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A Life Less Ordinary

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Monthly Expenses – January 2020

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. Since June 2019 – we adopted Maya on June 4th – we have a dog section as well. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

In an upcoming blog, I’ll share a bit more about our January experiences in Florida, but for now, I’ll stick to expenses. Not a bad month at just under $1,000 but, as always, it was more than expected by the time we tallied everything.  One of our three “out of the ordinary” costs was Maya’s anti-itch medicine. Apoquel is a wonder drug, but at $1.75 per pill – Mark spent hours online to find this “deal”, if you buy 100 pills at once (usually prices hover around $2 per pill and higher at the vet) – it is pricey. Especially since Maya needs one pill a day. We discovered that CBD oil does not help with her physical discomfort.

Anything to get this sweetheart happy, healthy, comfortable!

Our other “extra” expenses were for camping and Mark’s bus transfers from/to Newburyport from Logan Airport. He used miles to get there from Jacksonville. Long-time readers know that we almost always boondock (camp for free) with Zesty. Since Mark had to fly to Boston for five days in January, I stayed at an established campground in Northern Florida – hence the camping expense for January. I have to admit that it was enjoyable. More about that later as well.

January 2020 Overview:

Groceries:

Dog (meds:$175; food: $35):

Camper (fuel: $151; parking: $14):

Dining out:

Drinking out:

Camping:

Transportation:

Utilities (phone):

Alcohol:

Health & Fitness:

Household:

Gifts:

Laundry:

Computer Hardware:

Medical:

Postage:

 

TOTAL:

 

$272

$210

$165

$74

$58

$50

$44

$35

$34

$20

$12

$9

$5

$4

$4

$3

———

$ 999

Expense Report 2019

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and relatively adventurous life without breaking the bank. “The less money you spend, the less you need to make” is my motto. 🙂

Our first yearly expense report (2016) can be found here, the report of 2017 here, and the one for 2018 is here. In 2019, Mark and I house and pet sat for six weeks, visited our family back east for one month, and lived and traveled in our camper van Zesty in the US and Canada the rest of the year. What follows is the break-down of how we spent our money in 2019.

The Wave in Utah

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. New for 2019 is the category “Dog”. We adopted Maya on June 4th. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast. The utility cost refers to phone data plans with AT&T.

Our expenses in 2019 were about $500 higher than the previous year. Considering that our new companion consumed a $1,200 chunk (mostly meds and vet costs) means that we did better in almost all the other categories. The biggest part of our camper category keeps going to repairs and maintenance. We did cover quite a bit of distance last year as well (14,000 miles), which is represented in our high diesel amount. Our monthly average for groceries remains $300.

Another biggie last year was the price of my citizenship. With all that behind us – my US passport is waiting in Massachusetts – this year can only get cheaper, right? My main shock happened when noting our alcohol dollars. That is a lot, especially since we didn’t throw or attended many parties… If there’s one amount I want to lower in 2020 it’s this one.

US Citizenship!

We can’t get out of the gift category. We love our spouse, family and friends too much and treating them for birthdays and other occasions – with a restaurant meal or a personalized gift – is just plain fun. Our utilities went up, because we basically live in our camper van full-time – more propane and laundromats needed and when we can’t find free dump stations, we have to pay. We are currently testing Visible as our internet and cell provider, but the results are bleak compared to our monthly, quite reliable AT&T plan.

As a citizen, I hope to obtain a new healthcare plan that includes basic dental work. Therefore, the medical category should theoretically go down this year as well. I mentioned Mark’s new SmartPhone in last month’s report and all the other amounts seem straightforward. If you have any questions, let me know in the comments.

The team responsible for Maya’s adoption: Amy, Jessica, and Jeff

The charity category is lower than last year and will not be present for 2020. I figured that the money we used to donate to animal rescue organizations should go towards Maya (and then some). If our financial situation improves, it will appear again! 🙂

Last but not least, I’m surprised that we didn’t spend a dime on campgrounds in 2019. Having camped  for nine months out of the year, this is good and bad. Perfect for the pocket and often for the surroundings, peace, and privacy, but not so great when it comes to comfort, convenience, and spoiling ourselves. We did get a campground break in Kentucky, as employer Amazon paid for that one.

2019 Overview:

Camper (repairs: $2967; diesel: $1828; insurance: $1078,

registration: $86; tolls: $81; parking: $63):

Groceries:

Dog (supplies: $524; vet: $403; food: $188; adoption: $100):

Customs & Immigration (citizenship: $725; passport: $161):

Dining Out:

Alcohol:

Gifts (B-days, NY gifts, treating family):

Utilities (cell data: $351; propane: $53; dump: $10)

Health and Fitness (vitamins & haircuts):

Medical (dentist: $170; meds: $40; scan: $30):

Clothing (shoes, jeans, t-shirts):

Computer (new phone, router, hosting, Turbo Tax):

Drinking out:

Bank charges (annual credit card fee):

Travel (National Park pass, park fees Canada):

Entertainment (guided tours):

Transportation (shuttle buses, metro, ferry):

Charity (Best Friends):

Household (camper items):

Laundry:

Postage:

Camping:

 

TOTAL:

 

 

$6103

$3563

$1215

$886

$758

$708

$675

$413

$368

$240

$214

$211

$159

$150

$110

$106

$87

$70

$66

$61

$63

$0

———

$ 16,119

(Table might not load correctly on tablets – try turning the screen for better results.)

Surfing into 2020

For another (more detailed and colorful) annual expense report of full-time van-dwellers, check out the 2019 “Cost of Being a Nomad” post of our friends Duwan and Greg here.

Do you keep track of your expenses? How did your budgeting go in 2019? Any categories you’d like to do better with in 2020?

Monthly Expenses – December 2019

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. Since June 2019 – we adopted Maya on June 4th – we have a dog section as well. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

The first three weeks of December, Mark, Maya, and I continued living in a campground and working in Campbellsville, Kentucky. We hit the road again in our camper van for the last week of the year. The entertainment category constitutes those travels, as I took a tour of Churchill Downs in Louisville, where the Kentucky Derby takes place, and Mark and I took a guided walk in Mammoth Caves, after hiking with Maya to wear her out.

We didn’t spend money on camping as we managed to boondock during our “migration south”. The three of us made stops in Frankfort, Louisville, and Mammoth Caves National Park in Kentucky (more about that another time) and found the most amazing free parking in Nashville, Tennessee, which allowed us to explore this vibrant music city and have drinks at night.

Mark bought a new SmartPhone at a very good price after doing lots of research and waiting for the right moment. The amount underneath includes a two-month data plan, a new SIM card, and a free tablet! While in Kentucky, we HAD to try Kentucky Fried Chicken (KFC) and its competitor Lee’s Famous Recipe Chicken. We took Maya to the vet to get another opinion about her itchiness. At the moment, we are giving CBD oil a try. This might help with her anxieties as well…

We couldn’t avoid buying more alcohol, as we planned a fun New Year’s Eve (and extended stay) with our sailing friends Karmen and Tom in St. Augustine, Florida. They put a feast together on the last day of the year and we enjoyed spending time with them and their friends on their refitted catamaran, Sauvage. More about that later as well.

December 2019 Overview:

Groceries:

Computer Hardware (phone $95; router: $40):

Camper (fuel: $112; repairs: $23):

Dog (vet: $56; supplies:$53; food: $25):

Dining out:

Utilities (phone: $35; propane: $15):

Entertainment (Mammoth Caves: $34; Churchill Downs: $13):

Health & Fitness (vitamins Mark):

Alcohol:

Gifts:

Drinking out:

Laundry:

Camping:

 

TOTAL:

 

$368

$135

$135

$134

$56

$50

$47

$46

$40

$39

$20

$20

$0

———

$ 1090

Snapshots from New Brunswick, Canada

After spending a few days at our friends Mark and Jen’s cabin in Maine – the perfect place to hang out, write an article, and arrange part of my parents’ upcoming visit – Mark, Maya, and I hit the road again. Our (late) summer destination: the Canadian Maritimes.

But first, we had to endure an evening of buzzing and feasting mosquitoes in a free beautiful, forested, riverside campsite. We had “planned” a two-night stay, but left first thing in the morning and crossed the border; an uneventful affair.

Welcome to New Brunswick, Canada

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