Roaming About

A Life Less Ordinary

Tag: money (page 6 of 11)

Monthly Expenses – July 2020

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for two adults and one 60-pound dog (we adopted Maya on June 4th, 2019). Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

In July, we boondocked in the woods of White Mountain National Forest, New Hampshire, with Zesty for a week and stayed put in our “room above the garage” in Newburyport, Massachusetts for the rest of the month. Our time in nature cost approximately the same as not going anywhere, except for the fuel. We bought groceries and alcohol as usual and camped for free. Yet, the camper expense was higher than normal, because Mark replaced a heating element.

Early in the month, we had dinner with relatives outside on picnic tables at a brewery. That was the first time we ate “out” in months and probably the last time. We prefer take-out, which we ended the month with. Of the four items we ordered at this Thai restaurant, two were wrong. I guess we will stick to cooking ourselves from now on!

And, there is a new expense category! Writing. It immediately became the highest cost of the month. Almost $500. That amount in July went to my editor and is half of her fee for the first round of (substantive) edits she performed for my travel memoir. This month, we paid the same amount and I expect two more expenses like these for the second round of edits in September.

Where we saved money is by taking advantage of a credit card offer I wrote about last month. Because of using our miles at 1.5x their value for groceries and restaurant expenses, our actual spending in July was $496 dollars less than reflected in the total underneath.

I don’t tire of this view of the White Mountains!

On paper, it was a relatively expensive month for us, about $100 above our monthly average, but that’s mostly due to a new “investment”.  I hope to earn that back one day. 🙂

I encourage any questions and thoughts in the comment section underneath!

July 2020 Overview:

Writing (editor):

Groceries:

Camper (diesel: $43; repairs: $198):

Dining out:

Alcohol:

Clothing (undies, shirts):

Utilities (phone):

Medical (Corona fee dentist + drugs):

Dog (toys):

Computer (new mouse):

Entertainment (e-book):

Accommodation:

 

TOTAL:

 

$484

$409

$241

$80

$68

$49

$35

$19

$9

$6

$1

$0

———

$ 1,401

To learn what other full-time nomads spend each month, check out the expense blogs of our vanlife friends Duwan and Greg at Make Like An Ape Man.

Monthly Expenses – June 2020

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for two adults and one 60-pound dog (we adopted Maya on June 4th, 2019). Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

Most of June was spent away from “our room above the garage”. After six weeks of sheltering in place in this tiny, uninspiring, yet relatively comfortable setting in Massachusetts, Mark, Maya, and I loaded up our campervan with belongings and groceries and traveled north.

We self-isolated for two weeks in Lincolnville, Maine, where we helped out with renovations in a house recently purchased by our brother-in-law and his wife. We didn’t spend any money during those weeks as we didn’t do anything and didn’t go anywhere. The numbers of Covid cases in Maine, New Hampshire, and Vermont have always been low, but we quarantined for 14 days nevertheless.

(Captions appear when you click on or hover over the photos. I have posted more visuals of last month’s experiences in previous blog posts here and here.)

That visit concluded with a couple of hikes and a quick stop in the cute seaside town of Belfast on day 15 and 16, before we moved on to Kingfield, Maine, to hang out with friends for a couple of days.

Next up, more relaxing with another set of friends at a lake house in Island Pond, Vermont. That was a VERY enjoyable weekend, despite the 90-degree weather. We concluded our “grand tour” with a quick “hello and goodbye” to one more set of friends met on the road last year. Again, it was extremely hot and there was no shade for Zesty. We cooled off in the woods on their property and in a swimming hole by Troy Falls. Other than the last three nights of camping in our van, we stayed inside houses.

Some of the June categories were higher than usual: groceries because we stopped at a Trader Joe’s (which means splurging on goodies like dumplings, goat cheese, and snacks) and shared special home-cooked dinners, alcohol because we are social drinkers and we socialized a lot, and the dog section because of Maya’s new flea & tick collar and heartworm medicine.

All things considered, June was a decent spending month for us and the numbers underneath are accurate. But… a Covid-related action made us spend much less in real life. Let me explain. With our Chase credit card, Mark and I have been collecting points over the years, accumulating to $1,500 in cash last month. Usually, we save the points and use them for flights to Boston or Belgium. Well, that isn’t happening anytime soon, so we considered alternative benefits. At the same time, Chase announced that customers could redeem points during the pandemic for 1.5 times their value when paying for groceries and dining out, retroactive for 90 days. Our $1,500 instantaneously turned into $2,250!

Mark and I jumped on the offer, waving grocery and restaurant expenses from the previous three months and using points for all our current grocery shopping and take-out meals. To put things in perspective, a $30 food order, for example, costs us $20 as only that equivalent of points is redeemed. It’s a bit of an accounting nightmare, so I’m keeping the spending numbers in my reports equal to what we paid, not incorporating the “free money”. But, based on this fortunate turn of events, we only spent $410 of real money last month and a few hundred dollars less than recorded in February, March , and April as well.

Sorry for the confusion, but I added this explanation to provide total transparency about our expenses. At the end of the year, I will have to post two sets of numbers because of the generosity of our credit card company during these challenging times. Thank you, Chase!

June 2020 Overview:

Groceries:

Alcohol:

Camper (diesel: $87; maintenance: $17):

Dog (food: $35; health: $58):

Health & Fitness (vitamins):

Utilities (phone: $35; Skype:$5):

Dining out (pastries):

Accommodation:

 

TOTAL:

 

$412

$117

$104

$93

$56

$40

$15

$0

———

$ 837

To learn what other full-time nomads spend each month, check out the expense blogs of our vanlife friends Duwan and Greg at Make Like An Ape Man.

I hope my American friends and family are enjoying their Independence Day Weekend. The three of us had a mellow social-distanced BBQ with my brother-in-law and his family yesterday.

Monthly Expenses – May 2020

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for two adults and one 60-pound dog (we adopted Maya on June 4th, 2019). Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

The entire period, Mark, Maya, and I lived in a room with en-suite bathroom and a makeshift “kitchen” in Newburyport, Massachusetts. Zesty was parked in the driveway, feeling neglected. Apart from getting a thorough cleaning inside and out and having a few parts replaced or fixed. No diesel cost, but May is when our annual camper insurance is due, generally making it the most expensive month of the year.

The weather wasn’t great. Being cooped up affects Mark more than me. I’m always busy with one or another writing or editing project (or attempting to make headway with my travel memoir – choosing an editor last month), happy with prolonged computer time. Walks with Maya in town involved crossing the road often to avoid pedestrians and keeping at least 6 feet distance when passing on the trails.

Mark found a forested, dog-friendly park ten minutes away from our home base, so he often drove Maya there for a hike. Her itchiness has improved since Florida, but we needed another bottle of Apoquel, which set us back $175 for 100 pills. It’s the cheapest option for this anti-itch medicine. Other “extra” expenses in May included flowers for my mother-in-law and one take-out dinner from a local burger joint.

As often, our camper van is the most expensive category in this monthly report, but June should be better!

May 2020 Overview:

Camper (insurance: $1118; maintenance: $294):

Groceries:

Dog (drugs: $175; treats: $8):

Utilities (phone):

Dining out:

Gifts (Mother’s Day):

Clothing (flip flops Mark)

Household (propane outdoor grill):

Postage:

Alcohol:

Accommodation:

 

TOTAL:

 

$1,412

$327

$183

$35

$20

$18

$11

$8

$1

$0

$0

———

$ 2,015

To learn what other full-time nomads spend each month, check out the expense blogs of our vanlife friends Duwan and Greg at Make Like An Ape Man.

Monthly Expenses – April 2020

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for two adults and one 60-pound dog (we adopted Maya on June 4th, 2019). Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

The first half of April, Mark, Maya, and I spent in our camper van, boondocking (free camping) and driving. The last half, we lived in “the room above the garage” at my in-laws’ place in Massachusetts. Our accommodation costs remain nil (thank you, Carol and Stan) and we managed to save our April laundry up until we arrived here, taking the necessary precautions to avoid spreading a potential Covid-19 infection.

Usually, when we visit Mark’s parents (our current home is also our residency address), we use their kitchen and share all the meals . Because we can’t set foot in the house, we had to buy a couple of kitchen appliances, which I briefly mentioned in a previous blog. Mark’s research always pays off, as we found a big toaster oven and a one-burner induction stove (both new) for $80. To complete our set-up, we are borrowing a water cooker and a college fridge.

Mark and I did order Thai take-out for our anniversary on April 30th (this is actually one of two anniversaries; it’s complicated), but we used gift money from my parents for that, so no “eating out” category , last month. 🙂

While we might be spending a bit more on certain products in the absence of generic brands or by having to go to different stores during this pandemic, April was another decent month.

April 2020 Overview:

Groceries:

Camper (diesel: $130; repairs: $89):

Household (oven + stove):

Alcohol:

Dog (food + fish oil):

Utilities (phone):

Postage:

Entertainment (e-books):

Accommodation:

 

TOTAL:

 

$338

$219

$80

$66

$46

$35

$2

$2

$0

———

$ 788

To find out what other full-time nomads spend each month, check out the expense blogs of our vanlife friends Duwan and Greg at Make Like An Ape Man.

Monthly Expenses – March 2020

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for two adults and one 60-pound dog (we adopted Maya on June 4th, 2019). Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

How did the outbreak of the Coronavirus affect our expenses? Less than you might think. The only category that spiked is groceries. I think that happened because of our “constant” topping up of the fridge and cupboards, each time we anticipated self-isolating in the woods of Florida. But, as I wrote about previously, most of those attempts failed, so we kept buying more provisions and – in the beginning – our only choices were name brands instead of the cheaper generic brands we usually buy.

We drove a lot during our quick circle down and around and back up Florida. If we would have been able to sightsee, we would have driven more, but we would have traveled slower. We boogied north quicker than expected, because of our rising discomfort with heat, humidity, and bugs and not so much COVID-19. Therefore, our monthly fuel expenses are pretty much what they would have been otherwise. The diesel price was as low as we’ve ever seen it!

If it wasn’t for the recent pandemic, our entertainment and camping categories would be higher (I really wanted to visit the Dali Museum in St. Petersburg and spend time with the manatees while camping at Manatee State Park), the health topic would have popped up as I urgently needed a haircut, and doing laundry might have cost twice as much. Instead, Mark cut everyone’s hair and we did a load of laundry by hand.

The drinking and eating out expenses can be blamed on hanging out with friends and Mark’s birthday (a self-proclaimed brewery tour) before social distancing took effect. Since then, I have been able to keep in touch with friends and family via email, social media, Skype, and Zoom!

All in all, March was not a bad month under the circumstances, but it is the most expensive one this year so far.

March 2020 Overview:

Groceries:

Camper (diesel: $187; registration: $12; tolls: $4):

Bank charge (annual credit card fee):

Alcohol:

Drinking out:

Dining out:

Dog (food):

Utilities (phone):

Postage:

Entertainment (dog beach @ state park):

Laundry:

Miscellaneous (printing taxes):

Camping:

 

TOTAL:

 

$433

$203

$150

$90

$66

$63

$35

$35

$11

$5

$5

$3

$0

———

$ 1099

To find out what other full-time nomads spend each month, check out the blog of our vanlife friends Duwan and Greg at Make Like An Ape Man.

Monthly Expenses – February 2020

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for two adults and one 60-pound dog (we adopted Maya on June 4th, 2019). Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

February was a good month and the cheapest one since April 2019. That makes two months in a row under $1,000. Let’s see how long we can keep this up. 🙂

We did spend a little bit of money on camping – happy to stay somewhere multiple nights in a row WITH smooth, groomed, comfortable grass. You know, the kind on which you walk barefoot and Maya relaxes bug-free, rolling around without picking up leaves, branches, needles, or burrs. The kind that is quite rare, especially boondocking. The surrounding area offered nice hiking trails as well.

Extra costs in February went to a new bike cover and the annual Massachusetts tax  for our van (both under “camper”) and to internet, propane, and dump stations in the “utilities” category. Our monthly AT& T internet (phone) bill is usually $35. Except, this amount actually gets paid every four weeks. Last month is where this caught up with us and we had to pay twice. Darn leap day!

Our shiny new bike bag – they seem to last about one year in the elements and cost $15 more than last year!

In Florida – as opposed to other states we have visited – it’s difficult to find free dump stations, so we look for the cheapest options. Once, we used a free one and decided to support this RV center’s “generosity” and buy their propane, not even researching the competition. Ha! It was the most expensive propane we ever bought in the US: $4 per gallon. In a way, we paid for this free dump and water fill-up as well.

And, for the loyal expense report follower, who scrutinizes our monthly numbers: guess which category is missing in February? It’s something that was always present, but we really tried hard to keep it at zero this month (I cheated a tad by buying Mark a little bit as part of his birthday gift) …

February 2020 Overview:

Groceries:

Camper (fuel: $43; tax: $77; bike bag: $65):

Utilities (phone: $70; propane: $21; dump: $16):

Dining out:

Health & Fitness:

Drinking out:

Computer Software (Quicken):

Dog (supplies):

Gifts:

Camping:

Laundry:

Household:

 

TOTAL:

 

$270

$185

$107

$100

$34

$30

$25

$22

$21

$11

$5

$3

———

$ 813

Monthly Expenses – January 2020

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. Since June 2019 – we adopted Maya on June 4th – we have a dog section as well. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

In an upcoming blog, I’ll share a bit more about our January experiences in Florida, but for now, I’ll stick to expenses. Not a bad month at just under $1,000 but, as always, it was more than expected by the time we tallied everything.  One of our three “out of the ordinary” costs was Maya’s anti-itch medicine. Apoquel is a wonder drug, but at $1.75 per pill – Mark spent hours online to find this “deal”, if you buy 100 pills at once (usually prices hover around $2 per pill and higher at the vet) – it is pricey. Especially since Maya needs one pill a day. We discovered that CBD oil does not help with her physical discomfort.

Anything to get this sweetheart happy, healthy, comfortable!

Our other “extra” expenses were for camping and Mark’s bus transfers from/to Newburyport from Logan Airport. He used miles to get there from Jacksonville. Long-time readers know that we almost always boondock (camp for free) with Zesty. Since Mark had to fly to Boston for five days in January, I stayed at an established campground in Northern Florida – hence the camping expense for January. I have to admit that it was enjoyable. More about that later as well.

January 2020 Overview:

Groceries:

Dog (meds:$175; food: $35):

Camper (fuel: $151; parking: $14):

Dining out:

Drinking out:

Camping:

Transportation:

Utilities (phone):

Alcohol:

Health & Fitness:

Household:

Gifts:

Laundry:

Computer Hardware:

Medical:

Postage:

 

TOTAL:

 

$272

$210

$165

$74

$58

$50

$44

$35

$34

$20

$12

$9

$5

$4

$4

$3

———

$ 999

Expense Report 2019

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and relatively adventurous life without breaking the bank. “The less money you spend, the less you need to make” is my motto. 🙂

Our first yearly expense report (2016) can be found here, the report of 2017 here, and the one for 2018 is here. In 2019, Mark and I house and pet sat for six weeks, visited our family back east for one month, and lived and traveled in our camper van Zesty in the US and Canada the rest of the year. What follows is the break-down of how we spent our money in 2019.

The Wave in Utah

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. New for 2019 is the category “Dog”. We adopted Maya on June 4th. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast. The utility cost refers to phone data plans with AT&T.

Our expenses in 2019 were about $500 higher than the previous year. Considering that our new companion consumed a $1,200 chunk (mostly meds and vet costs) means that we did better in almost all the other categories. The biggest part of our camper category keeps going to repairs and maintenance. We did cover quite a bit of distance last year as well (14,000 miles), which is represented in our high diesel amount. Our monthly average for groceries remains $300.

Another biggie last year was the price of my citizenship. With all that behind us – my US passport is waiting in Massachusetts – this year can only get cheaper, right? My main shock happened when noting our alcohol dollars. That is a lot, especially since we didn’t throw or attended many parties… If there’s one amount I want to lower in 2020 it’s this one.

US Citizenship!

We can’t get out of the gift category. We love our spouse, family and friends too much and treating them for birthdays and other occasions – with a restaurant meal or a personalized gift – is just plain fun. Our utilities went up, because we basically live in our camper van full-time – more propane and laundromats needed and when we can’t find free dump stations, we have to pay. We are currently testing Visible as our internet and cell provider, but the results are bleak compared to our monthly, quite reliable AT&T plan.

As a citizen, I hope to obtain a new healthcare plan that includes basic dental work. Therefore, the medical category should theoretically go down this year as well. I mentioned Mark’s new SmartPhone in last month’s report and all the other amounts seem straightforward. If you have any questions, let me know in the comments.

The team responsible for Maya’s adoption: Amy, Jessica, and Jeff

The charity category is lower than last year and will not be present for 2020. I figured that the money we used to donate to animal rescue organizations should go towards Maya (and then some). If our financial situation improves, it will appear again! 🙂

Last but not least, I’m surprised that we didn’t spend a dime on campgrounds in 2019. Having camped  for nine months out of the year, this is good and bad. Perfect for the pocket and often for the surroundings, peace, and privacy, but not so great when it comes to comfort, convenience, and spoiling ourselves. We did get a campground break in Kentucky, as employer Amazon paid for that one.

2019 Overview:

Camper (repairs: $2967; diesel: $1828; insurance: $1078,

registration: $86; tolls: $81; parking: $63):

Groceries:

Dog (supplies: $524; vet: $403; food: $188; adoption: $100):

Customs & Immigration (citizenship: $725; passport: $161):

Dining Out:

Alcohol:

Gifts (B-days, NY gifts, treating family):

Utilities (cell data: $351; propane: $53; dump: $10)

Health and Fitness (vitamins & haircuts):

Medical (dentist: $170; meds: $40; scan: $30):

Clothing (shoes, jeans, t-shirts):

Computer (new phone, router, hosting, Turbo Tax):

Drinking out:

Bank charges (annual credit card fee):

Travel (National Park pass, park fees Canada):

Entertainment (guided tours):

Transportation (shuttle buses, metro, ferry):

Charity (Best Friends):

Household (camper items):

Laundry:

Postage:

Camping:

 

TOTAL:

 

 

$6103

$3563

$1215

$886

$758

$708

$675

$413

$368

$240

$214

$211

$159

$150

$110

$106

$87

$70

$66

$61

$63

$0

———

$ 16,119

(Table might not load correctly on tablets – try turning the screen for better results.)

Surfing into 2020

For another (more detailed and colorful) annual expense report of full-time van-dwellers, check out the 2019 “Cost of Being a Nomad” post of our friends Duwan and Greg here.

Do you keep track of your expenses? How did your budgeting go in 2019? Any categories you’d like to do better with in 2020?

Monthly Expenses – December 2019

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. Since June 2019 – we adopted Maya on June 4th – we have a dog section as well. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

The first three weeks of December, Mark, Maya, and I continued living in a campground and working in Campbellsville, Kentucky. We hit the road again in our camper van for the last week of the year. The entertainment category constitutes those travels, as I took a tour of Churchill Downs in Louisville, where the Kentucky Derby takes place, and Mark and I took a guided walk in Mammoth Caves, after hiking with Maya to wear her out.

We didn’t spend money on camping as we managed to boondock during our “migration south”. The three of us made stops in Frankfort, Louisville, and Mammoth Caves National Park in Kentucky (more about that another time) and found the most amazing free parking in Nashville, Tennessee, which allowed us to explore this vibrant music city and have drinks at night.

Mark bought a new SmartPhone at a very good price after doing lots of research and waiting for the right moment. The amount underneath includes a two-month data plan, a new SIM card, and a free tablet! While in Kentucky, we HAD to try Kentucky Fried Chicken (KFC) and its competitor Lee’s Famous Recipe Chicken. We took Maya to the vet to get another opinion about her itchiness. At the moment, we are giving CBD oil a try. This might help with her anxieties as well…

We couldn’t avoid buying more alcohol, as we planned a fun New Year’s Eve (and extended stay) with our sailing friends Karmen and Tom in St. Augustine, Florida. They put a feast together on the last day of the year and we enjoyed spending time with them and their friends on their refitted catamaran, Sauvage. More about that later as well.

December 2019 Overview:

Groceries:

Computer Hardware (phone $95; router: $40):

Camper (fuel: $112; repairs: $23):

Dog (vet: $56; supplies:$53; food: $25):

Dining out:

Utilities (phone: $35; propane: $15):

Entertainment (Mammoth Caves: $34; Churchill Downs: $13):

Health & Fitness (vitamins Mark):

Alcohol:

Gifts:

Drinking out:

Laundry:

Camping:

 

TOTAL:

 

$368

$135

$135

$134

$56

$50

$47

$46

$40

$39

$20

$20

$0

———

$ 1090

Monthly Expenses – November 2019

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. Since June 2019 – we adopted Maya on June 4th – we have a dog section as well. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

For the month of November, Mark, Maya, and I lived and traveled in our camper van, Zesty. The first week, we drove and explored from Connecticut to Kentucky and since then, we have been stationed at a campground in Campbellsville, KY. Mark’s current employer, Amazon, pays for our site and we are here until Christmas, to work. More about that later. By the way, this is the first time EVER that we are parked in an RV park with full-hookups and a building with hot showers and laundry!

Last month was different from other months in many ways, since we never camp in the same spot longer than a few days. This means less money spent on fuel (although we did have to get here) and more money spent on laundry as we can’t rely on the generosity of friends and family anymore to use their machines. We use the van once a week to grocery shop and take Maya on a hike. No more camper projects are lined up. Yay!

We had hoped to stay under $1,000 for November (and December), to stick to the same “budget” as last year. We failed. We had additional expenses in the form of my pricey passport application, the need for more prescription drugs for Maya (plus we bought extra dog food at a 60% discount on Black Friday), and a higher than normal grocery bill. We stocked up before arriving in Campbellsville and we splurged on a few favorite Trader Joe items. After extensive comparison of two GPS tracking systems for Maya, we decided to ship one of them back.

On top of all this, it was my birthday. On Thanksgiving. Mark and I never get each other gifts or celebrate anything, except for our birthdays. My three-year old laptop was falling apart “right in time” – I had been able to deal with a non-working mouse pad, its slowness, and a few other inconveniences for over a year, but when the battery didn’t work anymore (which meant I could only use my computer when plugged in – not ideal in a van), I was starting to despair. You see, not only is buying a new computer expensive, but it would also require me getting used to a new machine and a lot of work for Mark, who would need two days to delete everything useless and annoying and install what I needed, plus get it ready for my use. He didn’t have those extra days…

Once again, I was reminded of what an incredible, smart, resourceful, and anticipating husband I have. The day after my issues, an early birthday present showed up: a brand-new laptop! Mark knew what would make me happy before I knew! He managed to “snatch” a $500 computer for $250, and spent his only two evenings off to get the machine ready by my birthday. I love it (them)!

Oh, about that extremely high alcohol number… don’t despair. We have not become alcoholics. We stocked up on beer and wine before arriving  at the campground and Mark threw an impromptu birthday party, inviting the friends we made here to enjoy new cases of beer and a decent box of wine. We have enough left for many weeks! The good thing about the last two months of 2019: we finally made/make more money than we spent/d.  🙂

November 2019 Overview:

Groceries:

Gifts:

Customs & Immigration:

Dog (food: $35; meds: $63; supplies:$51):

Alcohol:

Camper (fuel: $123; repairs: $9):

Dining out:

Utilities (phone: $35; propane: $10):

Entertainment (Lunatic Asylum tour):

Postage:

Household:

Laundry:

Camping:

 

TOTAL:

 

$367

$279

$161

$149

$145

$132

$67

$45

$21

$12

$12

$10

$0

———

$ 1400

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