Six months. That’s how long Mark, Maya, and I lived in “our room above the garage” at my in-laws’ condo in Newburyport, Massachusetts. Apart from a one-month stint further up New England in June, when we helped family with home renovations and visited a couple of friends. Six months! It’s the longest Mark and I have ever remained in one place, since becoming a couple in 2004. Impressive… Or not?
The Pros of Room Life
I am the first to admit that I actually enjoyed being in a “stable environment” for a little while. Life on the road is challenging and exhausting. This break was timely and welcome. I savored every shower and good night’s sleep; the unlimited electricity and comfortable desk. Even our noisy, inefficient “easy-bake oven” and unreliable college fridge (that barely held produce without some falling out each time we opened the door) had their charms. The sofa bed displayed two big indents from our bodies and pained my back, but we could sit up in it! Our dishwashing routine in the bathroom became familiar. We just had to remember it or teeth brushing was in jeopardy.
We helped Mark’s parents wherever we could. People, in general, wore masks when out and about. I was productive with my book. Mark had a decent job with the US Census. Maya was comfortable. Our six months here weren’t too bad at all; a nice change from what we are used to. And, we managed to hang out with good friends one more time, before leaving.
(As always, hover over the photos to read captions or click to enlarge.)
Sangria on an Indian Summer day
Kevin, Holly, and cute Ginger
BBQ at our friends’ house
Good friends Ryan and Denise out on a rainy fall hike with us
Maya sniffing something on a fall hike in Massachusetts
The Pros of Vanlife
But travel is in our blood. We are nomads after all! So, albeit with mixed feelings and not much of a plan, the three of us hit the road again in our 19ft camper van the day before my father-in-law turned ninety, on Saturday, October 17th. We’d head south first. Then, turn west.
Financial Case Study: Liesbet Collaert – Interview on The Professional Hobo
I’m excited to announce something entirely different and unique today…
Many of you know that I post monthly and yearly expense reports on this blog, without any secrecy. Yet, I have never disclosed how much money I/we actually make in a year. I’ve also been pretty vague about how we have been able to afford our nomadic lifestyle over the years and what is required to financially sustain ourselves.
All this and more insights can be found on Nora Dunn’s website The Professional Hobo, where I take part in her Financial Case Study series. Unlike most of her guests, we don’t make six figures a year and stay true to our motto “The less money you need, the less you need to earn.”
Financial Case Study: Liesbet Collaert, Roaming About
Liesbet Collaert was born in Belgium and recently became an American, but calls herself a world citizen. She’s been a digital nomad since 2003 (sailing, house sitting, and RVing), earning money as a freelance writer, photographer, translator, and editor. Her first travel memoir is almost ready for publication. Liesbet connects with her readers on her blog Roaming About – A Life Less Ordinary, as well as her Facebook page or Instagram account.
While Liesbet’s income seems small, I think you’ll agree that she and her husband have lived an extraordinary life of travel, and by using creative budget travel tips (like getting accommodation for free) they haven’t been left wanting for much. Check it out!
How long have you been living/working on the road, and where have you traveled to?
Where do I start? Since I’m pretty impulsive and adventurous, my nomadic existence and means to make money developed organically. I’ve always been a traveler. One of the reasons I became a teacher in Belgium was to have a long summer vacation designed around exploring the world. I took two “leave of absences” during my first four years of teaching, to backpack in Southeast Asia and Down Under. Being frugal and passionate about travel, that’s what I used my income for. I never owned anything, making it easy for me to be flexible. The third time I left Belgium for an extended adventure, I never returned. That was in 2003.
While I didn’t need to make money during these initial escapades, as I had savings from my “real job” and I run a tight budget ship, one – of course – can’t journey forever without earnings. Darn! I think it was in 2008 – after a few years of RV-travel and getting close and personal with sailboats – that I started to create some sort of income. Up until that point, I’d cleaned a few boats for change and kept a free blog about our sailing journey on SV Irie to share our experiences and inspire others.
I traveled throughout Europe while living in Belgium until I was 27, backpacked in Southeast Asia and Oceana for two years, explored the continental US, Canada, and Alaska in a truck camper for a year and a half and Mexico and Central America for another year. In 2007, the sailboat episode followed – a journey that brought us from Maryland (USA) south to Florida, throughout the Bahamas and Turks and Caicos, spending hurricane season in the Dominican Republic, and on to the Eastern Caribbean via Puerto Rico and the Virgin Islands.
After three years up and down the Leeward and Windward Islands, we skimmed the out islands of Venezuela, spend time in Colombia, and enjoyed over a year in Panama. The next steps were transiting the Canal, being blown away by wildlife in the Galapagos Islands, and concluding our sailing voyage after cruising in French Polynesia for two years. Eight years after casting off (in 2015), we sold Irie in Tahiti.
Since then, we’ve slowed down a bit, house and pet sitting throughout the United States and exploring North America in our 19ft camper van Zesty. I am more than ready for tropical and exciting destinations again, whenever this pandemic allows it.
Please describe what you do for income.
First, I’d like to point out that my husband and I are very frugal and we’ve found that being careful with expenditures allows us the life we desire – more freedom and less need to be workaholics. The way we manage our money, our aversion towards collecting material goods, and our love of simplicity are leading factors for how we make this nomadic lifestyle work – financially and otherwise.
New Hampshire’s attractive White Mountains are located 150 miles (241km) northeast of our current home base in Massachusetts. It takes a little over three hours to get there in our van (as opposed to 2.5 hours by car), since we stick to an average highway speed of 55-60mph (90km/h) in Zesty. This consumes less diesel, and we rarely have to pass anyone!
White Mountain National Forest was our destination this past week. It is huge, at 800,000 acres (which expand into Maine), attracts millions of visitors annually, and offers countless recreation possibilities, like 1,200 miles of hiking trails. When Mark and I returned from visiting people in Maine and Vermont in June, we drove through this stunning area and were impressed. We vowed to return for a proper immersion.
(Scroll over or click on images to read photo captions in the galleries.)
Just driving through the White Mountains – Mt. Washington
As travel plans from friends and family are canceled due to the Coronavirus, international borders are closing, and almost everyone on this planet is affected – logistically, financially, and some medically, I figured it’s time to provide an update about how this situation influences the nomadic lives of Mark, Maya, and me in our camper van Zesty.
The positivist in me likes to declare that it doesn’t affect us at all. As you know, we are frugal travelers and that means we never go on vacations or excursions and rarely stay at pay campgrounds or dine out; all sectors that have recently become obsolete in Florida. We live in a self-contained vehicle and are flexible and resourceful. We’re experts at boondocking (free camping), feel relatively young (despite the decades swooshing by), and love being alone in nature (no social distancing needed). What do we have to worry about?
Nobody on the trail…
Social distancing in nature is easy…
… especially when it comes to alligators!
The negativist in me thinks about our older parents, the disappointed people with canceled vacations, our own bypassing of sights and cities in Florida, and – most importantly – the employees without a job and small business owners suffering. The financial impact (and travel attitude) will take years to recover. I hope people will LEARN through and from this pandemic. Selfishness seems to thrive in situations like these.
Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and relatively adventurous life without breaking the bank. “The less money you spend, the less you need to make” is my motto. 🙂
Our first yearly expense report (2016) can be found here, the report of 2017 here, and the one for 2018 is here. In 2019, Mark and I house and pet sat for six weeks, visited our family back east for one month, and lived and traveled in our camper van Zesty in the US and Canada the rest of the year. What follows is the break-down of how we spent our money in 2019.
The Wave in Utah
This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. New for 2019 is the category “Dog”. We adopted Maya on June 4th. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits.Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast. The utility cost refers to phone data plans with AT&T.
We drove from San Diego, California …
… to the Sea of Cortez (Puerto Penasco) in Mexico …
… to Utah …
… to Nova Scotia …
… to Florida!
Our expenses in 2019 were about $500 higher than the previous year. Considering that our new companion consumed a $1,200 chunk (mostly meds and vet costs) means that we did better in almost all the other categories. The biggest part of our camper category keeps going to repairs and maintenance. We did cover quite a bit of distance last year as well (14,000 miles), which is represented in our high diesel amount. Our monthly average for groceries remains $300.
Engine work in Utah
Changing the brake pads ourselves
New brakes!
New sliding window from Mercedes
That’s a big hole!
Another biggie last year was the price of my citizenship. With all that behind us – my US passport is waiting in Massachusetts – this year can only get cheaper, right? My main shock happened when noting our alcohol dollars. That is a lot, especially since we didn’t throw or attended many parties… If there’s one amount I want to lower in 2020 it’s this one.
US Citizenship!
We can’t get out of the gift category. We love our spouse, family and friends too much and treating them for birthdays and other occasions – with a restaurant meal or a personalized gift – is just plain fun. Our utilities went up, because we basically live in our camper van full-time – more propane and laundromats needed and when we can’t find free dump stations, we have to pay. We are currently testing Visible as our internet and cell provider, but the results are bleak compared to our monthly, quite reliable AT&T plan.
Celebrating our wedding anniversary with friends Zach and Heather in Vermont
Taking Mark’s nephew, Randall, and his wife, Rebeccah, out to drinks and dinner as a wedding gift
Meeting up with our van-friends Greg and Duwan for the third time in 2019
Birthday celebrations with new friends
Ending the year with good (boating) friends Karmen and Tom in Florida
As a citizen, I hope to obtain a new healthcare plan that includes basic dental work. Therefore, the medical category should theoretically go down this year as well. I mentioned Mark’s new SmartPhone in last month’s report and all the other amounts seem straightforward. If you have any questions, let me know in the comments.
The team responsible for Maya’s adoption: Amy, Jessica, and Jeff
The charity category is lower than last year and will not be present for 2020. I figured that the money we used to donate to animal rescue organizations should go towards Maya (and then some). If our financial situation improves, it will appear again! 🙂
Isn’t she the cutest?
Our photogenic girl
Maya has discovered toys since we adopted her
Maya LOVES running in the woods
Running on a beach is fun as well
Last but not least, I’m surprised that we didn’t spend a dime on campgrounds in 2019. Having camped for nine months out of the year, this is good and bad. Perfect for the pocket and often for the surroundings, peace, and privacy, but not so great when it comes to comfort, convenience, and spoiling ourselves. We did get a campground break in Kentucky, as employer Amazon paid for that one.
(Table might not load correctly on tablets – try turning the screen for better results.)
Surfing into 2020
For another (more detailed and colorful) annual expense report of full-time van-dwellers, check out the 2019 “Cost of Being a Nomad” post of our friends Duwan and Greg here.
Do you keep track of your expenses? How did your budgeting go in 2019? Any categories you’d like to do better with in 2020?
If you are a regular reader, you will probably remember most of our journey through 2019. If you are new to our site, I invite you to browse and click around a bit for stories and photos about our past adventures. The links in this post give you a glimpse into some of those experiences.
Driving part of historic route 66, AZ
January
Mark and I explored the Borrego Springs area in the California desert, flew to Newburyport, Massachusetts to see doctors, friends, and family, and did a short repeat house sit in San Diego.
Metal art in the desert of Anza-Borrego
It’s cold in Newburyport, MA in the winter!
With the twin nieces at our home base in Massachusetts
Repeat house and pet sit for the Italian Greyhounds Elvis and Frida
How to Make Money as a Nomad? (Spoiler Alert: We Are Not Retired)
This is a topic that deserves much more than four paragraphs, but for now, I’ll keep it short and personal. When I left Belgium in 2003, I had no idea it would be “forever”. I took a leave of absence from my teaching job, which allowed a previously unemployed educator to take my job, for which the government rewarded me with a stipend of $300 a month. That gig lasted a few years and I could pretty much live off it, as I toured North and Central America in a truck camper. When Mark first stopped working as an IT manager, interest rates of his savings account were high enough for him to get by on.
When we still found ourselves roaming about – on a 35-foot sailboat this time – in 2007 and were asked how long we’d be keeping that lifestyle up, we said: “Until we get sick of it, or until the money runs out.” Well, boats are expensive to maintain, so I quickly found myself picking up jobs whenever I could, physically and digitally. Over the next eight years, I cleaned boats, homeschooled children, created book lesson plans, wrote articles, walking tours (available on Amazon), and press releases, tended a bar, and started translating.
By the time we sold our boat in 2015, I was officially a “digital nomad”. More importantly, from 2009 until 2018, Mark and I ran a successful Marine WiFi business that put food on the table the initial years and eventually covered our yearly expenses. We’re always extremely busy.
Mark, Maya, and I had five weeks to explore the Canadian Maritimes, before my parents would arrive from Belgium. Time flies! Especially when all hiking and sightseeing is postponed on rainy days. We knew we couldn’t circumnavigate Nova Scotia in its entirety, due to long distances, expensive fuel, and time constraints.
Crossing New Brunswick took about a week, then we spent another one in the Halifax area, where we had to choose: travel about the southwest corner of the province or the northeastern part. We picked the latter and headed to Cape Breton Island, many hours and kilometers away.
We hit the Cabot Trail – a famous scenic drive – on the first day of September. Another traveler had recommended we’d drive counter clockwise to take in the dramatic vistas from the best angle, so we did. While pretty, it wasn’t as spectacular as we anticipated; the nicer parts reminded us somewhat of the Acadia National Park shoreline in Maine.
Mark, Maya, and I spent about two weeks in Nova Scotia, a beautiful province that is part of the Canadian Maritimes. This is the first of two posts I will publish about our time there, the end of August and the beginning of September 2019. Before that, we explored the southern part of New Brunswick.
Economy
Our intended camping experience near and hike to Economy Falls failed, due to the road’s horrible condition. Mark and I could have biked to the trailhead, but not with Maya. Ten miles of running beside bicycles on top of a five-mile romp in the woods would be too much. So, we opted for free camping option two: Thomas Cove Coastal Reserve. There, we found a peaceful spot to park along the Bay of Fundy, at the beginning of multiple flat but fun hiking trails. (Click on photos to enlarge and read captions.)
Not a bad spot for a couple of nights
Almost low tide in the Bay of Fundy
Look at all that cushy moss – Maya loved jumping around in it!
Nobody else was around during this fun walk in the woods
Exposed rock during low tide
Hiking in the woods
Low tide
After running around for miles, Maya’s tongue was hanging pretty low!
Giving Maya a bath – finally the outdoor shower comes in handy!
After almost three years of house sitting and van living “out West”, it is time to leave our most favorite area of the United States and spend the summer and fall “back East”. We both have doctors’ appointments, my citizenship interview happens in August, and Mark’s aging parents can use help. Also, our van has never been to its place of registration and family and friends can’t wait to meet our newest crew member, Maya. From our home base in Massachusetts, we hope to explore the Maritimes in Canada as well.
(Hover over the photos below or click on them to read the captions.)
The Art of
Boondocking
If you’ve been following my blog for a while, you know Mark and I rarely pay for camping, which is reflected in our monthly expense reports. This means we practice the art of boondocking, also called dry camping, wild camping, and sometimes urban camping (in cities), without a fee involved: we park our camper van for one night or more on BLM land, National Forest land, or areas where this is allowed.
We have been perpetual nomads since 2003 – sailing, camping, RVing, house and pet sitting – and are currently roaming about South America in a truck camper with our rescue dog, Maya. As lifetime adventurers, we are self-employed and maintain a tight budget. This blog is about all that – and more – to inspire a life less ordinary. Don’t dream but do! 🙂
