Roaming About

A Life Less Ordinary

Category: On a Budget (page 8 of 14)

Monthly Expenses – April 2020

May 13, 2020 / / 32 Comments

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for two adults and one 60-pound dog (we adopted Maya on June 4th, 2019). Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

The first half of April, Mark, Maya, and I spent in our camper van, boondocking (free camping) and driving. The last half, we lived in “the room above the garage” at my in-laws’ place in Massachusetts. Our accommodation costs remain nil (thank you, Carol and Stan) and we managed to save our April laundry up until we arrived here, taking the necessary precautions to avoid spreading a potential Covid-19 infection.

One of our campsites on the way north in April
The building in which my in-laws have a condo
The room above the garage – our current living quarters

Usually, when we visit Mark’s parents (our current home is also our residency address), we use their kitchen and share all the meals . Because we can’t set foot in the house, we had to buy a couple of kitchen appliances, which I briefly mentioned in a previous blog. Mark’s research always pays off, as we found a big toaster oven and a one-burner induction stove (both new) for $80. To complete our set-up, we are borrowing a water cooker and a college fridge.

Our kitchen “station” with the new oven and induction stove
We love being able to use an oven, as our van doesn’t have one.
We’ve been using our oven a lot!

Mark and I did order Thai take-out for our anniversary on April 30th (this is actually one of two anniversaries; it’s complicated), but we used gift money from my parents for that, so no “eating out” category , last month. 🙂

While we might be spending a bit more on certain products in the absence of generic brands or by having to go to different stores during this pandemic, April was another decent month.

April 2020 Overview:

Groceries:

Camper (diesel: $130; repairs: $89):

Household (oven + stove):

Alcohol:

Dog (food + fish oil):

Utilities (phone):

Postage:

Entertainment (e-books):

Accommodation:

 

TOTAL:

 

$338

$219

$80

$66

$46

$35

$2

$2

$0

———

$ 788

To find out what other full-time nomads spend each month, check out the expense blogs of our vanlife friends Duwan and Greg at Make Like An Ape Man.

Monthly Expenses – March 2020

April 8, 2020 / / 46 Comments

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for two adults and one 60-pound dog (we adopted Maya on June 4th, 2019). Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

How did the outbreak of the Coronavirus affect our expenses? Less than you might think. The only category that spiked is groceries. I think that happened because of our “constant” topping up of the fridge and cupboards, each time we anticipated self-isolating in the woods of Florida. But, as I wrote about previously, most of those attempts failed, so we kept buying more provisions and – in the beginning – our only choices were name brands instead of the cheaper generic brands we usually buy.

Boondocking along a river and boat ramp in Western Florida
Sunset at the boat ramp
Vultures along the waterfront
Another campground in Osceola NF, Florida, that didn’t work out because of heat, bugs, and incessantly barking hunting dogs.
It doesn’t look like a bad spot from the observation tower.
Lines (with social distancing) before the store opened, at Sam’s Club in Hilton Head

We drove a lot during our quick circle down and around and back up Florida. If we would have been able to sightsee, we would have driven more, but we would have traveled slower. We boogied north quicker than expected, because of our rising discomfort with heat, humidity, and bugs and not so much COVID-19. Therefore, our monthly fuel expenses are pretty much what they would have been otherwise. The diesel price was as low as we’ve ever seen it!

The fuel prices have dropped a lot.
This is the cheapest diesel we ever bought for Zesty. $1.99 a gallon boils down to 50 cents a liter.
Our tank wasn’t totally empty when we found this Sam’s Club/Walmart fuel station.

If it wasn’t for the recent pandemic, our entertainment and camping categories would be higher (I really wanted to visit the Dali Museum in St. Petersburg and spend time with the manatees while camping at Manatee State Park), the health topic would have popped up as I urgently needed a haircut, and doing laundry might have cost twice as much. Instead, Mark cut everyone’s hair and we did a load of laundry by hand.

Dog beach at Fort DeSoto Park, Florida
Short hair again after Mark chopped it off
Maya received a haircut as well, which helps with the heat.
Hanging our clean laundry at the campsite to dry. We found a water spigot at a park an hour away.
The netting offers a reprieve from the bugs at our current campsite

The drinking and eating out expenses can be blamed on hanging out with friends and Mark’s birthday (a self-proclaimed brewery tour) before social distancing took effect. Since then, I have been able to keep in touch with friends and family via email, social media, Skype, and Zoom!

Approach to our current campground
Boardwalk in the nature reserve
We are enjoying our daily hikes in nature, without people around.
Our current campsite
A $3 meal for two – egg noodles, asparagus, and chicken thighs.
A total spoil: cheese platter including two kinds of Brie!

All in all, March was not a bad month under the circumstances, but it is the most expensive one this year so far.

March 2020 Overview:

Groceries:

Camper (diesel: $187; registration: $12; tolls: $4):

Bank charge (annual credit card fee):

Alcohol:

Drinking out:

Dining out:

Dog (food):

Utilities (phone):

Postage:

Entertainment (dog beach @ state park):

Laundry:

Miscellaneous (printing taxes):

Camping:

 

TOTAL:

 

$433

$203

$150

$90

$66

$63

$35

$35

$11

$5

$5

$3

$0

———

$ 1099

To find out what other full-time nomads spend each month, check out the blog of our vanlife friends Duwan and Greg at Make Like An Ape Man.

Monthly Expenses – February 2020

March 11, 2020 / / 27 Comments

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for two adults and one 60-pound dog (we adopted Maya on June 4th, 2019). Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

February was a good month and the cheapest one since April 2019. That makes two months in a row under $1,000. Let’s see how long we can keep this up. 🙂

We did spend a little bit of money on camping – happy to stay somewhere multiple nights in a row WITH smooth, groomed, comfortable grass. You know, the kind on which you walk barefoot and Maya relaxes bug-free, rolling around without picking up leaves, branches, needles, or burrs. The kind that is quite rare, especially boondocking. The surrounding area offered nice hiking trails as well.

Locks WMA near Fort McCoy – not a bad campground for a few dollars a night
Training Maya to run with a bike
(Wide) part of the Florida Trail – even the trails were grassy!
Canal next to the locks – the Florida Trail goes over it
Cute AND comfy!

Extra costs in February went to a new bike cover and the annual Massachusetts tax  for our van (both under “camper”) and to internet, propane, and dump stations in the “utilities” category. Our monthly AT& T internet (phone) bill is usually $35. Except, this amount actually gets paid every four weeks. Last month is where this caught up with us and we had to pay twice. Darn leap day!

Our shiny new bike bag – they seem to last about one year in the elements and cost $15 more than last year!

In Florida – as opposed to other states we have visited – it’s difficult to find free dump stations, so we look for the cheapest options. Once, we used a free one and decided to support this RV center’s “generosity” and buy their propane, not even researching the competition. Ha! It was the most expensive propane we ever bought in the US: $4 per gallon. In a way, we paid for this free dump and water fill-up as well.

We went to Lake Griffin State Park and paid the $5 entrance fee to dump. And go for a short walk.
The narrow boardwalk through the swamp was fun, but we could only do it so long with Maya.
Maya is tiny in comparison to this “second largest live oak tree in Florida”!

And, for the loyal expense report follower, who scrutinizes our monthly numbers: guess which category is missing in February? It’s something that was always present, but we really tried hard to keep it at zero this month (I cheated a tad by buying Mark a little bit as part of his birthday gift) …

February 2020 Overview:

Groceries:

Camper (fuel: $43; tax: $77; bike bag: $65):

Utilities (phone: $70; propane: $21; dump: $16):

Dining out:

Health & Fitness:

Drinking out:

Computer Software (Quicken):

Dog (supplies):

Gifts:

Camping:

Laundry:

Household:

 

TOTAL:

 

$270

$185

$107

$100

$34

$30

$25

$22

$21

$11

$5

$3

———

$ 813

Monthly Expenses – January 2020

February 9, 2020 / / 35 Comments

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. Since June 2019 – we adopted Maya on June 4th – we have a dog section as well. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

In an upcoming blog, I’ll share a bit more about our January experiences in Florida, but for now, I’ll stick to expenses. Not a bad month at just under $1,000 but, as always, it was more than expected by the time we tallied everything.  One of our three “out of the ordinary” costs was Maya’s anti-itch medicine. Apoquel is a wonder drug, but at $1.75 per pill – Mark spent hours online to find this “deal”, if you buy 100 pills at once (usually prices hover around $2 per pill and higher at the vet) – it is pricey. Especially since Maya needs one pill a day. We discovered that CBD oil does not help with her physical discomfort.

Anything to get this sweetheart happy, healthy, comfortable!

Our other “extra” expenses were for camping and Mark’s bus transfers from/to Newburyport from Logan Airport. He used miles to get there from Jacksonville. Long-time readers know that we almost always boondock (camp for free) with Zesty. Since Mark had to fly to Boston for five days in January, I stayed at an established campground in Northern Florida – hence the camping expense for January. I have to admit that it was enjoyable. More about that later as well.

Under a bridge – between St. Augustine and Jacksonville
Walmart parking lot near Jacksonville – the least attractive option
Fort George Inlet
Boondocking in Osceola National Forest
Paid camping at Ocean Pond Campground in Osceola National Forest

January 2020 Overview:

Groceries:

Dog (meds:$175; food: $35):

Camper (fuel: $151; parking: $14):

Dining out:

Drinking out:

Camping:

Transportation:

Utilities (phone):

Alcohol:

Health & Fitness:

Household:

Gifts:

Laundry:

Computer Hardware:

Medical:

Postage:

 

TOTAL:

 

$272

$210

$165

$74

$58

$50

$44

$35

$34

$20

$12

$9

$5

$4

$4

$3

———

$ 999

Expense Report 2019

January 15, 2020 / / 46 Comments

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and relatively adventurous life without breaking the bank. “The less money you spend, the less you need to make” is my motto. ????

Our first yearly expense report (2016) can be found here, the report of 2017 here, and the one for 2018 is here. In 2019, Mark and I house and pet sat for six weeks, visited our family back east for one month, and lived and traveled in our camper van Zesty in the US and Canada the rest of the year. What follows is the break-down of how we spent our money in 2019.

The Wave in Utah

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. New for 2019 is the category “Dog”. We adopted Maya on June 4th. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast. The utility cost refers to phone data plans with AT&T.

We drove from San Diego, California …
… to the Sea of Cortez (Puerto Penasco) in Mexico …
… to Utah …
… to Nova Scotia …
… to Florida!

Our expenses in 2019 were about $500 higher than the previous year. Considering that our new companion consumed a $1,200 chunk (mostly meds and vet costs) means that we did better in almost all the other categories. The biggest part of our camper category keeps going to repairs and maintenance. We did cover quite a bit of distance last year as well (14,000 miles), which is represented in our high diesel amount. Our monthly average for groceries remains $300.

Engine work in Utah
Changing the brake pads ourselves
New brakes!
New sliding window from Mercedes
That’s a big hole!

Another biggie last year was the price of my citizenship. With all that behind us – my US passport is waiting in Massachusetts – this year can only get cheaper, right? My main shock happened when noting our alcohol dollars. That is a lot, especially since we didn’t throw or attended many parties… If there’s one amount I want to lower in 2020 it’s this one.

US Citizenship!

We can’t get out of the gift category. We love our spouse, family and friends too much and treating them for birthdays and other occasions – with a restaurant meal or a personalized gift – is just plain fun. Our utilities went up, because we basically live in our camper van full-time – more propane and laundromats needed and when we can’t find free dump stations, we have to pay. We are currently testing Visible as our internet and cell provider, but the results are bleak compared to our monthly, quite reliable AT&T plan.

Celebrating our wedding anniversary with friends Zach and Heather in Vermont
Taking Mark’s nephew, Randall, and his wife, Rebeccah, out to drinks and dinner as a wedding gift
Meeting up with our van-friends Greg and Duwan for the third time in 2019
Birthday celebrations with new friends
Ending the year with good (boating) friends Karmen and Tom in Florida

As a citizen, I hope to obtain a new healthcare plan that includes basic dental work. Therefore, the medical category should theoretically go down this year as well. I mentioned Mark’s new SmartPhone in last month’s report and all the other amounts seem straightforward. If you have any questions, let me know in the comments.

The team responsible for Maya’s adoption: Amy, Jessica, and Jeff

The charity category is lower than last year and will not be present for 2020. I figured that the money we used to donate to animal rescue organizations should go towards Maya (and then some). If our financial situation improves, it will appear again! 🙂

Isn’t she the cutest?
Our photogenic girl
Maya has discovered toys since we adopted her
Maya LOVES running in the woods
Running on a beach is fun as well

Last but not least, I’m surprised that we didn’t spend a dime on campgrounds in 2019. Having camped  for nine months out of the year, this is good and bad. Perfect for the pocket and often for the surroundings, peace, and privacy, but not so great when it comes to comfort, convenience, and spoiling ourselves. We did get a campground break in Kentucky, as employer Amazon paid for that one.

Boondocking on BLM land in Utah …
… surrounded by red cliffs in Arizona …
… in Walmart parking lots…
… and in front of the Nashville skyline.

2019 Overview:

Camper (repairs: $2967; diesel: $1828; insurance: $1078,

registration: $86; tolls: $81; parking: $63):

Groceries:

Dog (supplies: $524; vet: $403; food: $188; adoption: $100):

Customs & Immigration (citizenship: $725; passport: $161):

Dining Out:

Alcohol:

Gifts (B-days, NY gifts, treating family):

Utilities (cell data: $351; propane: $53; dump: $10)

Health and Fitness (vitamins & haircuts):

Medical (dentist: $170; meds: $40; scan: $30):

Clothing (shoes, jeans, t-shirts):

Computer (new phone, router, hosting, Turbo Tax):

Drinking out:

Bank charges (annual credit card fee):

Travel (National Park pass, park fees Canada):

Entertainment (guided tours):

Transportation (shuttle buses, metro, ferry):

Charity (Best Friends):

Household (camper items):

Laundry:

Postage:

Camping:

 

TOTAL:

 

 

$6103

$3563

$1215

$886

$758

$708

$675

$413

$368

$240

$214

$211

$159

$150

$110

$106

$87

$70

$66

$61

$63

$0

———

$ 16,119

(Table might not load correctly on tablets – try turning the screen for better results.)

Surfing into 2020

For another (more detailed and colorful) annual expense report of full-time van-dwellers, check out the 2019 “Cost of Being a Nomad” post of our friends Duwan and Greg here.

Do you keep track of your expenses? How did your budgeting go in 2019? Any categories you’d like to do better with in 2020?

Monthly Expenses – December 2019

January 6, 2020 / / 25 Comments

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. Since June 2019 – we adopted Maya on June 4th – we have a dog section as well. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

Walking Maya in the neighborhood of the campground in Campbellsville
This is where the Kentucky Derby takes place!

The first three weeks of December, Mark, Maya, and I continued living in a campground and working in Campbellsville, Kentucky. We hit the road again in our camper van for the last week of the year. The entertainment category constitutes those travels, as I took a tour of Churchill Downs in Louisville, where the Kentucky Derby takes place, and Mark and I took a guided walk in Mammoth Caves, after hiking with Maya to wear her out.

Remnants of saltpeter mining activity in the caves
Rock formations in Mammoth Cave NP

We didn’t spend money on camping as we managed to boondock during our “migration south”. The three of us made stops in Frankfort, Louisville, and Mammoth Caves National Park in Kentucky (more about that another time) and found the most amazing free parking in Nashville, Tennessee, which allowed us to explore this vibrant music city and have drinks at night.

Boondocking spot across from Nashville’s skyline
Going out for a drink in Nashville

Mark bought a new SmartPhone at a very good price after doing lots of research and waiting for the right moment. The amount underneath includes a two-month data plan, a new SIM card, and a free tablet! While in Kentucky, we HAD to try Kentucky Fried Chicken (KFC) and its competitor Lee’s Famous Recipe Chicken. We took Maya to the vet to get another opinion about her itchiness. At the moment, we are giving CBD oil a try. This might help with her anxieties as well…

Finally a new phone for Mark
When in Kentucky…
Lee’s is a competitor of KFC in Kentucky, so we had to try it out as well.

We couldn’t avoid buying more alcohol, as we planned a fun New Year’s Eve (and extended stay) with our sailing friends Karmen and Tom in St. Augustine, Florida. They put a feast together on the last day of the year and we enjoyed spending time with them and their friends on their refitted catamaran, Sauvage. More about that later as well.

After party inside the boat
Meeting Rob, a new boating friend
Karmen and Ricky playing ukulele

December 2019 Overview:

Groceries:

Computer Hardware (phone $95; router: $40):

Camper (fuel: $112; repairs: $23):

Dog (vet: $56; supplies:$53; food: $25):

Dining out:

Utilities (phone: $35; propane: $15):

Entertainment (Mammoth Caves: $34; Churchill Downs: $13):

Health & Fitness (vitamins Mark):

Alcohol:

Gifts:

Drinking out:

Laundry:

Camping:

 

TOTAL:

 

$368

$135

$135

$134

$56

$50

$47

$46

$40

$39

$20

$20

$0

———

$ 1090

Monthly Expenses – November 2019

December 8, 2019 / / 41 Comments

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. Since June 2019 – we adopted Maya on June 4th – we have a dog section as well. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

All-you-can-eat Chinese buffet in Lexington, KY – I had to try all the desserts; Mark had to take this photo.
Maya’s bone is about ready for a replacement
Who can resist this face?

For the month of November, Mark, Maya, and I lived and traveled in our camper van, Zesty. The first week, we drove and explored from Connecticut to Kentucky and since then, we have been stationed at a campground in Campbellsville, KY. Mark’s current employer, Amazon, pays for our site and we are here until Christmas, to work. More about that later. By the way, this is the first time EVER that we are parked in an RV park with full-hookups and a building with hot showers and laundry!

Zesty is one of the smallest campers around and the only van with more than one occupant (and a dog)
The Club House in the campground: laundry, shower facilities, and common area

Last month was different from other months in many ways, since we never camp in the same spot longer than a few days. This means less money spent on fuel (although we did have to get here) and more money spent on laundry as we can’t rely on the generosity of friends and family anymore to use their machines. We use the van once a week to grocery shop and take Maya on a hike. No more camper projects are lined up. Yay!

We had hoped to stay under $1,000 for November (and December), to stick to the same “budget” as last year. We failed. We had additional expenses in the form of my pricey passport application, the need for more prescription drugs for Maya (plus we bought extra dog food at a 60% discount on Black Friday), and a higher than normal grocery bill. We stocked up before arriving in Campbellsville and we splurged on a few favorite Trader Joe items. After extensive comparison of two GPS tracking systems for Maya, we decided to ship one of them back.

The Whistle GPS system is the one we kept
The fi GPS collar, we shipped back to the manufacturer within the two-week try-out period

On top of all this, it was my birthday. On Thanksgiving. Mark and I never get each other gifts or celebrate anything, except for our birthdays. My three-year old laptop was falling apart “right in time” – I had been able to deal with a non-working mouse pad, its slowness, and a few other inconveniences for over a year, but when the battery didn’t work anymore (which meant I could only use my computer when plugged in – not ideal in a van), I was starting to despair. You see, not only is buying a new computer expensive, but it would also require me getting used to a new machine and a lot of work for Mark, who would need two days to delete everything useless and annoying and install what I needed, plus get it ready for my use. He didn’t have those extra days…

Once again, I was reminded of what an incredible, smart, resourceful, and anticipating husband I have. The day after my issues, an early birthday present showed up: a brand-new laptop! Mark knew what would make me happy before I knew! He managed to “snatch” a $500 computer for $250, and spent his only two evenings off to get the machine ready by my birthday. I love it (them)!

Guess what’s in the box? It was a fantastic surprise for me!
My new, fast, and trusty work friend – an ASUS VivoBook

Oh, about that extremely high alcohol number… don’t despair. We have not become alcoholics. We stocked up on beer and wine before arriving  at the campground and Mark threw an impromptu birthday party, inviting the friends we made here to enjoy new cases of beer and a decent box of wine. We have enough left for many weeks! The good thing about the last two months of 2019: we finally made/make more money than we spent/d.  🙂

Fun birthday party with newly made friends – Tam, Dave, Karen, Janet, Don, and Tom
Cheers!

November 2019 Overview:

Groceries:

Gifts:

Customs & Immigration:

Dog (food: $35; meds: $63; supplies:$51):

Alcohol:

Camper (fuel: $123; repairs: $9):

Dining out:

Utilities (phone: $35; propane: $10):

Entertainment (Lunatic Asylum tour):

Postage:

Household:

Laundry:

Camping:

 

TOTAL:

 

$367

$279

$161

$149

$145

$132

$67

$45

$21

$12

$12

$10

$0

———

$ 1400

Monthly Expenses – September 2019

October 9, 2019 / / 45 Comments

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. Since June 2019 - we adopted Maya on June 4th - we have a dog section as well. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor's visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

For the month of September, Mark, Maya, and I lived and traveled in our camper van, Zesty. This was interspersed with multiple-day visits to destinations in Quebec and Maine and nights at an Airbnb, a friend's house, a motel, and a hotel, courtesy of my parents, who joined us on September 19th. The generosity of ma and pa kept our expenses lower than they would have been, as they chipped in for groceries, fuel, and a national park pass and treated us to restaurant meals.

Our battery problem started in Halifax and continued on Cape Breton

Our friends Alex and Dave jump started us for the last time in Cavendish, PEI.

They had our size battery in Summerside, PEI.

Swapping our old, defunct car battery for a new one

Despite that, September was still an "average" month, due to camper projects, an expensive bridge toll, and personal splurges. We purchased a new car battery on Prince Edward Island, several parts and tools to fix the van this month, and a few drinks and meals out.

Splurge with food and drinks at the Evermoore Brewery in summerside

Lobster roll! Our first and only one this year.

Confederation Bridge ranks as the most expensive bridge we ever crossed.

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Monthly Expenses – August 2019

September 11, 2019 / / 8 Comments

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

Mark, Maya, and I are living  and traveling full-time in our van again, recently in the Maritimes (East Coast) of Canada. That - and a "surprise" hurricane - explains the delays with my blog posts, as we don't have a cost-prohibitive data plan in this country. Ironically, we still pay for the one in the US without using it. Luckily, it is quite easy to find free WiFi here in libraries, visitor centers, Tim Horton's, McDonalds, Walmart, and Canadian Tire, among other businesses. Usually, we briefly stop to grab emails and send the next batch, prepared offline.  Once in a while - ideally on a rainy day - we do more effort to find long-term internet.

Boondocking in the city of Halifax, Nova Scotia

August was an average spending month, I'd say, except for the extras, like my dentist visit in Dartmouth, Nova Scotia, a haircut before we left on our adventure, and new shoes and flip flops for Mark. But, every month has something special in store! I was tempted to put that $8 for parking under "camping" as we spent the night on the same lot in Halifax, but, parking there is free between 6pm and 8am, so - once again - we boondocked (or "urban camped" in this case) for free and had a nice evening out on top of it.

This is a great brewery in Halifax. Dogs are allowed inside and outside and you can bring in your own (or take-out) food!

Maya enjoys going out with us, whenever possible.

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Monthly Expenses – July 2019

August 5, 2019 / / 23 Comments

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂 Since July 2018, Mark and I have been combining van life in our Zesty and house and pet sitting, which we did full-time before that. The best of both worlds! 

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

The first week of July was spent in our camper van (Ontario, Quebec, and Vermont). The rest of the month, Mark, Maya, and I have been living with my in-laws in Massachusetts. We are hitting the road again this weekend.

Using our friend Ryan's driveway (and tools) to replace Zesty's brakes this past weekend.

As usual, the biggest expense category was Zesty, as we had to drive all the way to Newburyport, MA and planned more projects.

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