Roaming About

A Life Less Ordinary

Tag: money (page 7 of 11)

Monthly Expenses – October 2019

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. Since June 2019 – we adopted Maya on June 4th – we have a dog section as well. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

For most of October, Mark, Maya, and I were based at my in-laws in Newburyport, Massachusetts; the first week with my parents. From the moment they returned to Belgium, Mark and I got busy with camper projects. They were many and they were expensive. Some of you might remember the ordeal we had with our windshield in Santa Fe in the spring of 2018.  Well, that nightmare lasted for over a year, as we soon noticed new and reoccurring rust spots as a result of a job poorly done by Extreme Twist.

We tried everything short of a lawsuit to get our money back – emails, photos, Better Business Bureau, Attorney General of New Mexico. After heaps of time, frustration, and determination (and the issue becoming even worse), the company finally reimbursed us the US$1,100. Unfortunately, that was not enough to get the body work redone and the windshield replaced in Massachusetts. Without the new windshield, which was covered by our insurance, the body work there cost U$1,500, so we spent an extra $400.

Another biggie was the side window project. The purchase of a new window was already accounted for in a previous month (the people at Extreme Twist were responsible for damaging the old window – and other things on our camper) and we planned to install it ourselves, like everything else… But, the project proved much more difficult than expected, making this our first failure. I’ll spare you the details, but it was a stressful time, especially as a rain storm was to arrive that night and we had a huge hole in the side of Zesty! It took the window specialists three hours and three bulky men to accomplish the job. $165 well spent!

Mark did all the rest of the maintenance himself: replace the brake fluid, another oil change, remove and clean the RV heater, and replace a glow plug and a few other things in the engine.

Our other costly “item” last month was Maya. After continued itchiness and trying whatever we could to determine the cause, we took her to the vet, who prescribed antibiotics for her healing wounds and Apoquel, a wonder drug for itchy dog skin. It did a great job for two weeks, but is now wearing off.  A big bummer. We also compared and tested two GPS tracker systems for her and decided to keep the Whistle. We’ve had a lot going on and our expenses reflect it.

October 2019 Overview:

Camper (rep.: $816; fuel: $131; reg.: $50; tolls: $40; park.: $8):

Dog (vet: $284; supplies: $235):

Groceries:

Clothing (3 pairs of jeans):

Dining out:

Utilities (phone & Skype):

Medical (co-pay scan):

Alcohol:

Gifts:

Household (electric heater):

Computer (hosting fees):

Camping:

 

TOTAL:

 

$1044

$519

$196

$67

$42

$40

$37

$34

$34

$30

$18

$0

———

$ 2061

Monthly Expenses – September 2019

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. Since June 2019 - we adopted Maya on June 4th - we have a dog section as well. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor's visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

For the month of September, Mark, Maya, and I lived and traveled in our camper van, Zesty. This was interspersed with multiple-day visits to destinations in Quebec and Maine and nights at an Airbnb, a friend's house, a motel, and a hotel, courtesy of my parents, who joined us on September 19th. The generosity of ma and pa kept our expenses lower than they would have been, as they chipped in for groceries, fuel, and a national park pass and treated us to restaurant meals.

Despite that, September was still an "average" month, due to camper projects, an expensive bridge toll, and personal splurges. We purchased a new car battery on Prince Edward Island, several parts and tools to fix the van this month, and a few drinks and meals out.

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Monthly Expenses – August 2019

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

Mark, Maya, and I are living  and traveling full-time in our van again, recently in the Maritimes (East Coast) of Canada. That - and a "surprise" hurricane - explains the delays with my blog posts, as we don't have a cost-prohibitive data plan in this country. Ironically, we still pay for the one in the US without using it. Luckily, it is quite easy to find free WiFi here in libraries, visitor centers, Tim Horton's, McDonalds, Walmart, and Canadian Tire, among other businesses. Usually, we briefly stop to grab emails and send the next batch, prepared offline.  Once in a while - ideally on a rainy day - we do more effort to find long-term internet.

Boondocking in the city of Halifax, Nova Scotia

August was an average spending month, I'd say, except for the extras, like my dentist visit in Dartmouth, Nova Scotia, a haircut before we left on our adventure, and new shoes and flip flops for Mark. But, every month has something special in store! I was tempted to put that $8 for parking under "camping" as we spent the night on the same lot in Halifax, but, parking there is free between 6pm and 8am, so - once again - we boondocked (or "urban camped" in this case) for free and had a nice evening out on top of it.

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Monthly Expenses – July 2019

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂 Since July 2018, Mark and I have been combining van life in our Zesty and house and pet sitting, which we did full-time before that. The best of both worlds! 

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

The first week of July was spent in our camper van (Ontario, Quebec, and Vermont). The rest of the month, Mark, Maya, and I have been living with my in-laws in Massachusetts. We are hitting the road again this weekend.

Using our friend Ryan's driveway (and tools) to replace Zesty's brakes this past weekend.

As usual, the biggest expense category was Zesty, as we had to drive all the way to Newburyport, MA and planned more projects.

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Monthly Expenses – June 2019

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂 Since July 2018, Mark and I have been combining van life in our Zesty and house and pet sitting, which we did full-time before that. The best of both worlds! 

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

I'm a bit late with my expense report for June. The excuse: a long and challenging ride east with soaring heat and humidity, mediocre camping spots, no internet the last week, an anxious dog, and little time for anything other than driving, searching for shade, and outdoor activities. More about that later. The entire month of June was spent in our camper van Zesty and we have no more house sits lined up.

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Monthly Expenses – May 2019

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂 Since July 2018, Mark and I have been combining van life in our Zesty and house and pet sitting, which we did full-time before that. The best of both worlds! 

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

The first ten days of May, Mark and I house and pet sat in Albuquerque and the rest of the month we lived in our camper van in Kanab, Utah while volunteering at Best Friends Animal Sanctuary. I made a comment in my last expense report that May would be an expensive month for us. It was... extremely expensive... triple the amount of April, because of our camper van.

May is the month in which we pay for our annual van insurance, which increased to over $1,000 this year. That's usually what we aim to spend (but rarely achieve) every month for all the categories! We also purchased a new alternator and pullies for the engine, which Mark replaced himself in Kanab, Utah. It was a day-long project. He can now call himself a car mechanic, on top of a boat mechanic. 🙂

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Monthly Expenses – April 2019

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂 Since July 2018, Mark and I have been combining van life in our Zesty and house and pet sitting, which we did full-time before that. The best of both worlds! 

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

Lake Powell near Page, AZ

In April, Mark and I lived and traveled in Zesty for the first week. The rest of the month, we house and pet sat in Albuquerque, New Mexico. No crazy expenses this past month. We went out for lunch in Navajo Nation to try Native American food.

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Monthly Expenses – March 2019

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂 Since July 2018, Mark and I have been combining van life in our Zesty and house and pet sitting, which we did full-time before that. The best of both worlds! 

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

In March, our van was our home as we traveled the length of Arizona and dipped into Southern Utah. That explains the higher than usual diesel cost for the month. Our back suspension had a crack in it and needed a new bracket. After bargaining down with an Eastern European mechanic in Phoenix, starting at $450 (!!), he quoted us $300 for the job. He definitely tried to take advantage of us. Maybe because we have a "fancy" camper? Maybe because of our Massachusetts license plate? Mark did some research online, ordered the parts himself, and did the work within half an hour for $50!

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Monthly Expenses – February 2019

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂 Since July 2018, Mark and I have been combining van life in our Zesty and house and pet sitting, which we did full-time before that. The best of both worlds! 

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits. Because of our income level, Mark and I are eligible for free health care in the state of Massachusetts. If a non-emergency were to happen outside of that state, it will be expensive! For check-ups, we both return to the East Coast.

The last days of February, we boondocked (free camping) just north of Organ Pipe Cactus National Monument, AZ

In February, our van was our home as we traveled and camped in California and Arizona. We finally replaced the grill, something Mark wanted to do from the moment we bought Zesty 1.5 years ago, but I vetoed, seeing it as an unnecessary expense. When he found a good price, I caved. We were actually on track for the cheapest month in a long time - less than $700 - despite the extra costs for taxes, propane, clothes, and a dump station (we rarely pay for this, but couldn't find a free one in the Borrego Springs, CA area, where we stayed for ten days). Then, we filed the form for my naturalization (citizenship) application on February 28th: $725. Just like that, our monthly expense more than doubled on the last day of the month!

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Monthly Expenses – January 2019

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂 Since July 2018, Mark and I have been combining van life in our Zesty and house and pet sitting, which we did full-time before that. The best of both worlds! In January we camped, house sat, and stayed with family..

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits. Health insurance and costs are related to my health care as a permanent resident in the US. Mark is still eligible for free health care in the state of Massachusetts as of today. If a non-emergency were to happen outside of that state, it will be expensive! For check-ups, we both return to the East Coast.

January was unique in terms of our two-week visit to the East Coast, where we stayed with my parents-in-law. Most of this month's expenses are related to our time there. We bought (almost) all the groceries, threw a party for the 83rd birthday of Mark's mom (all-you-can-eat pizza fest), and treated a nephew and his girlfriend to dinner.

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