Roaming About

A Life Less Ordinary

Category: Health (page 3 of 6)

Monthly Expenses of a Nomad – November 2022

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for two adults and one 60-pound dog (we adopted Maya on June 4th, 2019). Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups and extensive care, we return to the East Coast.

Even though the three of us have been “stuck” in Cartagena for over a month, November went by fast. For once, we didn’t care, because the sooner we would be reunited with our camper, Thirsty Bella, the better. Guess what? We are still waiting. But the end of that is coming near.

This is where the RORO car carriers dock in Cartagena Harbor

Mark, Maya, and I flew from Houston, Texas, to Miami, Florida, on November 7th. From there, we continued on to Cartagena, Colombia, the following day. Since the 8th, we have been apartment hopping in this hectic, dusty, hot, and humid city, not spending a lot of time in tourist areas but immersing ourselves in the noisy and affordable Colombian way of (city) life.

(As always, hover over or click on photos in galleries to read their captions.)

We booked our plane tickets in early October,  using credit card points (valued at US$590) and we managed to do the same for our airport hotel in Miami (US$112) and five Airbnb rentals (the equivalent of US$945 in total, so far). The estimate was to be here for three weeks (an important factor for packing our belongings, toiletries, and food for Maya, all in carry-on luggage), but we will have been here over five weeks by the time we pick up our vehicle at the port. I will elaborate on the why another time.

On our last week in the US, we bounced between uncomfortable overnight parking lots and parks, meeting up with friends and preparing our vehicle for leaving the country.

The last weekend saw us finalize everything at and in the convenient house and driveway of friends.

Then, camper drop-off and moving day happened, followed with the rest of the month living in Cartagena. We had a lot of extra expenses in November, yet we managed to not go too far over our average budget.

I am now reporting on camper costs as well, because the basics of our conversions, improvements, and upgrades were finished in October. I will post a separate report about buying and equipping Bella in the near future. This camper category was the highest by surprise, because, you know, nothing goes as planned…

A lot went wrong when Mark finally dropped our camper off at the port of Galveston, which caused added stress on an already logistically stressful day, but I will just elaborate on one episode for now.

There are quite a few rules if you want to ship a vehicle abroad. One of those, regarding campers, is that the propane tank has to be empty and a certificate to prove this is required. We called the issuing company in League City to inquire about the certificate and were told those are only provided for fixed tanks. We had a portable 20-pound tank, so should be fine. Our tank was empty. Our tank was newish. We taped the purchase receipt to the tank, just to not get into trouble.

Nope. Not enough. We needed the certificate. It was 2pm in the afternoon. The port closed at 4pm. Our plane left that evening. We didn’t see an option for Mark to leave Galveston port, drive to League City 40 minutes away, get our tank certified – or buy a new one with a certified receipt – and get the vehicle cleared for shipment, plus visit Customs, before four. Oh, and the escort to guide you through the port costs $50 per hour and once you’re ten minutes over that, a second hour is charged…

Phone numbers of port escorts on the day of our drop-off

Mark called me (I was waiting in a public park with Maya and all our luggage) and we concluded we only had one choice if we wanted to catch our plane: remove the tank from our camper and leave it at the port. This was a huge problem and complication: our tank had US fittings, fit snugly in its compartment, and all our cooking and heating facilities (including hot water and grill) depended on this particular set-up, which we would not be able to find and reproduce in Colombia (different fittings and tank sizes).

Waiting for Mark in a Galveston park

We were screwed and almost gave up on this whole journey (for the first time). Employees, including Mark’s escort Kaylyn, understood, but there was nothing they could do. Mark continued the drop-off and clearing out procedures and joined me in the park. We felt defeated – and homeless – without even having left the US.

On that picnic bench in Galveston, we brainstormed. We had another hour to kill before airport focus was upon us. A crazy idea emerged, one that would be hard to pull off…

Mark called his escort Kaylyn, asked her if she would be able to deposit a new propane tank inside our camper if we had someone deliver it. The answer was surprising, but music to our ears: “Yes.” Question #2: “Would you be willing to pick one up if we order it? We will pay you for your help, of course.” Another “yes” followed and life looked up again.

Dealing with the propane tank disaster

Over the next half an hour, we called the propane place in League City and paid for a new tank and its certification, emailed them Kaylyn’s information, and copied her on any correspondence with Baygas Propane. Our angel called us three days after we arrived in Cartagena. She had picked up the tank and needed instructions about where to put it – and how to get there. We walked her through storing the new tank safely and securely inside Bella, made sure she locked our home properly again, and sent her $100 as a thank you. Hence our high propane cost last month…

This is where Kaylyn wrapped and stored our new propane tank (we think)

The other amount paid for the camper went to protection (wood to board up the windows and tension rods to keep them in place) and gear to potentially fix our fridge issue. It was our goal to have a fully-working (brand new) fridge before shipment, but that failed.

Buying cut plywood at Home Depot and storing it for a few days – back and forth from the bed of the camper to the back seat of the truck

To bring Maya into Colombia, we needed an international health certificate and a couple of extra shots. That required a vet visit of multiple hours and approval by the USDA; an expensive ordeal. The temporary import permit for Colombia was only $11 and took an hour of red tape.

Back in Houston, we treated our generous and hospitable friends John and Harriet to a Thai take-out dinner. The rest of the eating out category was spent in Cartagena – one “expensive” meal and drinks for my birthday ($60 for two people) in a nice restaurant and the rest on local food.

The grocery category was low – we needed to eat everything up before leaving the US and Colombia is cheap. We still cooked most of our meals to save money and eat relatively healthy. After we recovered from being sick the first ten days, our Venezuelan friend Nathalie, who lives in Manga, Cartagena, invited us over for a yummy salmon-pasta lunch.

We didn’t spend a lot on fuel last month, only enough for dock workers to move our truck on and off the boat(s). Your gas tank can only be 1/4 full. We had a last-minute tire alignment and rotation done two days before we left.

Transportation was another extra category. The Uber from Galveston Island to Hobby Airport in Houston cost a whopping $50 and we have been getting around Cartagena in local taxis. The price for the port escort was also $50.

Cab in Manga’s flooded streets

Our monthly amount for internet went up. We finally retired our amazing unlimited AT&T data plan that was $35/month for years (we sold it on) and switched to a Google Fi worldwide plan, sharing an account with our friends Duwan and Greg. After the initial set-up fees incorporated in this report, the new monthly amount should be $50 for 50 gig of data.

The only other thing worth mentioning is that I finally spent the second half of Mark’s birthday gift for me from last year (November 2021) on goodies at Trader Joe’s. I totally forgot I had some “credit” left for that! As I write this, I’m eating my final dark-chocolate-covered almonds from the US…

November 2022 Overview:

Camper (propane tank: $220; parts: $87):

Dog (vet + certificate: $260; import permit: $11):

Dining out:

Groceries:

Car (maintenance: $131; fuel: $24):

Transportation (taxis: $75; port escort: $50):

Utilities (internet):

Alcohol:

Gifts (B-day Liesbet 2021):

Drinking out:

Postage:

Clothing:

 

TOTAL:

 

$307

$271

$224

$164

$155

$125

$62

$52

$24

$10

$5

$2

———

$ 1,401

Find all our expense reports here. To learn what other full-time nomads spend each month, check out the blogs of our vanlife friends Duwan and Greg at Make Like An Ape Man.

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We Have Arrived in Cartagena, Colombia – A Quick Update

Mark, Maya, and I made it safe and sound to Cartagena, Colombia, on Tuesday, November 8th. Unfortunately, with all the chaos and issues leading up to our departure, we forgot to bring our “good masks.” We did wear surgical ones from the moment we arrived at the airport.

We had booked a relatively expensive, strategically-located Airbnb for a week in the Manga neighborhood, with the idea of walking to the old, walled city a few times and visiting with a friend who lives close by. The first two days, we got settled, bought food, sheltered from the torrential rain, acclimatized to the noisy traffic and cold showers, and researched and arranged our accommodations for the rest of the month. Then, I got sick and bed bound (and still am) with the flu. Now, we fear Mark is getting sick as well. We finally got here, but are stuck inside. We move locations again on Tuesday.

We hope to get reunited with our truck camper, Thirsty Bella, the end of this month. She is supposed to be loaded on a ship this coming week.

Plunge – One Woman’s Pursuit of a Life Less Ordinary

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Overwhelmed by Life (as Nomads)– A Personal Note from Oregon

May was an insanely busy month for Mark and me. I usually post blogs about experiences we had or things we did/saw, so this one is a bit different; more personal, emotional, and recent.

Since I am so far behind with just about everything – diary entries, emails, blog posts, social media, reading, articles, administrative tasks, chores, promises, projects… – I figured I would write a “quick” update to let everyone know how we are doing and what’s been going on. And, most importantly, how nothing ever works according to plan, how life throws its punches, and how priorities shift. Several of the following events will probably turn into a longer post one of these weeks or months.

Before we left our peaceful life on the Baja peninsula in Mexico (which seems like a lifetime ago), the end of April, we had a truck camper purchase lined up. We never intended to keep the “fancy” Cirrus 820 we took across the border, hence its name Temp (T&TThirsty & Temp), but you never know with us. I’ll get into that train of thought; the reasons and the differences, another time. The truck – which is awesome – we’d keep.

Over the months, we narrowed our preferred camper down to a Lance 830. We searched for it online for about three months, and even spotted this model in Mexico for a closer look, before we made a deal on one in British Columbia, Canada, and set a route and plan in motion. Our base for the transition would become Boise, Idaho. A deposit had been sent to BC by check and a pick-up date arranged, once we crossed the border into the US.

The Lance 830 we spotted – and visited – in Cabo Pulmo, Baja, Mexico

Our first stop for a few days was a friend’s property in Julian, California, where we cleaned the Baja dust off our truck and camper, finished a couple of projects, wiped the interior down, and took indoor and outdoor photo shoots to list the Cirrus for sale.

That’s where we learned the deal in Canada was not going to happen, due to unexpected circumstances on the seller’s part…

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Annual Expense Report of a Nomad – 2021

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. “The less money you spend, the less you need to make” is our motto. 🙂 At the beginning of each year, I produce an expense report for the previous 12 months. This is the most recent one, for 2021.

Our first yearly expense report (2016) can be found here, the report of 2017 is here, the one for 2018 here, our 2019 expenses are located here, and our total costs for 2020 are documented here.

These reports include ALL of our expenses, in US$, for two adults and a 60-pound dog. We adopted Maya on June 4th, 2019. Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast. The utility cost refers to phone data plans with AT&T.

In 2021, Mark, Maya, and I traveled in our campervan Zesty for three months (in California and Mexico) before selling it, drove across the USA in a rental car for one week, lived in the “room above the garage” at my in-laws in Massachusetts for five months (to change gears), and headed to the southwest again in our new-to-us truck camper T&T (Thirsty the truck and Temp the camper) during the last four months of the year.

(As always, click on photos or hover over them to read captions. Note: a bug must have slipped into my most recent WordPress update, because I can’t move photos around within my galleries anymore. The result is that my images are not shown in chronological order. My apologies.)

Despite our fears of spending way more than our annual average in 2021, because of inflation and the rising costs of living and fuel, our final sum is pretty close to that of the previous year. The reason: we received a few thousand dollars in credits after issues, claims, customer support calls, and points from using our trusted Chase credit card. Years past, these points went to flights which then didn’t get recorded in my expense reports. Last year, they went against groceries (during the height of Covid) at 1.5X their value and towards credit card payments. If you’re interested in a new credit card that offers 60,000 points (a value of $600) when you spend $4,000 in the first three months.

Our main expenses, just like other years, were the camper and groceries ($328 a month, which appears pretty high). The biggest chunk of vehicle money went to fuel, insurances, parts, and maintenance. Why is the maintenance amount ($53) so low then, you ask? Because we received $1,907 from a claim when a third party put a scratch in the side of Zesty. We managed to buff it out ourselves and used the money against other camper projects. We also sold $1,600 worth of accessories that came with our “new” truck and our camper.

A lot of “cash” went to plane tickets (to Belgium), our trip across the country in a rental car, a root canal and crown for me (which I had done in Mexico), an early Covid test for me, and a Shingles shot for Mark (both in Arizona). We hope to cut these kinds of expenses down in 2022. But other surprise costs will pop up, no doubt!

Did you know that taking care of one dog can cost upwards of $800 a year? The dogfood category was higher than usual, because we stocked up on bags of it for our trip in Baja, where they don’t sell high-quality kibble with salmon. Of course, Maya is worth every dollar!

Unlike our drinking out category, which is minimal, dining out (on patios and take-away) took a big bite out of our budget. This has to do with birthday celebrations and reconnecting with friends. We also spent quite a bit on gifts in 2021, part of that for an Airbnb “weekend” in Bahia Concepcion, Baja California, Mexico, for Mark’s 50th birthday.

Utilities are what they are. We are bummed about the high propane costs, because we prefer a fridge that works on electricity; hopefully we can solve that issue later this year by replacing it. Internet is what keeps us connected and in Mexico, we pay for drinking water. I decided to add our Arizona campground expense from December to this report (and updated last month’s as well), to avoid “hidden costs.” Sure, we usually don’t stay in RV parks and this amount was incorporated into Mark’s wages, but it was still something we paid for. Hopefully, never to be repeated.

The other two categories we might be able to do better with this year are household and alcohol. The first one contains items we needed to equip our new camper (which will only be repeated somewhat if we change gears again). As for the booze, beer, and wine, we are social drinkers and enjoy a glass on the weekends and when hanging out with friends. No excuses needed. I’d say we did pretty well with the bottom part of the report underneath. Who else spends $30 a year on clothing? 🙂

In conclusion (and to our relief), 2021 seems to be another average expense year, in which we succeeded to live on around $16,000 a year, which amounts to $1,333 a month. It proves to be a feasible goal, especially when we leave the first world…

Cheers to friendship, with Denise

2021 Overview:

Camper (fuel: $2,760; ins.: $1,281; reg.: $152; maint.: $53;

tolls: $40; parking: $14; credit: + $3,507):

Groceries:

Travel (plane tickets, rental car, motels, camping Mex.):

Medical (root canal L in Mex., shot M, meds):

Dog (food: $339; vet: $262; supplies: $254):

Dining out:

Gifts (B-days, Christmas):

Utilities (internet: $478; prop.: $123; water: $45; Skype: $11):

Rent (Leaf Verde RV Resort):

Household (tools, supplies, battery parts, bike rack):

Alcohol:

Health & Fitness (haircut L, vitamins M):

Customs & Immigration (new passport M, visas Mex.):

Entertainment (whale watching, parks):

Bank charge (Chase visa card):

Computer (phone batt., router, domains):

Laundry:

Clothing (flip flops M, T-shirts L):

Drinking out:

Postage:

Miscellaneous (carwash, copies):

 

TOTAL:

Credit:

 

TOTAL:

 

$4,300

 

$3,942

$2,786

$939

$855

$737

$720

$656

$529

$497

$485

$234

$187

$161

$150

$133

$64

$63

$40

$21

$10

———

$ 17,509

$    1,699

———

$15,810

(It might be easier to read the table when turning your device in the horizontal position.)

Find all our expense reports here. To learn what other full-time nomads spend each month, check out the blogs of our vanlife friends Duwan and Greg at Make Like An Ape Man.

Donate to Roaming About to help maintain this website.

How Are Mark, Maya, and I (Really) Doing? – Update from the Heart

Enough talk about publishing and promoting Plunge and spending too much money every month… What has been going on with us, in our private lives, the last few months?

Well, I haven’t really touched on how we arrived in Massachusetts, except for the road trip, and our feelings and activities since then. If you are a blog reader only interested in our alternative lifestyle and adventures, this is a good post to skip, as it is more geared towards updating our friends and family members – like in the old days on our sailboat Irie. 😊

(As always, hover over the photos or click on them to read the captions.)

Before we cleaned and sold Zesty and hopped in our crappy rental car, we managed to meet up quickly with artist Jon and author Gail, whom we met in Baja California, Mexico. In Yuma, Arizona, they introduced us to hospitable friends of theirs and we had a lovely evening together.

Another highlight was to finally be reunited with sailing circumnavigators and good friends made in the South Pacific: Lisa Dorenfest and her Captain, Fabio. This picnic get-together happened in a park in Tucson, Arizona. For anyone following Lisa’s wonderful blog, One Ocean At A Time (which contains her inviting writing and incredible photos), the couple is doing well, despite the crazy heat, taking a break from their boat to replenish the cruising kitty.

Then, we cleaned and prepped Zesty, sold our van, and jumped in our crappy rental car. Busy times! We saw some cute creatures one night of “stealth camping” in Tucson as well.

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Monthly Expenses – January 2021 & The Mexican Dentist

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for two adults and one 60-pound dog (we adopted Maya on June 4th, 2019). Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

A new expense year has started and I can hardly believe the first month of that year is already long gone. Before I resume “normal programming” on Roaming About next Wednesday – about things other than Plunge and money updates, like… our travels – I will report on our first numbers of 2021.

Late afternoon at American Girl Mine Road, Imperial, CA

In January, Mark, Maya, and I lived full-time in our camper van Zesty, predominantly in the desert of southeastern California, where we celebrated New Year’s Eve with our friends from Ballena Blanca and The Scamper Squad and remained in their company a bit longer.

We had some big health and camper expenses. The first one was planned and the main reason we based ourselves in the area of Imperial, CA, for a couple of weeks: I needed to get a root canal done and decided to take care of this process in Los Algodones, Mexico, where, at US$630, the cost is three times less than my quote in Massachusetts.

Buying parts to build a new Lithium battery bank ourselves involved a huge cost as well, but still only ¼ of the price than if we were to buy the same amount of “power” readily outfitted (which we wouldn’t do). This is a project Mark will tackle in spring and that only became feasible because of our second stimulus checks of $600 a person. We dedicated this $1,200 of “extra money” to the dentist and the camper. Since we upgraded our tires in September, we finally bought a bigger spare tire (used) before crossing into Mexico as well.

Unfortunately, 2021 didn’t start great for me. I suffered from flu symptoms the first week of the year, despite receiving a flu shot in the fall (to avoid potentially burdening the health care system with a flu, when resources would be needed for Covid). Not only did this make me sick while I continued to work on promotion efforts for Plunge, it also involved getting a $75 Covid test done. Usually, I would just stick it out at home. But these are unusual times and we had been camping with our bubble of friends for a while – all of whom had dentist appointments – so answers were needed.

Line of cars waiting for Covid tests in Yuma, AZ

So, Zesty cued in line for two hours at a testing facility in Yuma, AZ (where we also did our shopping, as it was the closest town to our campsite, with cheaper prices than California) to order the “rapid test.” Negative! But because I showed Covid symptoms, the clinic wanted to send a sample out for lab testing as well. No problem. Except… a second swap had to be collected. I gingerly offered the nurse my other nostril for this second attack on my brain, eyes tearing up from discomfort. A few days later, I received another negative result. Dentist time!

The horrific swap – they stick this device VERY deep into your nostril.

My appointments with the Bernal Dental Group couldn’t have gone better! My experience was similar to that of our camping friends Duwan, Greg, Ellen, and Scott. The office was quiet and Covid precautions were taken seriously with a shoe bath, body spraying, temperature check, and mandatory use of hand sanitizer and masks. The team was professional, friendly, and prolific in English. Usually, they start new patients off with a dental exam, teeth cleaning, and X-ray session for US$100, presenting an extensive “to do” list. Because I had specific demands and recently saw a dentist in the US, I managed to skip this process and cost.

Crossing the border is easy. On the US side, you can choose between parking your car for US$6 a day in a giant lot or for free along the entrance road, before the “no parking” signs start. This second option requires a ten-minute walk, which was our preferred method.

Then, you stroll across the border – no paperwork needed – and enter Los Algodones town. All the dentist offices are pretty much located within a five-minute walk from there. During the pandemic, the border closes at 2pm local (California) time. Bernal Dental Group, however, is on Arizona time, which is an hour later. You want to get back with plenty of time to spare, because the line to cross into the US can be long and seems the worst between noon and closing. A passport is required to return. Dogs don’t need anything for this particular border crossing.

Line to cross back into the US. Luckily, everyone wears a mask. Except when drinking a beer.

Mark and Maya (and once our friends) joined me into Mexico to explore, buy cheap medicines, or sit in the park. My first visit involved the root canal procedure, installing a post, filling the gap, and making an impression for the crown. This took about two hours. During my second visit two days later, Dr. Aldo ground the ceramic crown to perfection and glued it into my mouth. Half an hour later, I was good to go. An hour later, I was ready for fish tacos at the town square. I was never in pain and am very pleased with the result. Recommended!

We camped for free all of January, I didn’t spend a dime on my writing, and the alcohol category was low. Our friends offered to split the cost for my Covid test, but we refused. Stubbornly, they contributed tequila and rum! The rest of our monthly expenses was pretty normal. We needed to fill our propane tank, inconveniently right after settling in the middle of nowhere for a welcome break from running errands, and our grocery bill still seems high. But, if you take the two giant expenses out, our total was well below average at under $800.

To see how our friends Duwan and Greg made out in January, click here. Their month looked pretty similar to ours. 🙂

January 2021 Overview:

Medical (dentist L: $630; Covid test L: $75; Albuterol M: $7):

Camper (battery: $504; diesel: $49; tire: $35; car wash: $10):

Groceries:

Utilities (phone: $35; propane: $19):

Health & Fitness (vitamins M):

Dog (food):

Laundry:

Alcohol

Dining out:

Gifts (B-day card niece):

Household (toilet brush):

Accommodation:

 

TOTAL:

 

$712

$613

$420

$54

$54

$39

$25

$24

$18

$5

$1

$0

———

$ 1,965

Find all our expense reports here. To learn what other full-time nomads spend each month, check out the blogs of our vanlife friends Duwan and Greg at Make Like An Ape Man.

Annual Expense Report 2020

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. “The less money you spend, the less you need to make” is my motto. 🙂

Our first yearly expense report (2016) can be found here, the report of 2017 is here, the one for 2018 here, and our 2019 expenses are located here.

These reports include ALL of our expenses, in US$, for two adults and a 60-pound dog. We adopted Maya on June 4th, 2019. Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast. The utility cost refers to phone data plans with AT&T.

In 2020, Mark, Maya, and I lived in our campervan Zesty for six months and in the “room above the garage” the other six months.  We spent about $1,000 less than the previous year. The fact that we sat still for so long during “the summer of Covid” certainly has something to do with this.

We went on a couple of multiple-week trips in our van during that period, but used less diesel and replaced less parts than in 2019. On the other hand, we needed to buy a few household items to survive – read: cook – in our guest room in Newburyport, MA.

The grocery category was relatively high, probably because we pretty much cooked all our meals at home once the pandemic arrived. Our average grocery cost in 2020 was $357 a month.

Usually, I split the bigger categories up in the table underneath, but WordPress is causing me trouble, so I’ll itemize #2 and #3 here. The camper category is divided among maintenance: $1,511; insurance: $1,118; diesel: $1,110; registration: $136; parking: $14; and tolls: $4.

Writing was a new category last year, and a big one at that. The total sum for publishing my travel memoir Plunge accounts for my editor: $2,024; book cover:$175; ISBN numbers: $295; proof copies: $72; license: $35; software Quicken: $25; font: $15; and postage: $13. I still have a long way recuperating that $2,654 in sales!

Publication of Plunge – One
Woman’s Pursuit of a Life Less Ordinary

Alcohol and gifts are pretty much in line with last year. The dog category is lower, thanks to Maya needing less drugs for her allergies. The utility category is higher, because AT&T raised their (unavailable now) monthly unlimited data plan from $25 to $35. None of the other categories stand out, except camping. In 2019, we managed to camp for free the entire year. Last January, we paid for a one-week stay at a developed National Forest campground in Florida for me (and Maya), while Mark flew back to Massachusetts.

Because of Covid, our credit card company, Chase, allowed customers to use their points at 1.5x their value for groceries (usually this rate is only valid when buying plane tickets with points). We greatly took advantage of that, since we couldn’t fly back to Belgium and… 1/3 of our groceries for “free?” We also received some credit ($310) for owning a Chase Sapphire Reserve card. Why do I mention this?  Because all these points (and credits) amounted to $3,084! So, technically, we spent that much less in 2020, which brings our total expenses for last year to $12,052 instead of $15,136.

2020 Overview:

Groceries:

Camper:

Writing:

Dog (vet/meds: $385; food: $242; supplies: $209):

Gifts:

Alcohol:

Utilities (cell data: $455; propane: $40; dump: $13; Skype: $5):

Household (oven MA, stove MA, speaker):

Health and Fitness (vitamins & haircuts):

Clothing (shoes, shorts, socks):

Drinking out:

Dining Out:

Entertainment (guided tours):

Computer (web hosting):

Camping:

Transportation (shuttle buses BOS):

Medical (drugs):

Laundry:

Postage:

Miscellaneous:

 

TOTAL:

 

$4,278

$3,893

$2,654

$836

$730

$714

$513

$253

$242

$235

$231

$217

$67

$64

$61

$48

$47

$33

$17

$3

———

$ 15,136

(Table might not load correctly on tablets – try turning the screen for better results.)

Maya at Ocean Pond, Florida

Do you keep track of your expenses? How did your budgeting go in 2020? Any categories you’d like to do better with in 2021?

Monthly Expenses – December 2020

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for two adults and one 60-pound dog (we adopted Maya on June 4th, 2019). Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

Mark, Maya, and I spent most of December on the road in Arizona and the last few days in California (warmer weather). We changed campsites every few days in our camper van Zesty. Our expenses were above average, because of the holidays. ‘t Was the season to buy gifts – for family members (my coveted annual calendars with a photo of our household in a different location on every page) and a few friends. We also bought special food and extra alcohol (for margaritas) for Christmas and New Year’s Eve, hence the higher numbers in the grocery and alcohol categories.

(Click on photos to enlarge or hover over them to read the captions.)

I just realized there is no dog category. We must have bought an extra bag of food for Maya in November. Also, her treats go under our groceries. Hmmm. Maybe that’s why that category was so high…

Maya feels at home in our friends’ campers!

We had help from a mechanic changing Zesty’s transmission fluid in Tucson and had a scare in Bisbee, when there was no way around low-hanging tree branches leaving  the tight town. We hoped they would be “soft” limbs. The screeching sound of wood against metal made our hearts – and later our van – stop. Luckily, Mark managed to buff the new scratches out of the acrylic window and the top side panel.

Buffing out the scratches at a mine viewpoint in Bisbee, with a railing of the perfect height to stand on and work

We splurged on entertainment, a category that’s usually non-existent. Traveling with friends encourages us to have fun once in a while. We visited the Titan Missile Museum in Tucson with Duwan and Greg and the two of us signed up for the Queen Mine Tour in Bisbee. Our bubble of six friends also took a daytrip to Organ Pipe Cactus National Monument over the holidays. Giving Duwan and Greg a ride allowed us to enter for free because their National Park pass includes four adults. I’ll report on that excursion – and others – in a future blog post.

I’m happy to report that my writing expenses are dwindling.  I shipped a few books to sailing magazines in the hopes of seeing their review of Plunge in print one day. The proof copy I ordered from IngramSpark was a disaster and I asked for a refund. Their customer support team should get back to me between three to five weeks! Oh well…

As usual, we boondocked (camping without amenities) on public lands and therefore didn’t spend any money on accommodation. Keep an eye out for our yearly expense report later this month!

December 2020 Overview:

Groceries:

Gifts:

Camper (diesel: $151, maintenance: $152):

Alcohol:

Entertainment (museum and tour):

Utilities (phone: $35):

Drinking out:

Writing (postage; $13; proof copy: $12):

Laundry:

Accommodation:

 

TOTAL:

 

$447

$441

$303

$149

$58

$35

$28

$25

$8

$0

———

$ 1,494

Find all our expense reports here. To learn what other full-time nomads spend each month, check out the blogs of our vanlife friends Duwan and Greg at Make Like An Ape Man.

Monthly Expenses – November 2020

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for two adults and one 60-pound dog (we adopted Maya on June 4th, 2019). Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

In November, Mark, Maya, and I lived on the road, in our camper van Zesty, and drove from Alabama to Southern Arizona (Tucson), which is reflected in our diesel cost. As usual, we managed to dump and camp for free (boondock).  One of our favorite overnight sites of all times was the spot we found in Big Fur Public Use Area in Arkansas, early in the month. We stayed as long as our water and food supply lasted. (Hover over or click on photos to read captions.)

No stipends or use of credit card miles this time, so what you see in the table underneath is what we spent. Mark fixed one of our car heaters, changed the oil, and replaced parts in the engine. To reward himself, he bought a better remote (Bluetooth) speaker. If you’ve read my travel memoir Plunge, you know how important crisp-sounding music is to my husband. 🙂

The writing category is finally going down. I owed my cover artist $50 for the paperback cover (the eBook cover package a month ago was $125), we ordered two proofs of Plunge to check for issues and mistakes, and, to self-publish my book under a different name than my own (we chose Roaming About Press as our publishing company), I needed to purchase a business license in Massachusetts for the price of $35.

You can blame our special celebrations in the desert for the alcohol expense last month. Our bubble of nomadic friends includes two other couples, Duwan and Greg from Make Like An Ape Man and Ellen and Scott, who we hung out with for Thanksgiving, the release of Plunge, and my birthday, all of which took place the end of November. We made our own margaritas; a much better and tastier deal than the ones we bought in Hot Springs, Arkansas.

Not a bad expense month. Maybe we are finally back on track?

November 2020 Overview:

Camper (diesel: $150, maintenance: $229):

Groceries:

Writing (cover, proofs, license):

Household (speaker):

Alcohol:

Utilities (phone: $35; propane: $19):

Dog (food):

Drinking out:

Gifts:

Laundry:

Accommodation:

 

TOTAL:

 

$379

$306

$111

$109

$61

$54

$32

$24

$15

$5

$0

———

$ 1,096

Find all our expense reports here. To learn what other full-time nomads spend each month, check out the blogs of our vanlife friends Duwan and Greg at Make Like An Ape Man.

Full moonrise in the desert

Monthly Expenses – October 2020

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for two adults and one 60-pound dog (we adopted Maya on June 4th, 2019). Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

In October, Mark, Maya, and I lived in our room above the garage for the first two weeks and back on the road, in our camper van Zesty, the  rest of the month. The expense report is a tad messy, because of stipends and reimbursements of Mark’s employer, the US Census. These are incorporated in our expenses (*), which is the reason why the dining out category shows $0 (Mark received a stipend of $70 a day while “on location” for ten days in September;  he didn’t need it all, so we’re still using some of that money now) and why the camper category is lower than it should be (Mark received a per mile reimbursement that was more generous than what his fuel cost during his two-month Census job). I did not attribute the $60 we used in credit card points (instead of cash). Confused yet?

As you can see, I’m still spending a lot of money on my writing career. I owed my copy-editor another $528, we bought a pack of ISBN-numbers (these are exorbitantly-priced identification numbers) for current and future books (I needed three for Plunge – paperback, Kindle, ePub),  I paid my cover artist for the eBook cover, and we needed to buy the title font of my memoir, so we could utilize it inside the book. One day, I should calculate how many books I actually have to sell to get all these investments back! 🙂 Camping still remained free.

Groceries and alcohol are a bit high, which has to do with us visiting a few sets of friends in October. Same reason for the gift items. And then there is the clothes category. Here’s that story…

The three of us had just left in our camper, destination Annapolis, Maryland. A couple of hours north of town,  we stopped to eat lunch in Zesty. We don’t usually wear our shoes inside, so Mark had left his outside. After our meal, he needed to call a friend. There was a lot of noise, because someone decided to drag race his dilapidated car in front of the gas station we were parked at. I shut the door to keep the ruckus out as Mark talked. Two hours later, we arrived at the home of our Annapolis friend. Before Mark got out of the car, he asked: “Where are my shoes?”

His go-to brand has been discontinued, so for the next ten days he researched and eventually bought another pair of shoes, slightly used. We had them shipped to the post office in Hot Springs, Arkansas, and, since they were not brand new, he obtained them for half price. After two weeks of only wearing flip flops in fall, he was delighted to own a pair of hiking shoes again!

October 2020 Overview:

Writing (editor, cover artist, and publication prep):

Groceries:

Dog (food, Whistle data plan, groomer):

Camper* (diesel, registration, license, heater):

Clothing (shoes Mark):

Alcohol:

Gifts:

Health & Fitness (vitamins Mark):

Utilities (phone):

Medical (drugs):

Computer (domain hosting):

Household (cloth shelving):

Entertainment (brochure NP):

Dining out*:

Accommodation:

 

TOTAL:

 

$963

$372

$142

$121

$82

$72

$58

$51

$35

$21

$18

$13

$1

$0

$0

———

$ 1,949

To learn what other full-time nomads spend each month, check out the expense blogs of our vanlife friends Duwan and Greg at Make Like An Ape Man.

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