Roaming About

A Life Less Ordinary

Category: Living Frugally (page 4 of 15)

Monthly Expenses of a Nomad – August 2022

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for two adults and one 60-pound dog (we adopted Maya on June 4th, 2019). Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups and extensive care, we return to the East Coast.

In August, I finished up my visit to Belgium and stopped over in Newburyport, Massachusetts, for a week of medical check ups and time spent with my in-law family and friends. I returned to St. Helens, Oregon, on August 9th to join Mark and Maya in our Lance 830 truck camper.

(As always, hover over or click on photos in galleries to read their captions.)

This past month, things were slowly turning normal regarding our expenses and doing a few fun things. There were still extra costs, we worked hard on our camper, and we hit the road once more. We also shared many meals with friends.

After 11 weeks parked and camped on the driveway of friends (Ellen & Scott), we drove to the Oregon coast on august 18th to spend a long weekend with other friends (Katherine & Brandon, whom we met in Baja, Mexico this past winter), before settling into the house of yet another friend (Patti) for a good week in Bend, Oregon. This comfortable stay concluded a hot month of driving, working on camper projects, socializing, and sightseeing.

Grocery expenses were pretty high (blame inflation) and this is probably the first time that Maya hits the #2 position on the list. We are stocking up on medication for her. Her itch relief medicine Apoquel is super expensive at $2.25 a pill and that’s only when you buy 100 tablets at a time. We also bought a couple of Seresto collars (flea & tick medicine), because they were on sale. Each one of these lasts eight months.

Maya’s Seresto collars

We didn’t drive crazy amounts in our pickup truck Thirsty, so the $284 we spent on gasoline can be called “reasonable” in this climate of – still – high fuel prices in the Pacific Northwest. The computer category is high, because, guess what? I bought my very first SmartPhone. Yes, me, the person who didn’t want – and still doesn’t want – a phone. But, don’t get too excited about me joining the ranks of practically every other person in the western world. I don’t have a SIM card, so can only get online via a WiFi signal and I can’t make calls. This phone will replace my camera, which has been falling apart for years. That’s the idea anyway.

Why did I cave? My brother gave me an old iPhone8 of his and Mark discovered a deal online; we could swap this phone and receive a brand-new Google Pixel 6a phone by paying an additional $160. These phones usually cost around $450. So, I blame my husband (and my brother) for making me buy – and use – an extra gadget. Let’s hope I don’t lose/forget it or have it slip out of my hands. I’ve come close to all these scenarios already!

Because we have been staying with generous friends most of the month, “thank you” gifts were in order. And, we bought a few improvements for our household: a new set of Corelle plates and bowls ($33), an electric chainsaw to cut those pesky branches that prevent us from reaching cool campsites ($25), sturdy bags for our new Separett “composting” toilet ($27), and a non-ticking clock ($10). This last item took a lot of trial and error – and returns!

The other categories were reasonable. The $34 we spent on propane was a waste, since the valve of our tank broke right after filling it. Therefore, it became useless and we swapped it for another, less fancy, tank, paying for propane again! I had a haircut at SuperCuts in Massachusetts. Gone are the days to get one for $20 including tip. I will stop going to hairdressers, unless it costs me $10 or less, like in Mexico.

The $27 transportation amount is also unusual. That’s what I spent for trains and buses to get to my mother-in-law’s place from Boston’s  Logan airport. There used to be a direct bus to Newburyport, but this service was cancelled two years ago. Instead of one hour, it now takes about three – and much more hassle – to get to or from the airport.

Our accommodation – camped on the driveways of friends or moved into their guestrooms – was free and we managed to attend a few events with no cost as well, like the Toledo Wooden Boat Show.

We paid $10 to get my new glasses shipped to Colorado, after they were prescribed to me during my visit back East. And, we reserved a particular hike near Bend, but cancelled. The fee for the permit was non-refundable. Mark, Maya, Patti, her dogs Koozie and Pekoe, and I did manage to go on another stunning and special hike in the mountains, for which Patti snatched the permit. Here is a glimpse of that one…

(PS: We did have $617 of Lance camper expenses in August as well, as preparation for our upcoming multiple-year South America trip, but since we budgeted for that (so far), it becomes part of our purchase price. I plan to write a separate post about those projects and costs in the future.)

August 2022 Overview:

Groceries:

Dog (food: $42; meds: $295):

Car (fuel: $284; parts: $6):

Computer (new phone: $170; MS Office license: $7):

Gifts:

Household (& tools):

Dining out:

Utilities (internet: $35; propane: $34):

Health & fitness (supplements: $33; haircut: $27):

Alcohol:

Transportation (Liesbet Boston):

Drinking out:

Medical:

Entertainment (hiking permit):

Clothing:

Miscellaneous (copies):

Accommodation:

 

TOTAL:

 

$375

$337

$290

$177

$121

$117

$74

$69

$60

$31

$27

$23

$10

$3

$1

$1

$0

———

$ 1,716

Find all our expense reports here. To learn what other full-time nomads spend each month, check out the blogs of our vanlife friends Duwan and Greg at Make Like An Ape Man.

Donate to Roaming About to help maintain this website.

Monthly Expenses of a Nomad – July 2022

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for two adults and one 60-pound dog (we adopted Maya on June 4th, 2019). Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups and extensive care, we return to the East Coast.

July was another unusual month. The first part, we both worked fulltime on camper projects in our friends Scott and Ellen’s yard, cooked most of our meals, listened to free live concerts on Thursdays, and “endured” Independence Day.

(As always, hover over or click on photos in galleries to read their captions.)

On July 4th, weeklong fireworks in the neighborhood reached their peak with the town’s display. Maya was in hell. All the other weeks (ten of them!), she really loved being at our friends’ place.

The second half of July, Mark and I lived apart in a reversed way than in June (he and Maya stayed in Oregon this time and I visited Belgium) and there were two super high expenses. I have to give up on my desire to stick to our $1,300 monthly average of previous years, what with living costs and fuel having risen hugely and preparations – for this camper and ourselves – regarding our upcoming multiple-year adventure in South America. And, we haven’t even gotten into the logistics of getting there yet! Luckily, our accommodation the last months has been free.

Our truck in front of Washington’s state capitol

The annual car insurance for our 2016 Ford F-350 pick-up truck was due and this took a fat chunk out of our bank account at almost $1,000. Once we leave the country towards the end of the year, we will get some of this reimbursed, just like when we drove to the Baja peninsula (Mexico) for a few months in January. In the state of Massachusetts, there are minimum insurance levels you need to have, even when not in the US, which basically comes down to liability insurance. We are researching ways to get around this useless fee.

Mark had to escape a terrible weeklong heatwave in the Portland area, since our camper does not have AC and our parking spot there was in the blazing sun. So, he drove to the property of other friends who are renovating a house along the coast of Oregon. The difference in temperature? Thirty degrees Fahrenheit (17 degrees Celsius)! While it was in the upper nineties in St. Helens, on the coast, a 2.5-hour drive west, the high was upper sixties.

That trip, going to look at another Lance 830 camper in Tacoma, Washington (which we passed on), our five-day “test drive” in Mount St. Helens National Volcanic Monument, and a couple of rides to PDX (Portland airport) back and forth is where the high fuel cost comes from. Mark also bought an OBD reader for the truck to diagnose faults and car issues. We had this for Zesty as well, which came in handy.

The other high expense was for Mark’s new computer/tablet hybrid, a Surface Pro 7+. He had been on the lookout for this particular device (and returned a similar one already) for many months, patiently waiting for a deal. The $480 price includes a keyboard. A card with extra memory to improve the tablet’s performance was purchased the previous month.

I renewed my Belgian passport in my parents’ town – a story in itself – which, luckily, arrived before I left again, despite our national holiday (July 21st) being smack in the middle of my two-week stay. We bought another bag of dogfood for Maya and heartworm medicine for a year. Stocking up on drugs and essentials for her will add hundreds of dollars to our expenses the coming months.

The other categories for July were quite normal. Groceries were relatively low (because my parents took good care of me in Belgium), as well as alcohol (we barely drank booze). The $7 entertainment amount went to our cave visit in the National Monument. Mark bought a $2 lottery ticket since he coincidentally found himself at a local bar with our coastal friends the day the Mega Millions pot was at an all-time high. Not that it mattered. He mistakenly bought a ticket for a different lottery. His numbers wouldn’t have made a difference either way…

Mount St. Helens before the heatwaves hit…

(PS: We did have $1,040 of Lance camper expenses in July as well, but since we budgeted for that (so far), it becomes part of our purchase price. I plan to write a separate post about those projects and costs in the future.)

July 2022 Overview:

Car (ins.: $952; fuel: $295; parts: $28):

Computer (new Surface Pro 7+ Mark):

Groceries:

Customs & Immigration (new Belgian passport Liesbet):

Dog (food: $32; meds: $36):

Dining out:

Utilities (internet: $35; Skype: $5):

Drinking out:

Household:

Clothing:

Alcohol:

Entertainment (NM):

Postage:

Miscellaneous (lottery):

Accommodation:

 

TOTAL:

 

$1,275

$480

$232

$72

$68

$41

$40

$16

$13

$11

$9

$7

$5

$2

$0

———

$ 2,271

Find all our expense reports here. To learn what other full-time nomads spend each month, check out the blogs of our vanlife friends Duwan and Greg at Make Like An Ape Man.

Donate to Roaming About to help maintain this website.

Join Us at the Virtual Vanlife Summit – An Entertaining, Inspiring & Free Event

A free three-day event packed with information, talks, and interactions

Tomorrow, the three-day Virtual Vanlife Summit begins and I am one of the speakers and live panelists. My talk takes place on Thursday, July 21st at 12pm PDT (US West Coast time), which is 9pm in Belgium (where I currently am) and focuses on living on a budget while on the road. I will happily answer any questions you have in the chat box.

Talk about living as a nomad on a budget

The next day, on Friday, July 22nd at 11am PDT, I join a live panel in which we will discuss relationships on the road. How do we survive living together 24/7 with our partner in a tiny space without killing each other? Again, ask us any question during the broadcast.

Live panel about relationships in a small camper

This entire event is free, but you have to register to attend. Check it out and sign up here. I hope to “see” you there!

Mark, Liesbet, and Maya pose in front of Thirsty, the truck, and our soon-to-be-named camper

Plunge – One Woman’s Pursuit of a Life Less Ordinary

Available on Amazon and elsewhere

eBook: US$ 5.99

Paperback: US$ 13.99

Monthly Expenses of a Nomad – June 2022

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for two adults and one 60-pound dog (we adopted Maya on June 4th, 2019). Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

Last month was unusual to say the least; our expense categories, our location (mostly apart from each other), and our focus. Plus, the weather was extreme: rain almost every day Mark was gone and upper nineties Fahrenheit (mid-thirties Celsius) for three days shortly after his return…

(Click on or hover over photos in galleries to read their captions.)

Mark flew to Newburyport, Massachusetts, for three weeks to help out his mom who injured herself, arrange the funeral service for his dad, Stanley, who passed away in February, and receive health check-ups, which caused extra stress and grief. He was super overwhelmed and busy those weeks.

Maya and I stayed in our recently-purchased Lance 830 truck camper on the property of friends in the Portland area of Oregon. Yes, the opposite end of the country. I organized our life inside (as we had quickly “moved in” two days before Mark’s departure), caught up with a bunch of internet tasks and work, did an interview as a presenter for my first Van Life Summit, and completed small projects.

Taking care of Maya and providing her with enough exercise also took a chunk of time and was much more fun when the sun peeked out.

No crazy high categories in June. Our grocery costs were reasonable and we paid for fuel once in MA for Mark using the car of his mom and once for the truck here in order to drive it back and forth to PDX, Portland’s airport. Parking fees are steep in Boston, where some of Mark’s health check-ups take place.

Extra categories involved paying for one third of Stan’s funeral service, providing drinks for the gathering afterwards (recorded as a gift; on hindsight, it should probably have gone in miscellaneous as well), and spending too much money on annual credit card fees, because we forgot to cancel one of our cards in time. As I mentioned, too much else going on. While $95 might not seem like a lot to some people, it does make a difference for us.*

Mark bought accessories for a new computer, but ended up returning the device. He will be able to use the parts whenever he decides to finally purchase a replacement laptop. I bought a few more items to organize the interior of our camper.

And, I finally gave in and purchased a raincoat, a garment I haven’t owned in years. There are three reasons for this decision: Oregon has been wet, I’m sure I need one in South America, and I want something with pockets to stuff them with goodies on the plane ride back from Belgium as I’m only allowed to take one personal item for a three-week trip! (Two weeks in my home country and one week in Massachusetts before flying back to Oregon.)

We ordered an expensive pizza for take-out one evening, have been enjoying free music in town on Thursday nights with our friends (hence the drinking out), Maya needed a few items, and – for some reason – one now has to pay out of pocket to prep for a colonoscopy. Sorry if this is too much information. No taboos on this site.

On a positive note, we didn’t spend a dime on accommodation, courtesy (again and still) of our friends here in St. Helens. And we have primarily been cooking our own meals and sharing some of them with our hosts.  Once Mark was back, we dove into projects again. Stay tuned while we try and figure out our next move, which remains incredibly tricky and stressful…

(PS: We did have about $500 of Lance camper expenses in June as well, but since we budgeted for that (so far), it becomes part of our purchase price. I plan to write a separate post about those projects and costs.)

*UPDATE: We called our Chase bank to cancel that credit card and they will refund the $95 annual fee (so our total expenses for June 2022 are closer to $1,230).  Apparently, this is their policy and courtesy when you cancel within 41 days of paying the fee.

June 2022 Overview:

Groceries:

Miscellaneous (memorial service):

Bank fees (CC annual fees):

Car (fuel: $117; parking: $14):

Gifts (drinks for memorial event):

Computer hardware (parts):

Alcohol:

Utilities (internet: $35; propane: $19):

Household:

Clothing (rain jacket Liesbet):

Health & fitness (vitamins Mark):

Dining out:

Medical (colonoscopy prep M):

Drinking out:

Dog (fish oil, shampoo, treats):

Transportation (train from airport):

Accommodation:

 

TOTAL:

 

$267

$225

$190

$131

$86

$77

$74

$54

$44

$39

$35

$28

$26

$26

$23

$7

$0

———

$ 1,332

Find all our expense reports here. To learn what other full-time nomads spend each month, check out the blogs of our vanlife friends Duwan and Greg at Make Like An Ape Man.

Donate to Roaming About to help maintain this website.

Monthly Expenses of a Nomad – May 2022

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for two adults and one 60-pound dog (we adopted Maya on June 4th, 2019). Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

Last month was quite crazy for us; on many fronts. Our circumstances – hunting for a different camper, picking it up, moving locations, preparing and delivering our original camper that was for sale, fixing imminent issues and systems in our “new” home on wheels, a terrible accident in the family, my mother-in-law breaking her shoulder, Mark having to fly back east, me booking a plane ticket, … (read about it all here) – hugely affected our expenditures in May.

(Click on or hover over photos in galleries to read their captions.)

The largest cost by far was gasoline for our truck, as we drove north in California, crisscrossed this state a few times between Auburn, CA, and Boise, Idaho, made a “detour” to Twin Falls, ID, to drop off our Cirrus camper, and headed west to St. Helens, Oregon. We knew we were spending hundreds of dollars over those weeks, but were still flabbergasted at the total sum of over $1,000!!! There is only one solution for our frugal budgets: sit still for a long while. Because of all our upcoming camper projects and issues, we kind of have to anyway.

Speaking of which, our Lance camper expenses are actually much higher than any other category, but since we budgeted for that (so far), it becomes part of our purchase price. I plan to dedicate a separate post for those projects and costs.

Some of our US car insurance money was still due, as we had paused this policy when traveling throughout Baja, Mexico, for four months. And, after all the driving, Thirsty was due for an oil change, which Mark performed a few hundred miles ago back in Boise. Being able to do most tasks and projects ourselves – now, in the past (also when sailing), and in the future – saves us a lot of money, stress, inconvenience, distrust, and disappointment.

The cost of plane tickets – nationally and internationally – has doubled compared to last year as well. It was another shock to us when we browsed tickets for Mark (and me later this summer) to fly back to Massachusetts and for me to visit my family in Belgium. We used multiple one-way tickets through inconvenient airports, with funky layovers, and without carry-on luggage (yes, that’s a thing now – “only one personal item allowed”) to make these jaunts as affordable as possible. My dear parents covered my legs to Belgium. Thank you!

Our other expenses were normal. Before we sold it, we had to repair a couple of things on the Cirrus camper after our extensive travels on the Baja peninsula this past winter. We also thanked our hosts for their hospitality with a few items we knew they enjoyed, and shared some rum and wine with friends to ease our worries a bit.

Our entertainment in May was free and comprised a one-hour stop at the magnificent Shoshone Falls in the town of Twin Falls, Idaho (usually $5 parking fee per car, but the kiosk was closed during our morning, weekday stop), before dropping the Cirrus camper off with its new owners and a quick visit of Idaho’s capitol in Boise, the day we left the area.

Getting a cashier’s check to pay for a big-ticket item, like a used truck camper, costs $15 with Bank of America. While it’s not that much, costs like these annoy us. The same with fees for administrative dealings, although the time, energy, and hassle involved are obviously more intrusive.

We didn’t spend anything on accommodation or camping, laundry, water, or electricity in May; something we are very thankful for. Hurray for friends – and family – in troubled times!

May 2022 Overview:

Car (fuel: $1,206; ins.: $154; maint.: $30):

Travel (flights):

Groceries:

Cirrus camper (ins.: $23; repairs: $110):

Gifts:

Utilities (internet):

Dining out:

Alcohol:

Banking (cashier’s check):

Household:

Clothing (flip flops Mark):

Customs & Immigration:

Drinking out:

Accommodation:

 

TOTAL:

 

$1,390

$1,013

$355

$133

$58

$35

$27

$17

$15

$11

$10

$8

$3

$0

———

$ 3,075

Find all our expense reports here. To learn what other full-time nomads spend each month, check out the blogs of our vanlife friends Duwan and Greg at Make Like An Ape Man.

Donate to Roaming About to help maintain this website.

Monthly Expenses of a Nomad (mostly in Mexico) – April 2022

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for two adults and one 60-pound dog (we adopted Maya on June 4th, 2019). Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

For most of last month, Mark, Maya, and I happily kept traveling and living throughout Baja California Sur and Baja California (Norte) in Mexico, slowly making our way back “home.” After 3.5 months south of the border, we returned to the United States on April 26th, 2022,  and spent about a week in Southern California. We have covered thousands of miles since then.

Once we reached the historic town of Loreto by the end of March, we regretfully felt our time on the Baja peninsula was diminishing, as we would start making our way back to the US from there – where to, we didn’t know yet.

Little did we know that a couple of weeks later, a chance encounter with Katherine and Brandon in Mulege, sent us south again, back to Loreto Bay/Nopolo. Our new friends had invited us for a few days of splurging at their condo (showers, laundry, great company, a pool), which was followed by another handful of days of beach camping near town.

On April 22nd, we did – finally – start our long journey north and pretty much drove every day for the remainder of the month, slowly covering the 850 miles from Loreto to Julian, California, via San Diego. If you think our gas price for this jaunt in Baja was high, wait until the expense report for May comes out…

We finished all the food in our fridge before crossing the border, so an extensive shopping spree was in order. Fortunately, our friend Janis made dinner in San Diego on our first evening back in the US. We had a nice time with her and her husband Paul.

In Baja, it was still affordable to go out for dinner, so we did this a few times, to celebrate our postponed combined birthdays at the amazing restaurant Mi Loreto and to eat fish and shrimp tacos in San Ignacio. After taking Katherine and Brandon on the incredible Mesquite Canyon hike, they were extremely generous by treating us to a delicious seafood lunch on the drive home.

Mark and I swore we would not eat out – or do take-out – anymore once we left Mexico, as inflation is hurting us, but we happily bought our friend Amy a pho on our second night in San Diego and were treated to pizza by our friend Diana, once settled for a few days on her beautiful and peaceful property in Julian, CA.

We paid for six nights at campgrounds in April – in Loreto, Playa La Perla (Bahia Concepcion), and near Ensenada on our last night in Mexico, which happened to be the least attractive and priciest stay of the bunch.

The rest of the month, we boondocked (camping without facilities) in nature for free.

And we finally bought a souvenir – a handmade Mexican blanket. We’d been keeping an eye out for one and gauging prices at a few markets to get a feel for what they were worth. Eventually, after three months on the peninsula, we bought one from a beach vendor at a very fair price.

Now that we are back in the US and expect to spend thousands of dollars on camper preparations, parts, and fuel, we have to cut down on expenses in other categories. The coming months, we will avoid eating and drinking out, buying alcohol, and paying for laundry. We are fortunate to have friends in the Pacific Northwest, who will happily host us and provide services, like a level driveway, tools, water, electricity, a shower, and laundry facilities. Let the camper work and another transition begin!

Changing gears again the coming months

April 2022 Overview:

Car (fuel: $473; car soap: $6):

Groceries:

Dining out:

Utilities (internet: $40; propane: $21; water: $13):

Camping:

Alcohol:

Souvenir:

Drinking out:

Laundry:

Dog (treats):

Postage:

Household:

 

TOTAL:

 

$479

$343

$178

$74

$64

$47

$25

$12

$9

$4

$2

$1

———

$ 1,238

Find all our expense reports here. To learn what other full-time nomads spend each month, check out the blogs of our vanlife friends Duwan and Greg at Make Like An Ape Man.

Donate to Roaming About to help maintain this website.

Monthly Expenses of a Nomad (in Mexico) – March 2022

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for two adults and one 60-pound dog (we adopted Maya on June 4th, 2019). Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

Last month, Mark, Maya, and I happily kept traveling throughout Baja California Sur in Mexico. The grocery and car expense categories battled for the top position. As to be expected, fuel burned a lot of money as we rounded and explored the southern part of the peninsula. The gas prices in Baja haven’t changed much from last year, but they are fluctuating, just like propane. In any case, these prices are less than in the US now, so we will fill all our tanks before returning.

(As always, hover over or click on photos in galleries to read their captions.)

Our utility cost while in Mexico is higher than in the US, because we kept paying for our cheap and discontinued AT&T data plan north of the border and for internet in this country. We also pay for drinking water now and keep having to fill our propane tanks to run our fridge and cook. We can’t wait to get a compressor fridge that works on electricity, which we have plenty of thanks to our solar panels.

As always, most of our camping spots were free and attractive.

Just like lots of activities we enjoy: witnessing a triathlon in La Paz and a turtle release in Todos Santos, hiking, bird watching, beach and town strolling, hanging out with friends, snorkeling, watching sunrise and sunset.

In March we did stay at a couple of pay campgrounds (south of El Pescadero and in Loreto), ordered a part for our awning (which was shipped to a friend in San Diego, CA), and cooked more meals than in February.

There were also a few smaller expenditures: laundry, new flipflops and a quarterly blood test for Mark (did you notice how cheap these are in Mexico?), a small turtle souvenir for me, and a bone for Maya. All in all, not a bad month…

March 2022 Overview:

Groceries:

Car (fuel: $233; car wash: $5):

Utilities (internet: $68; propane: $40; water: $15; dump: $5):

Dining out:

Alcohol:

Camping:

Camper (repairs):

Laundry:

Clothing:

Medical (blood test Mark):

Miscellaneous (souvenir):

Dog (treat):

 

TOTAL:

 

$244

$238

$128

$72

$36

$30

$22

$11

$10

$6

$5

$4

———

$ 806

Find all our expense reports here. To learn what other full-time nomads spend each month, check out the blogs of our vanlife friends Duwan and Greg at Make Like An Ape Man.

Sunset over the Pacific Ocean through a cactus

Donate to Roaming About to help maintain this website.

Monthly Expenses of a Nomad (in Mexico) – February 2022

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for two adults and one 60-pound dog (we adopted Maya on June 4th, 2019). Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

Mark, Maya, and I spent the entire month of February in Baja California Sur, Mexico. It was a fabulous time for the mind, body, and wallet, once Mark returned from his 10-day visit to Massachusetts to spend quality time with his dad.

As a matter of fact, February 2022 was a month for the books – we generally had a really good time, exploring the peninsula, discovering peaceful beaches, spending time with friends, and eating delectable fish tacos. I hope to elaborate on some of our fun Baja experiences in upcoming blogs, whenever resources allow.

Our biggest February expense was the car again, mostly because our annual Newburyport residency tax was due. Since we sat still for a chunk of the month, the fuel amount wasn’t too bad. In Baja, Mexico, a liter of gasoline costs around 22 pesos at the moment. This is roughly $4.20 per gallon. Usually, this is more expensive than in the US. While prices for fuel have gone crazy there, in Mexico they have gone up less than 1 peso per liter (20 cents per gallon) since March 2021. Food for thought…

We didn’t spend a lot on groceries for a few reasons: prices for produce are cheaper than in the US, we don’t care about imported or brand products, and we have eaten out multiple times, which is reflected in the higher than usual dining out category. Once a week, Mark and I order fish or shrimp tacos from a street vendor or at a restaurant. These cost around $2 a piece, of which we each consume three or four. And, there might have been an extra meal or two on top of that.

Utilities include propane (which, luckily, is cheaper here than in the US), water (which we buy at agua purificado shops that have a hose to fill our tank – average cost is 13 cents per gallon or about $5 for a full tank), discharging our black tank (when we’re careful, it takes three or four weeks to completely fill Temp’s toilet tank; this has never happened – in Zesty we could only go one week), and internet. We keep our US data plan going, even though we are not using it right now. At $35/month for unlimited data, we don’t quite want to give that up, because this particular AT&T plan doesn’t exist anymore.

Ordering purified water in La Ribera

In Mexico, we use a local SIM-card and buy internet plans. Our friends Duwan and Greg (from Make Like An Apeman) had extra data the end of February, so they were super generous to let us use as much as we wanted. Most of the time, however, we are not in areas with cell (data) service. Because we make phone calls through Google Voice (over the internet), we don’t need phone plans.

We started celebrating Mark’s birthday a day early, on February 28th. I’d bought him a 7-year-old bottle of our favorite rum, Flor de Caña, and we did a tasting – adding the 4- and 5-year-old versions we already had – on our “private” beach in a remote area of the peninsula. Tip for anyone else who likes Flor de Caña rum, which originates in Nicaragua: the 4-year-old one is pretty much the cheapest rum here on Baja, at 160 pesos ($8) for a 75cl bottle!

Sea of Cortez

I joined Duwan and Greg on a day trip to the Sol de Mayo waterfall and a couple of other sites. Dogs were not allowed, so Mark stayed home with Maya. At seven dollars, the entrance fee to the falls seemed steep, but it was worth it. One could spend an entire day there, swimming, photographing, and walking upstream to smaller pools and cascades. Plus, I snuck a shower in the refreshing water!

We managed to camp for free the entire month, finding some amazing places off the beaten track. As always, we couldn’t have done it without our trusted iOverlander app and tips from friends. Special thanks to Jon and Gail and Sandie and Karsten.

Our total expenses were well under average last month and we hope that’s an indication of how we can live and travel south of the border. Once we arrive in South America, we hope $800 (instead of $1,300) can become our new average…

February 2022 Overview:

Car (fuel: $159; city excise tax: $106):

Groceries:

Dining out:

Utilities (internet: $55; propane: $14; water: $10; dump: $2):

Alcohol:

Gifts (B-day Mark):

Drinking out:

Transportation (MA train Mark):

Laundry:

Entertainment (waterfalls):

Computer (app for streaming):

Dog (vet procedure):

Accommodation/camping:

 

TOTAL:

 

$265

$132

$126

$81

$41

$23

$20

$10

$8

$7

$5

$5

$0

———

$ 723

Find all our expense reports here. To learn what other full-time nomads spend each month, check out the blogs of our vanlife friends Duwan and Greg at Make Like An Ape Man.

Duwan and Greg also covered their month of February in two blog post: here (part 1) and here (part 2).

Sunset on the sandspit in La Paz

Donate to Roaming About to help maintain this website.

Monthly Expenses of a Nomad – January 2022

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for two adults and one 60-pound dog (we adopted Maya on June 4th, 2019). Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

This monthly expense report is a bit delayed for two reasons: I recently posted our yearly report (and who wants to be bombarded by numbers every week?) and I have taken a step back with internet “chores,” because our data is limited, expensive, and often inaccessible. And, I’d rather explore the Baja peninsula at the moment than sit behind a computer. 🙂

(As always, hover over or click on the photos to read their captions.)

Mark, Maya, and I started our new year in the desert just west of Yuma, Arizona, getting ready for our postponed multiple-month trip in Baja California, Mexico. We had to fix a few more things on the camper and the car, like rebuilding the platform that goes in the bed of the truck for the umpteenth time and making sure the “basement” was secure. We eventually ended up dropping the bumper of our pick-up truck and taking the clearance lights off, after another improvement attempt on another Home Depot parking lot failed.

While the camper was off the truck, we decided to go on our first off-road adventure to explore a bit of the area, like the “Valley of Names.” What a bouncy endeavor that was! None of us can say we actually enjoyed the jerky experience…

I also needed a dental check-up (and a $10 haircut apparently) right across the border in Los Algodones before we could really head south. Luckily, none of these visits and repair tasks were expensive, so we were off to a good year, moneywise, despite a few more delays. Having friends around made everything more fun!

Life in Mexico is cheaper than in the US, so we had high hopes for a less-than-average month as far as living costs were concerned. We knew gasoline would be pricey (the equivalent of $4/gallon) and ended up driving bigger-than-planned distances from the start.

We arrived in Baja on January 12th and soon realized that Mark should leave the country for an impromptu visit back to his parents in Massachusetts. The price for that “detour” resulted in an extra $530 for flights, public transportation, parking, a Covid test, and a ten-day campground stay for Maya and me in Loreto. All our other camping spots last month were free.

From 2022 on, we are splitting the camper category into two parts – car and camper – to keep better track of those expenditures separately. Our Mexican car insurance was higher than stated below ($442 instead of $113), because it incorporates the refund for our American insurance, which we paused.

The grocery category is lower than usually, as food is cheaper in Mexico and we eat out more often for the same reason. Since our favorite rum (from Nicaragua) is available on the peninsula, we splurged buying several bottles of Flor de Cana instead of Bacardi, hence the pretty high number for alcohol. For now, we kept our affordable unlimited (and now unavailable) $35 AT&T data plan in the States, on top of buying data for our Mexican SIM-card ($27), which explains the larger number in the utilities section.

Tourist cards for Mexico cost about $33 a person, which created an extra expense category this past month. Other than the money needed for Mark’s trip back to attend to a family situation, January had us on track for an average $1,300 month… February – so far – is looking much better. 😊

January 2022 Overview:

Car (fuel: $337; insurance: $113; repairs: $13):

Travel (flights Mark):

Groceries:

Alcohol:

Utilities (internet: $62; propane: $10; water: $6):

Accommodation (camping):

Camper (repairs):

Customs & Immigration:

Dining out:

Medical (Covid test Mark):

Drinking out:

Health & Fitness (tooth brush M, haircut L):

Gifts (B-day friend):

Transport (trains M):

Laundry:

Clothes (flip flops L):

Postage:

Miscellaneous (agricultural spray Mexico):

 

TOTAL:

 

$463

$402

$217

$98

$77

$74

$72

$67

$59

$40

$39

$32

$21

$17

$11

$10

$2

$1

———

$ 1,702

Find all our expense reports here. To learn what other full-time nomads spend each month, check out the blogs of our vanlife friends Duwan and Greg at Make Like An Ape Man.

Donate to Roaming About to help maintain this website.

Annual Expense Report of a Nomad – 2021

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. “The less money you spend, the less you need to make” is our motto. 🙂 At the beginning of each year, I produce an expense report for the previous 12 months. This is the most recent one, for 2021.

Our first yearly expense report (2016) can be found here, the report of 2017 is here, the one for 2018 here, our 2019 expenses are located here, and our total costs for 2020 are documented here.

These reports include ALL of our expenses, in US$, for two adults and a 60-pound dog. We adopted Maya on June 4th, 2019. Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast. The utility cost refers to phone data plans with AT&T.

In 2021, Mark, Maya, and I traveled in our campervan Zesty for three months (in California and Mexico) before selling it, drove across the USA in a rental car for one week, lived in the “room above the garage” at my in-laws in Massachusetts for five months (to change gears), and headed to the southwest again in our new-to-us truck camper T&T (Thirsty the truck and Temp the camper) during the last four months of the year.

(As always, click on photos or hover over them to read captions. Note: a bug must have slipped into my most recent WordPress update, because I can’t move photos around within my galleries anymore. The result is that my images are not shown in chronological order. My apologies.)

Despite our fears of spending way more than our annual average in 2021, because of inflation and the rising costs of living and fuel, our final sum is pretty close to that of the previous year. The reason: we received a few thousand dollars in credits after issues, claims, customer support calls, and points from using our trusted Chase credit card. Years past, these points went to flights which then didn’t get recorded in my expense reports. Last year, they went against groceries (during the height of Covid) at 1.5X their value and towards credit card payments. If you’re interested in a new credit card that offers 60,000 points (a value of $600) when you spend $4,000 in the first three months.

Our main expenses, just like other years, were the camper and groceries ($328 a month, which appears pretty high). The biggest chunk of vehicle money went to fuel, insurances, parts, and maintenance. Why is the maintenance amount ($53) so low then, you ask? Because we received $1,907 from a claim when a third party put a scratch in the side of Zesty. We managed to buff it out ourselves and used the money against other camper projects. We also sold $1,600 worth of accessories that came with our “new” truck and our camper.

A lot of “cash” went to plane tickets (to Belgium), our trip across the country in a rental car, a root canal and crown for me (which I had done in Mexico), an early Covid test for me, and a Shingles shot for Mark (both in Arizona). We hope to cut these kinds of expenses down in 2022. But other surprise costs will pop up, no doubt!

Did you know that taking care of one dog can cost upwards of $800 a year? The dogfood category was higher than usual, because we stocked up on bags of it for our trip in Baja, where they don’t sell high-quality kibble with salmon. Of course, Maya is worth every dollar!

Unlike our drinking out category, which is minimal, dining out (on patios and take-away) took a big bite out of our budget. This has to do with birthday celebrations and reconnecting with friends. We also spent quite a bit on gifts in 2021, part of that for an Airbnb “weekend” in Bahia Concepcion, Baja California, Mexico, for Mark’s 50th birthday.

Utilities are what they are. We are bummed about the high propane costs, because we prefer a fridge that works on electricity; hopefully we can solve that issue later this year by replacing it. Internet is what keeps us connected and in Mexico, we pay for drinking water. I decided to add our Arizona campground expense from December to this report (and updated last month’s as well), to avoid “hidden costs.” Sure, we usually don’t stay in RV parks and this amount was incorporated into Mark’s wages, but it was still something we paid for. Hopefully, never to be repeated.

The other two categories we might be able to do better with this year are household and alcohol. The first one contains items we needed to equip our new camper (which will only be repeated somewhat if we change gears again). As for the booze, beer, and wine, we are social drinkers and enjoy a glass on the weekends and when hanging out with friends. No excuses needed. I’d say we did pretty well with the bottom part of the report underneath. Who else spends $30 a year on clothing? 🙂

In conclusion (and to our relief), 2021 seems to be another average expense year, in which we succeeded to live on around $16,000 a year, which amounts to $1,333 a month. It proves to be a feasible goal, especially when we leave the first world…

Cheers to friendship, with Denise

2021 Overview:

Camper (fuel: $2,760; ins.: $1,281; reg.: $152; maint.: $53;

tolls: $40; parking: $14; credit: + $3,507):

Groceries:

Travel (plane tickets, rental car, motels, camping Mex.):

Medical (root canal L in Mex., shot M, meds):

Dog (food: $339; vet: $262; supplies: $254):

Dining out:

Gifts (B-days, Christmas):

Utilities (internet: $478; prop.: $123; water: $45; Skype: $11):

Rent (Leaf Verde RV Resort):

Household (tools, supplies, battery parts, bike rack):

Alcohol:

Health & Fitness (haircut L, vitamins M):

Customs & Immigration (new passport M, visas Mex.):

Entertainment (whale watching, parks):

Bank charge (Chase visa card):

Computer (phone batt., router, domains):

Laundry:

Clothing (flip flops M, T-shirts L):

Drinking out:

Postage:

Miscellaneous (carwash, copies):

 

TOTAL:

Credit:

 

TOTAL:

 

$4,300

 

$3,942

$2,786

$939

$855

$737

$720

$656

$529

$497

$485

$234

$187

$161

$150

$133

$64

$63

$40

$21

$10

———

$ 17,509

$    1,699

———

$15,810

(It might be easier to read the table when turning your device in the horizontal position.)

Find all our expense reports here. To learn what other full-time nomads spend each month, check out the blogs of our vanlife friends Duwan and Greg at Make Like An Ape Man.

Donate to Roaming About to help maintain this website.

Older posts Newer posts

© 2024 Roaming About

Theme by Anders NorenUp ↑