Roaming About

A Life Less Ordinary

Category: On a Budget (page 10 of 14)

Monthly Expenses – October 2018

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂 Since July 2018, Mark and I have lived and traveled full-time in our camper van Zesty, which has affected our expenditure, compared to our previous house and pet sitting lifestyle.

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits. Health insurance and costs are related to my health care as a permanent resident in the US. Mark is still eligible for free health care in the state of Massachusetts as of today. If a non-emergency were to happen outside of that state, it will be expensive! For check-ups, we both return to the East Coast. I still pay a small quarterly fee in Belgium for health care (required to retain citizenship), which I mention in my year report.

October was more expensive than other months, mainly because we bought flexible solar panels for Zesty, drove a LOT, and took a ferry from Vancouver Island back to the US. Before we left Oregon, we stocked up on wine from Trader Joe's, as this state does not charge sales tax. It's also the reason we had the solar panels shipped to a friend's house here. Savings in the long run. 🙂

A new category has been added to our expense report: phone charges. In the past, our business took care of that amount. Mark and I still buy the same 5GB T-Mobile data plan (with free streaming) for $30 a month. Because he's always on the lookout for better deals, we usually manage to find discounts and pay around $25 for this "skimpy" plan. We manage to deal with all our internet-related tasks by adding visits to libraries, information centers or McDonald parking lots with free WiFi for extensive research and blog commitments (posting, reading and commenting). Our cell data limit is enough for daily life on the road and communications. If we pick up a signal...

One of our less attractive library visits in Northern California.

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North Cascades National Park, Washington

After our whirlwind visit to Yellowstone National Park, Wyoming, Mark and I wished to explore Glacier National Park in Montana. My intention was to then continue our trip into Canada: Waterton Lakes NP, Banff and Jasper NPs, and saying a quick “hello” to our friends Sue and Dave in Calgary, before heading west to Vancouver and Vancouver Island.  I write “my intention”, because we never plan much in advance, and this whole itinerary might have been a tad ambitious, as summer was already ending this far north. Why was that a surprise to me?

Upon doing research online about Glacier National Park, we discovered that massive forest fires raged on the western edge of the park. This was the preferred side for us to enter, because it offered spectacular views, contained free camping, the distance was doable, and it made most sense for our route north. But, the western entrance was closed. We decided to skip this park altogether and drove westwards within the United States, choosing North Cascades National Park as our new destination in Washington state.

The Logistics

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Monthly Expenses – September 2018

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂 Since July 2018, Mark and I have lived and traveled full-time in our camper van Zesty, which has affected our expenditure, compared to our previous house and pet sitting lifestyle.

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits. Health insurance and costs are related to my health care as a permanent resident in the US. Mark is still eligible for free health care in the state of Massachusetts as of today. If a non-emergency were to happen outside of that state, it will be expensive! For check-ups, we both return to the East Coast. I still pay a small quarterly fee in Belgium for health care (required to retain citizenship), which I mention in my year report.

People with an eye for detail and a photographic memory might notice that the new laundry category from last month disappeared in this overview. That's because of the wonderful friends we visited in September, who lent us their efficient washing machines and dryers.  A blog about those fun encounters will be for the future, just like my photo galleries and stories about the destinations we visited over the last month and a bit.

As usual, we didn't spend any money on campgrounds. Since we were offline during our Canada voyage, we used the app iOverlander to find free places to park Zesty for the night. Unlike www.freecampsites.net, this resource can be accessed without the internet. We rarely buy clothes (we wear everything until it literally falls apart, so I have clothes that have been a part of my small repertoire for over 15 years, seriously), but both of Mark's jeans have unruly holes, so we needed to order new pants.

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Monthly Expenses – August 2018

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂 That being said, Mark and I seem to manage one big expense a month for some reason, whether it is camper, plane, travel or computer-related.

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits. Health insurance and costs are related to my health care as a permanent resident in the US. Mark is still eligible for free health care in the state of Massachusetts as of today. If a non-emergency were to happen outside of that state, it will be expensive! For check-ups, we both return to the East Coast. I still pay a small quarterly fee in Belgium for health care (required to retain citizenship), which I mention in my year report.

August was different from all previous months, because it was the first full month we've lived in our camper van Zesty.  We have been on the road full-time since the end of July and are slowly adjusting to a lifestyle switch from house and pet sitting to van living.

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Monthly Expenses – July 2018

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting and relatively adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂 That being said, Mark and I seem to manage one big expense a month for some reason, whether it is camper, plane, travel or computer-related. Luckily, we live totally rent-free, wherever we end up.

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits. Health insurance and costs are related to my health care as a permanent resident in the US. Mark is still eligible for free health care in the state of Massachusetts as of today. If a non-emergency were to happen outside of that state, it will be expensive! For check-ups, we both return to the East Coast. I still pay a small quarterly fee in Belgium for health care (required to retain citizenship), which I mention in my year report.

Most of our July was spent in the company of friends and family, in Belgium and in Massachusetts. There were a lot of social events and life-time celebrations, where gifts and taking family members out to lunch and dinner made up a big chunk of our expenses. Other than that, the usual grocery shopping and fuel for two cars (our Zesty back in New Mexico and Mark's parents' car in New England) played a role. We had a flat tire, and dealt with damage caused by rats.

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Monthly Expenses – June 2018

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting and relatively adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂 That being said, Mark and I seem to manage one big expense a month for some reason, whether it is camper, plane, travel or computer-related. Luckily, we live totally rent-free, wherever we end up.

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits. Health insurance and costs are related to my health care as a permanent resident in the US. Mark is still eligible for free health care in the state of Massachusetts as of today. If a non-emergency were to happen outside of that state, it will be expensive! For check-ups, we both return to the East Coast. I still pay a small quarterly fee in Belgium for health care (required to retain citizenship), which I mention in my year report.

On the Amtrak train from Santa Fe, NM to Boston, MA

June was a bit of a different month, compared to others.

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Two-week RV Trip, Part 3 – Boondocking/Free Camping

To most of you, it probably doesn’t come as a surprise that Mark and I are frugal people. It’s not that we don’t have any money, or that we don’t make any money; we choose to only spend what is needed to live comfortably and eat healthy. This allows us to work jobs we enjoy (generally speaking), where the wages are inferior to our flexibility and satisfaction. The less money you spend, the less you have to make, and therefore work. 😊

Our past house-sitting lifestyle guaranteed we never paid for rent or utilities. Our biggest expenses this year involved our camper van Zesty. Setting him up to live off the grid (we still have to work more towards that) and travel full-time will provide savings in the future. We prefer boondocking (“dry” camping for free, usually without facilities and preferably in nature) to RV parks and official campgrounds. I compare it to anchoring on our sailboat, as opposed to staying in marinas, which we rarely did, for similar reasons. We prefer privacy, natural surroundings, and spending no money on camping (or mooring). In the year we have owned Zesty, we have paid twice for a “bare bones” campground without hook-ups, but with toilets, trash receptacles and a dump station. Once in Zion National Park last October, and once on this two-week RV trip.

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Monthly Expenses – May 2018

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting and relatively adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂 That being said, Mark and I seem to manage one big expense a month for some reason, whether it is camper, plane, travel or computer-related. Luckily, we live totally rent-free, wherever we end up.

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits. Health insurance and costs are related to my health care as a permanent resident in the US. Mark is still eligible for free health care in the state of Massachusetts as of today. If a non-emergency were to happen outside of that state, it will be expensive! For check-ups, we both return to the East Coast. I still pay a small quarterly fee in Belgium for health care (required to retain citizenship), which I mention in my year report.

May was an extremely expensive month for Mark and I. We expected the big, annual camper insurance bill of almost $1000, and attempted to keep other expenses low by doing what we always do: keep eating out and drinking out to a minimum, and only buy the things needed to eat healthy and get our camper ready for the road.

We bought bikes, then, we needed to get a rack, and a swing out hitch. Next, a bag for protection. With this contraption, our lights and license plate weren't visible anymore for traffic behind us, so Mark fabricated an extension, we moved the license plate (still waiting on an extra one), and purchased extra lights.

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Monthly Expenses – April 2018

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting and relatively adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂 That being said, Mark and I seem to manage one big expense a month for some reason, whether it is camper, plane, travel or computer-related. Luckily, we live totally rent-free, wherever we end up.

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits. Health insurance and costs are related to my health care as a permanent resident in the US. Mark is still eligible for free health care in the state of Massachusetts as of today. If a non-emergency were to happen outside of that state, it will be expensive! For check-ups, we both return to the East Coast. I still pay a small quarterly fee in Belgium for health care (required to retain citizenship), which I mention in my year report.

Mark and I recently bought bikes, which, as an exception, I haven't included in my expense overviews.

April was quite the month. Not only was it extremely busy for us, but also extremely expensive. The culprits this time? Zesty, and planning our trip East for this summer. In light of that, we tried to keep the other categories low. Our camper needed two new batteries, which we installed ourselves. The two rear shocks Mark bought months ago, had to be installed by a mechanic.

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Monthly Expenses – March 2018

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting and relatively adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂 That being said, Mark and I seem to manage one big expense a month for some reason, whether it is camper, plane, travel or computer-related. Luckily, we live totally rent-free, wherever we end up.

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits. Health insurance and costs are related to my health care as a permanent resident in the US. Mark is still eligible for free health care in the state of Massachusetts as of today. If a non-emergency were to happen outside of that state, it will be expensive! For check-ups, we both return to the East Coast. I still pay a small quarterly fee in Belgium for health care (required to retain citizenship), which I mention in my year report.

March was a decent month, apart from some one-off expenses, which appear every month in different forms. This time, it was our yearly credit card fee, which is high, but comes with loads of perks and airline miles. And, we bought a battery charger for our camper, to retain and create more electricity.  More parts are needed to become self-sufficient for longer times, but Mark and I are trying to spread the purchases for Zesty, to not go overboard too much each month.  🙂

In March we also splurged on tickets for the fascinating Leonardo da Vinci "The Genius" exhibition in Albuquerque. By going in the evening on the first Friday of the month, we saved $10. Finally an expense in the "entertainment" category!

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