galleries to read their captions.)

Scraping stubborn caulk/glue from an old hatch for hours, before installing it elsewhere on the roof

Serious roof projects

New shower curtain. We have decided to go with a cow theme.

On July 4th, weeklong fireworks in the neighborhood reached their peak with the town’s display. Maya was in hell. All the other weeks (ten of them!), she really loved being at our friends’ place.

Maya loved it in St. Helens and was spoiled with walks, treats, and attention

Maya cute and comfy on the porch

Town’s events on July 4th, before the fireworks started

Unhappy Maya – a dog in distress, panting and hiding behind our pillows

I joined Ellen and Scott to watch fireworks, while Mark stayed with our shivering Maya.

The second half of July, Mark and I lived apart in a reversed way than in June (he and Maya stayed in Oregon this time and I visited Belgium) and there were two super high expenses. I have to give up on my desire to stick to our $1,300 monthly average of previous years, what with living costs and fuel having risen hugely and preparations – for this camper and ourselves – regarding our upcoming multiple-year adventure in South America. And, we haven’t even gotten into the logistics of getting there yet! Luckily, our accommodation the last months has been free.

Our truck in front of Washington’s state capitol

The annual car insurance for our 2016 Ford F-350 pick-up truck was due and this took a fat chunk out of our bank account at almost $1,000. Once we leave the country towards the end of the year, we will get some of this reimbursed, just like when we drove to the Baja peninsula (Mexico) for a few months in January. In the state of Massachusetts, there are minimum insurance levels you need to have, even when not in the US, which basically comes down to liability insurance. We are researching ways to get around this useless fee.

Salad with avocado and shrimp as a quick dinner

Vegetable stir fry dinner

Free campsite in the national monument

Mark had to escape a terrible weeklong heatwave in the Portland area, since our camper does not have AC and our parking spot there was in the blazing sun. So, he drove to the property of other friends who are renovating a house along the coast of Oregon. The difference in temperature? Thirty degrees Fahrenheit (17 degrees Celsius)! While it was in the upper nineties in St. Helens, on the coast, a 2.5-hour drive west, the high was upper sixties.

Checking out this (much more expensive) Lance 830 in Tacoma, WA, hoping it would be in better shape than ours.

This Lance 830 truck camper we checked out had the fold-down tent/bed

Capitol of Washington state in Olympia

Tumwater Falls in Washington

Maya cools off by one of the smaller falls.

That trip, going to look at another Lance 830 camper in Tacoma, Washington (which we passed on), our five-day “test drive” in Mount St. Helens National Volcanic Monument, and a couple of rides to PDX (Portland airport) back and forth is where the high fuel cost comes from. Mark also bought an OBD reader for the truck to diagnose faults and car issues. We had this for Zesty as well, which came in handy.

Mount St. Helens National Volcanic Monument in Washington

Snowy hike with the Mount St. Helens volcano in the background

Hiking near Ape Cave in the national monument

Maya on the June Lake hike

The other high expense was for Mark’s new computer/tablet hybrid, a Surface Pro 7+. He had been on the lookout for this particular device (and returned a similar one already) for many months, patiently waiting for a deal. The $480 price includes a keyboard. A card with extra memory to improve the tablet’s performance was purchased the previous month.

Mark’s new device in tablet mode

Mark’s new device in computer mode

I renewed my Belgian passport in my parents’ town – a story in itself – which, luckily, arrived before I left again, despite our national holiday (July 21st) being smack in the middle of my two-week stay. We bought another bag of dogfood for Maya and heartworm medicine for a year. Stocking up on drugs and essentials for her will add hundreds of dollars to our expenses the coming months.

Extensive multiple-hour lunch out with my mom (front right) and her two sisters

Sandwich in Belgium – Brie cheese, smoked salmon, and lettuce

The other categories for July were quite normal. Groceries were relatively low (because my parents took good care of me in Belgium), as well as alcohol (we barely drank booze). The $7 entertainment amount went to our cave visit in the National Monument. Mark bought a $2 lottery ticket since he coincidentally found himself at a local bar with our coastal friends the day the Mega Millions pot was at an all-time high. Not that it mattered. He mistakenly bought a ticket for a different lottery. His numbers wouldn’t have made a difference either way…

Mount St. Helens before the heatwaves hit…

(PS: We did have $1,040 of Lance camper expenses in July as well, but since we budgeted for that (so far), it becomes part of our purchase price. I plan to write a separate post about those projects and costs in the future.)

July 2022 Overview:

Car (ins.: $952; fuel: $295; parts: $28):

Computer (new Surface Pro 7+ Mark):

Groceries:

Customs & Immigration (new Belgian passport Liesbet):

Dog (food: $32; meds: $36):

Dining out:

Utilities (internet: $35; Skype: $5):

Drinking out:

Household:

Clothing:

Alcohol:

Entertainment (NM):

Postage:

Miscellaneous (lottery):

Accommodation:

TOTAL:

$1,275

$480

$232

$72

$68

$41

$40

$16

$13

$11

$9

$7

$5

$2

$0

———

$ 2,271