Roaming About

A Life Less Ordinary

Tag: living cost (page 4 of 7)

Monthly Expenses of a Nomad – June 2022

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for two adults and one 60-pound dog (we adopted Maya on June 4th, 2019). Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

Last month was unusual to say the least; our expense categories, our location (mostly apart from each other), and our focus. Plus, the weather was extreme: rain almost every day Mark was gone and upper nineties Fahrenheit (mid-thirties Celsius) for three days shortly after his return…

(Click on or hover over photos in galleries to read their captions.)

Mark flew to Newburyport, Massachusetts, for three weeks to help out his mom who injured herself, arrange the funeral service for his dad, Stanley, who passed away in February, and receive health check-ups, which caused extra stress and grief. He was super overwhelmed and busy those weeks.

Maya and I stayed in our recently-purchased Lance 830 truck camper on the property of friends in the Portland area of Oregon. Yes, the opposite end of the country. I organized our life inside (as we had quickly “moved in” two days before Mark’s departure), caught up with a bunch of internet tasks and work, did an interview as a presenter for my first Van Life Summit, and completed small projects.

Taking care of Maya and providing her with enough exercise also took a chunk of time and was much more fun when the sun peeked out.

No crazy high categories in June. Our grocery costs were reasonable and we paid for fuel once in MA for Mark using the car of his mom and once for the truck here in order to drive it back and forth to PDX, Portland’s airport. Parking fees are steep in Boston, where some of Mark’s health check-ups take place.

Extra categories involved paying for one third of Stan’s funeral service, providing drinks for the gathering afterwards (recorded as a gift; on hindsight, it should probably have gone in miscellaneous as well), and spending too much money on annual credit card fees, because we forgot to cancel one of our cards in time. As I mentioned, too much else going on. While $95 might not seem like a lot to some people, it does make a difference for us.*

Mark bought accessories for a new computer, but ended up returning the device. He will be able to use the parts whenever he decides to finally purchase a replacement laptop. I bought a few more items to organize the interior of our camper.

And, I finally gave in and purchased a raincoat, a garment I haven’t owned in years. There are three reasons for this decision: Oregon has been wet, I’m sure I need one in South America, and I want something with pockets to stuff them with goodies on the plane ride back from Belgium as I’m only allowed to take one personal item for a three-week trip! (Two weeks in my home country and one week in Massachusetts before flying back to Oregon.)

We ordered an expensive pizza for take-out one evening, have been enjoying free music in town on Thursday nights with our friends (hence the drinking out), Maya needed a few items, and – for some reason – one now has to pay out of pocket to prep for a colonoscopy. Sorry if this is too much information. No taboos on this site.

On a positive note, we didn’t spend a dime on accommodation, courtesy (again and still) of our friends here in St. Helens. And we have primarily been cooking our own meals and sharing some of them with our hosts.  Once Mark was back, we dove into projects again. Stay tuned while we try and figure out our next move, which remains incredibly tricky and stressful…

(PS: We did have about $500 of Lance camper expenses in June as well, but since we budgeted for that (so far), it becomes part of our purchase price. I plan to write a separate post about those projects and costs.)

*UPDATE: We called our Chase bank to cancel that credit card and they will refund the $95 annual fee (so our total expenses for June 2022 are closer to $1,230).  Apparently, this is their policy and courtesy when you cancel within 41 days of paying the fee.

June 2022 Overview:

Groceries:

Miscellaneous (memorial service):

Bank fees (CC annual fees):

Car (fuel: $117; parking: $14):

Gifts (drinks for memorial event):

Computer hardware (parts):

Alcohol:

Utilities (internet: $35; propane: $19):

Household:

Clothing (rain jacket Liesbet):

Health & fitness (vitamins Mark):

Dining out:

Medical (colonoscopy prep M):

Drinking out:

Dog (fish oil, shampoo, treats):

Transportation (train from airport):

Accommodation:

 

TOTAL:

 

$267

$225

$190

$131

$86

$77

$74

$54

$44

$39

$35

$28

$26

$26

$23

$7

$0

———

$ 1,332

Find all our expense reports here. To learn what other full-time nomads spend each month, check out the blogs of our vanlife friends Duwan and Greg at Make Like An Ape Man.

Donate to Roaming About to help maintain this website.

Monthly Expenses of a Nomad – May 2022

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for two adults and one 60-pound dog (we adopted Maya on June 4th, 2019). Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

Last month was quite crazy for us; on many fronts. Our circumstances – hunting for a different camper, picking it up, moving locations, preparing and delivering our original camper that was for sale, fixing imminent issues and systems in our “new” home on wheels, a terrible accident in the family, my mother-in-law breaking her shoulder, Mark having to fly back east, me booking a plane ticket, … (read about it all here) – hugely affected our expenditures in May.

(Click on or hover over photos in galleries to read their captions.)

The largest cost by far was gasoline for our truck, as we drove north in California, crisscrossed this state a few times between Auburn, CA, and Boise, Idaho, made a “detour” to Twin Falls, ID, to drop off our Cirrus camper, and headed west to St. Helens, Oregon. We knew we were spending hundreds of dollars over those weeks, but were still flabbergasted at the total sum of over $1,000!!! There is only one solution for our frugal budgets: sit still for a long while. Because of all our upcoming camper projects and issues, we kind of have to anyway.

Speaking of which, our Lance camper expenses are actually much higher than any other category, but since we budgeted for that (so far), it becomes part of our purchase price. I plan to dedicate a separate post for those projects and costs.

Some of our US car insurance money was still due, as we had paused this policy when traveling throughout Baja, Mexico, for four months. And, after all the driving, Thirsty was due for an oil change, which Mark performed a few hundred miles ago back in Boise. Being able to do most tasks and projects ourselves – now, in the past (also when sailing), and in the future – saves us a lot of money, stress, inconvenience, distrust, and disappointment.

The cost of plane tickets – nationally and internationally – has doubled compared to last year as well. It was another shock to us when we browsed tickets for Mark (and me later this summer) to fly back to Massachusetts and for me to visit my family in Belgium. We used multiple one-way tickets through inconvenient airports, with funky layovers, and without carry-on luggage (yes, that’s a thing now – “only one personal item allowed”) to make these jaunts as affordable as possible. My dear parents covered my legs to Belgium. Thank you!

Our other expenses were normal. Before we sold it, we had to repair a couple of things on the Cirrus camper after our extensive travels on the Baja peninsula this past winter. We also thanked our hosts for their hospitality with a few items we knew they enjoyed, and shared some rum and wine with friends to ease our worries a bit.

Our entertainment in May was free and comprised a one-hour stop at the magnificent Shoshone Falls in the town of Twin Falls, Idaho (usually $5 parking fee per car, but the kiosk was closed during our morning, weekday stop), before dropping the Cirrus camper off with its new owners and a quick visit of Idaho’s capitol in Boise, the day we left the area.

Getting a cashier’s check to pay for a big-ticket item, like a used truck camper, costs $15 with Bank of America. While it’s not that much, costs like these annoy us. The same with fees for administrative dealings, although the time, energy, and hassle involved are obviously more intrusive.

We didn’t spend anything on accommodation or camping, laundry, water, or electricity in May; something we are very thankful for. Hurray for friends – and family – in troubled times!

May 2022 Overview:

Car (fuel: $1,206; ins.: $154; maint.: $30):

Travel (flights):

Groceries:

Cirrus camper (ins.: $23; repairs: $110):

Gifts:

Utilities (internet):

Dining out:

Alcohol:

Banking (cashier’s check):

Household:

Clothing (flip flops Mark):

Customs & Immigration:

Drinking out:

Accommodation:

 

TOTAL:

 

$1,390

$1,013

$355

$133

$58

$35

$27

$17

$15

$11

$10

$8

$3

$0

———

$ 3,075

Find all our expense reports here. To learn what other full-time nomads spend each month, check out the blogs of our vanlife friends Duwan and Greg at Make Like An Ape Man.

Donate to Roaming About to help maintain this website.

Monthly Expenses of a Nomad (mostly in Mexico) – April 2022

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for two adults and one 60-pound dog (we adopted Maya on June 4th, 2019). Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

For most of last month, Mark, Maya, and I happily kept traveling and living throughout Baja California Sur and Baja California (Norte) in Mexico, slowly making our way back “home.” After 3.5 months south of the border, we returned to the United States on April 26th, 2022,  and spent about a week in Southern California. We have covered thousands of miles since then.

Once we reached the historic town of Loreto by the end of March, we regretfully felt our time on the Baja peninsula was diminishing, as we would start making our way back to the US from there – where to, we didn’t know yet.

Little did we know that a couple of weeks later, a chance encounter with Katherine and Brandon in Mulege, sent us south again, back to Loreto Bay/Nopolo. Our new friends had invited us for a few days of splurging at their condo (showers, laundry, great company, a pool), which was followed by another handful of days of beach camping near town.

On April 22nd, we did – finally – start our long journey north and pretty much drove every day for the remainder of the month, slowly covering the 850 miles from Loreto to Julian, California, via San Diego. If you think our gas price for this jaunt in Baja was high, wait until the expense report for May comes out…

We finished all the food in our fridge before crossing the border, so an extensive shopping spree was in order. Fortunately, our friend Janis made dinner in San Diego on our first evening back in the US. We had a nice time with her and her husband Paul.

In Baja, it was still affordable to go out for dinner, so we did this a few times, to celebrate our postponed combined birthdays at the amazing restaurant Mi Loreto and to eat fish and shrimp tacos in San Ignacio. After taking Katherine and Brandon on the incredible Mesquite Canyon hike, they were extremely generous by treating us to a delicious seafood lunch on the drive home.

Mark and I swore we would not eat out – or do take-out – anymore once we left Mexico, as inflation is hurting us, but we happily bought our friend Amy a pho on our second night in San Diego and were treated to pizza by our friend Diana, once settled for a few days on her beautiful and peaceful property in Julian, CA.

We paid for six nights at campgrounds in April – in Loreto, Playa La Perla (Bahia Concepcion), and near Ensenada on our last night in Mexico, which happened to be the least attractive and priciest stay of the bunch.

The rest of the month, we boondocked (camping without facilities) in nature for free.

And we finally bought a souvenir – a handmade Mexican blanket. We’d been keeping an eye out for one and gauging prices at a few markets to get a feel for what they were worth. Eventually, after three months on the peninsula, we bought one from a beach vendor at a very fair price.

Now that we are back in the US and expect to spend thousands of dollars on camper preparations, parts, and fuel, we have to cut down on expenses in other categories. The coming months, we will avoid eating and drinking out, buying alcohol, and paying for laundry. We are fortunate to have friends in the Pacific Northwest, who will happily host us and provide services, like a level driveway, tools, water, electricity, a shower, and laundry facilities. Let the camper work and another transition begin!

Changing gears again the coming months

April 2022 Overview:

Car (fuel: $473; car soap: $6):

Groceries:

Dining out:

Utilities (internet: $40; propane: $21; water: $13):

Camping:

Alcohol:

Souvenir:

Drinking out:

Laundry:

Dog (treats):

Postage:

Household:

 

TOTAL:

 

$479

$343

$178

$74

$64

$47

$25

$12

$9

$4

$2

$1

———

$ 1,238

Find all our expense reports here. To learn what other full-time nomads spend each month, check out the blogs of our vanlife friends Duwan and Greg at Make Like An Ape Man.

Donate to Roaming About to help maintain this website.

Monthly Expenses of a Nomad (in Mexico) – March 2022

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for two adults and one 60-pound dog (we adopted Maya on June 4th, 2019). Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

Last month, Mark, Maya, and I happily kept traveling throughout Baja California Sur in Mexico. The grocery and car expense categories battled for the top position. As to be expected, fuel burned a lot of money as we rounded and explored the southern part of the peninsula. The gas prices in Baja haven’t changed much from last year, but they are fluctuating, just like propane. In any case, these prices are less than in the US now, so we will fill all our tanks before returning.

(As always, hover over or click on photos in galleries to read their captions.)

Our utility cost while in Mexico is higher than in the US, because we kept paying for our cheap and discontinued AT&T data plan north of the border and for internet in this country. We also pay for drinking water now and keep having to fill our propane tanks to run our fridge and cook. We can’t wait to get a compressor fridge that works on electricity, which we have plenty of thanks to our solar panels.

As always, most of our camping spots were free and attractive.

Just like lots of activities we enjoy: witnessing a triathlon in La Paz and a turtle release in Todos Santos, hiking, bird watching, beach and town strolling, hanging out with friends, snorkeling, watching sunrise and sunset.

In March we did stay at a couple of pay campgrounds (south of El Pescadero and in Loreto), ordered a part for our awning (which was shipped to a friend in San Diego, CA), and cooked more meals than in February.

There were also a few smaller expenditures: laundry, new flipflops and a quarterly blood test for Mark (did you notice how cheap these are in Mexico?), a small turtle souvenir for me, and a bone for Maya. All in all, not a bad month…

March 2022 Overview:

Groceries:

Car (fuel: $233; car wash: $5):

Utilities (internet: $68; propane: $40; water: $15; dump: $5):

Dining out:

Alcohol:

Camping:

Camper (repairs):

Laundry:

Clothing:

Medical (blood test Mark):

Miscellaneous (souvenir):

Dog (treat):

 

TOTAL:

 

$244

$238

$128

$72

$36

$30

$22

$11

$10

$6

$5

$4

———

$ 806

Find all our expense reports here. To learn what other full-time nomads spend each month, check out the blogs of our vanlife friends Duwan and Greg at Make Like An Ape Man.

Sunset over the Pacific Ocean through a cactus

Donate to Roaming About to help maintain this website.

Monthly Expenses of a Nomad (in Mexico) – February 2022

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for two adults and one 60-pound dog (we adopted Maya on June 4th, 2019). Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

Mark, Maya, and I spent the entire month of February in Baja California Sur, Mexico. It was a fabulous time for the mind, body, and wallet, once Mark returned from his 10-day visit to Massachusetts to spend quality time with his dad.

As a matter of fact, February 2022 was a month for the books – we generally had a really good time, exploring the peninsula, discovering peaceful beaches, spending time with friends, and eating delectable fish tacos. I hope to elaborate on some of our fun Baja experiences in upcoming blogs, whenever resources allow.

Our biggest February expense was the car again, mostly because our annual Newburyport residency tax was due. Since we sat still for a chunk of the month, the fuel amount wasn’t too bad. In Baja, Mexico, a liter of gasoline costs around 22 pesos at the moment. This is roughly $4.20 per gallon. Usually, this is more expensive than in the US. While prices for fuel have gone crazy there, in Mexico they have gone up less than 1 peso per liter (20 cents per gallon) since March 2021. Food for thought…

We didn’t spend a lot on groceries for a few reasons: prices for produce are cheaper than in the US, we don’t care about imported or brand products, and we have eaten out multiple times, which is reflected in the higher than usual dining out category. Once a week, Mark and I order fish or shrimp tacos from a street vendor or at a restaurant. These cost around $2 a piece, of which we each consume three or four. And, there might have been an extra meal or two on top of that.

Utilities include propane (which, luckily, is cheaper here than in the US), water (which we buy at agua purificado shops that have a hose to fill our tank – average cost is 13 cents per gallon or about $5 for a full tank), discharging our black tank (when we’re careful, it takes three or four weeks to completely fill Temp’s toilet tank; this has never happened – in Zesty we could only go one week), and internet. We keep our US data plan going, even though we are not using it right now. At $35/month for unlimited data, we don’t quite want to give that up, because this particular AT&T plan doesn’t exist anymore.

Ordering purified water in La Ribera

In Mexico, we use a local SIM-card and buy internet plans. Our friends Duwan and Greg (from Make Like An Apeman) had extra data the end of February, so they were super generous to let us use as much as we wanted. Most of the time, however, we are not in areas with cell (data) service. Because we make phone calls through Google Voice (over the internet), we don’t need phone plans.

We started celebrating Mark’s birthday a day early, on February 28th. I’d bought him a 7-year-old bottle of our favorite rum, Flor de Caña, and we did a tasting – adding the 4- and 5-year-old versions we already had – on our “private” beach in a remote area of the peninsula. Tip for anyone else who likes Flor de Caña rum, which originates in Nicaragua: the 4-year-old one is pretty much the cheapest rum here on Baja, at 160 pesos ($8) for a 75cl bottle!

Sea of Cortez

I joined Duwan and Greg on a day trip to the Sol de Mayo waterfall and a couple of other sites. Dogs were not allowed, so Mark stayed home with Maya. At seven dollars, the entrance fee to the falls seemed steep, but it was worth it. One could spend an entire day there, swimming, photographing, and walking upstream to smaller pools and cascades. Plus, I snuck a shower in the refreshing water!

We managed to camp for free the entire month, finding some amazing places off the beaten track. As always, we couldn’t have done it without our trusted iOverlander app and tips from friends. Special thanks to Jon and Gail and Sandie and Karsten.

Our total expenses were well under average last month and we hope that’s an indication of how we can live and travel south of the border. Once we arrive in South America, we hope $800 (instead of $1,300) can become our new average…

February 2022 Overview:

Car (fuel: $159; city excise tax: $106):

Groceries:

Dining out:

Utilities (internet: $55; propane: $14; water: $10; dump: $2):

Alcohol:

Gifts (B-day Mark):

Drinking out:

Transportation (MA train Mark):

Laundry:

Entertainment (waterfalls):

Computer (app for streaming):

Dog (vet procedure):

Accommodation/camping:

 

TOTAL:

 

$265

$132

$126

$81

$41

$23

$20

$10

$8

$7

$5

$5

$0

———

$ 723

Find all our expense reports here. To learn what other full-time nomads spend each month, check out the blogs of our vanlife friends Duwan and Greg at Make Like An Ape Man.

Duwan and Greg also covered their month of February in two blog post: here (part 1) and here (part 2).

Sunset on the sandspit in La Paz

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Monthly Expenses of a Nomad – January 2022

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for two adults and one 60-pound dog (we adopted Maya on June 4th, 2019). Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

This monthly expense report is a bit delayed for two reasons: I recently posted our yearly report (and who wants to be bombarded by numbers every week?) and I have taken a step back with internet “chores,” because our data is limited, expensive, and often inaccessible. And, I’d rather explore the Baja peninsula at the moment than sit behind a computer. 🙂

(As always, hover over or click on the photos to read their captions.)

Mark, Maya, and I started our new year in the desert just west of Yuma, Arizona, getting ready for our postponed multiple-month trip in Baja California, Mexico. We had to fix a few more things on the camper and the car, like rebuilding the platform that goes in the bed of the truck for the umpteenth time and making sure the “basement” was secure. We eventually ended up dropping the bumper of our pick-up truck and taking the clearance lights off, after another improvement attempt on another Home Depot parking lot failed.

While the camper was off the truck, we decided to go on our first off-road adventure to explore a bit of the area, like the “Valley of Names.” What a bouncy endeavor that was! None of us can say we actually enjoyed the jerky experience…

I also needed a dental check-up (and a $10 haircut apparently) right across the border in Los Algodones before we could really head south. Luckily, none of these visits and repair tasks were expensive, so we were off to a good year, moneywise, despite a few more delays. Having friends around made everything more fun!

Life in Mexico is cheaper than in the US, so we had high hopes for a less-than-average month as far as living costs were concerned. We knew gasoline would be pricey (the equivalent of $4/gallon) and ended up driving bigger-than-planned distances from the start.

We arrived in Baja on January 12th and soon realized that Mark should leave the country for an impromptu visit back to his parents in Massachusetts. The price for that “detour” resulted in an extra $530 for flights, public transportation, parking, a Covid test, and a ten-day campground stay for Maya and me in Loreto. All our other camping spots last month were free.

From 2022 on, we are splitting the camper category into two parts – car and camper – to keep better track of those expenditures separately. Our Mexican car insurance was higher than stated below ($442 instead of $113), because it incorporates the refund for our American insurance, which we paused.

The grocery category is lower than usually, as food is cheaper in Mexico and we eat out more often for the same reason. Since our favorite rum (from Nicaragua) is available on the peninsula, we splurged buying several bottles of Flor de Cana instead of Bacardi, hence the pretty high number for alcohol. For now, we kept our affordable unlimited (and now unavailable) $35 AT&T data plan in the States, on top of buying data for our Mexican SIM-card ($27), which explains the larger number in the utilities section.

Tourist cards for Mexico cost about $33 a person, which created an extra expense category this past month. Other than the money needed for Mark’s trip back to attend to a family situation, January had us on track for an average $1,300 month… February – so far – is looking much better. 😊

January 2022 Overview:

Car (fuel: $337; insurance: $113; repairs: $13):

Travel (flights Mark):

Groceries:

Alcohol:

Utilities (internet: $62; propane: $10; water: $6):

Accommodation (camping):

Camper (repairs):

Customs & Immigration:

Dining out:

Medical (Covid test Mark):

Drinking out:

Health & Fitness (tooth brush M, haircut L):

Gifts (B-day friend):

Transport (trains M):

Laundry:

Clothes (flip flops L):

Postage:

Miscellaneous (agricultural spray Mexico):

 

TOTAL:

 

$463

$402

$217

$98

$77

$74

$72

$67

$59

$40

$39

$32

$21

$17

$11

$10

$2

$1

———

$ 1,702

Find all our expense reports here. To learn what other full-time nomads spend each month, check out the blogs of our vanlife friends Duwan and Greg at Make Like An Ape Man.

Donate to Roaming About to help maintain this website.

Annual Expense Report of a Nomad – 2021

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. “The less money you spend, the less you need to make” is our motto. 🙂 At the beginning of each year, I produce an expense report for the previous 12 months. This is the most recent one, for 2021.

Our first yearly expense report (2016) can be found here, the report of 2017 is here, the one for 2018 here, our 2019 expenses are located here, and our total costs for 2020 are documented here.

These reports include ALL of our expenses, in US$, for two adults and a 60-pound dog. We adopted Maya on June 4th, 2019. Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast. The utility cost refers to phone data plans with AT&T.

In 2021, Mark, Maya, and I traveled in our campervan Zesty for three months (in California and Mexico) before selling it, drove across the USA in a rental car for one week, lived in the “room above the garage” at my in-laws in Massachusetts for five months (to change gears), and headed to the southwest again in our new-to-us truck camper T&T (Thirsty the truck and Temp the camper) during the last four months of the year.

(As always, click on photos or hover over them to read captions. Note: a bug must have slipped into my most recent WordPress update, because I can’t move photos around within my galleries anymore. The result is that my images are not shown in chronological order. My apologies.)

Despite our fears of spending way more than our annual average in 2021, because of inflation and the rising costs of living and fuel, our final sum is pretty close to that of the previous year. The reason: we received a few thousand dollars in credits after issues, claims, customer support calls, and points from using our trusted Chase credit card. Years past, these points went to flights which then didn’t get recorded in my expense reports. Last year, they went against groceries (during the height of Covid) at 1.5X their value and towards credit card payments. If you’re interested in a new credit card that offers 60,000 points (a value of $600) when you spend $4,000 in the first three months.

Our main expenses, just like other years, were the camper and groceries ($328 a month, which appears pretty high). The biggest chunk of vehicle money went to fuel, insurances, parts, and maintenance. Why is the maintenance amount ($53) so low then, you ask? Because we received $1,907 from a claim when a third party put a scratch in the side of Zesty. We managed to buff it out ourselves and used the money against other camper projects. We also sold $1,600 worth of accessories that came with our “new” truck and our camper.

A lot of “cash” went to plane tickets (to Belgium), our trip across the country in a rental car, a root canal and crown for me (which I had done in Mexico), an early Covid test for me, and a Shingles shot for Mark (both in Arizona). We hope to cut these kinds of expenses down in 2022. But other surprise costs will pop up, no doubt!

Did you know that taking care of one dog can cost upwards of $800 a year? The dogfood category was higher than usual, because we stocked up on bags of it for our trip in Baja, where they don’t sell high-quality kibble with salmon. Of course, Maya is worth every dollar!

Unlike our drinking out category, which is minimal, dining out (on patios and take-away) took a big bite out of our budget. This has to do with birthday celebrations and reconnecting with friends. We also spent quite a bit on gifts in 2021, part of that for an Airbnb “weekend” in Bahia Concepcion, Baja California, Mexico, for Mark’s 50th birthday.

Utilities are what they are. We are bummed about the high propane costs, because we prefer a fridge that works on electricity; hopefully we can solve that issue later this year by replacing it. Internet is what keeps us connected and in Mexico, we pay for drinking water. I decided to add our Arizona campground expense from December to this report (and updated last month’s as well), to avoid “hidden costs.” Sure, we usually don’t stay in RV parks and this amount was incorporated into Mark’s wages, but it was still something we paid for. Hopefully, never to be repeated.

The other two categories we might be able to do better with this year are household and alcohol. The first one contains items we needed to equip our new camper (which will only be repeated somewhat if we change gears again). As for the booze, beer, and wine, we are social drinkers and enjoy a glass on the weekends and when hanging out with friends. No excuses needed. I’d say we did pretty well with the bottom part of the report underneath. Who else spends $30 a year on clothing? 🙂

In conclusion (and to our relief), 2021 seems to be another average expense year, in which we succeeded to live on around $16,000 a year, which amounts to $1,333 a month. It proves to be a feasible goal, especially when we leave the first world…

Cheers to friendship, with Denise

2021 Overview:

Camper (fuel: $2,760; ins.: $1,281; reg.: $152; maint.: $53;

tolls: $40; parking: $14; credit: + $3,507):

Groceries:

Travel (plane tickets, rental car, motels, camping Mex.):

Medical (root canal L in Mex., shot M, meds):

Dog (food: $339; vet: $262; supplies: $254):

Dining out:

Gifts (B-days, Christmas):

Utilities (internet: $478; prop.: $123; water: $45; Skype: $11):

Rent (Leaf Verde RV Resort):

Household (tools, supplies, battery parts, bike rack):

Alcohol:

Health & Fitness (haircut L, vitamins M):

Customs & Immigration (new passport M, visas Mex.):

Entertainment (whale watching, parks):

Bank charge (Chase visa card):

Computer (phone batt., router, domains):

Laundry:

Clothing (flip flops M, T-shirts L):

Drinking out:

Postage:

Miscellaneous (carwash, copies):

 

TOTAL:

Credit:

 

TOTAL:

 

$4,300

 

$3,942

$2,786

$939

$855

$737

$720

$656

$529

$497

$485

$234

$187

$161

$150

$133

$64

$63

$40

$21

$10

———

$ 17,509

$    1,699

———

$15,810

(It might be easier to read the table when turning your device in the horizontal position.)

Find all our expense reports here. To learn what other full-time nomads spend each month, check out the blogs of our vanlife friends Duwan and Greg at Make Like An Ape Man.

Donate to Roaming About to help maintain this website.

Monthly Expenses of a Nomad – December 2021

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for two adults and one 60-pound dog (we adopted Maya on June 4th, 2019). Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

Mark, Maya, and I were supposed to spend the entire month of December at an RV park in Buckeye, Arizona. But, as with many of our 2021 goals and intentions, this didn’t happen. Mark was let go from his seasonal job at Macy’s warehouse two weeks prior than promised and expected. (There was not enough work anymore.) Despite having paid up throughout the month, we left the campground a week early after finishing several camper projects. We didn’t like it there.

The RV park was our highest expense in December. It was “part of the deal” and expected from the start. Most of the fuel cost went to Mark’s commute to and from Goodyear, where the warehouse is located. For anyone interested in trying the Get Upside app, which saves you money with every fill-up, follow this link. (Enter the code FE3MM7 when signing up to receive $2.22 back if you spend $10 by February 9th.)

The money going to camper and car projects (tire installation, spare water pump, hardware) could have been so much more, last month! First, we were sent a free solar panel and wiring by Bouge RV, which we installed at the campground. In return, we will compose and publish an extensive review, planned later this month. If anyone is interested in checking out Bouge RV’s website and gear, click on this link (which will bring you to their solar equipment). Use our coupon code ROAM12 for a 12% discount on any product.

Secondly, we bought four Pirelli tires through Amazon and Walmart over a period of multiple weeks, which cost us tremendous time, energy, and aggravation. Everything went wrong. What a nightmare that was!!! The positive outcome was that we only ended up paying a fraction of the price we had in mind, due to Amazon’s generosity with refunds. That made up some of the income missed out on by Mark. We also used Amazon gift certificates for a bunch of household goods. The credit you see in the camper category underneath is a refund from our US car insurance after we made changes to go to Mexico.

The grocery and dog categories are unusually high, because we kept stocking up on specialty items for us and dog food for Maya to consume on the Baja California peninsula this winter. Mark and I agreed to spoil ourselves with take-out once a week, while he worked the night shift. The second time this happened, our friend Greg paid us a quick visit in Phoenix. We only had a couple of hours to catch up, over a late lunch, but what a nice distraction this was. No more “dining out” afterwards, as Mark was not employed anymore. The second photo is of a cheap, healthy, vegetarian, easy, and tasty Mexican dinner: tostados with chopped vegetables and refried beans.

December is gift month, but we did pretty well here. I created, ordered, and shipped my annual calendars (with a photo of our little family in different locations for each month) to our loved ones in Belgium and the US. I still had the refund of my unusable Plunge banner from Vistaprint (see this writing update post) for the US versions of the calendar. And, for my birthday the end of November, I was promised a shopping spree at Trader Joe’s for goodies we never buy, namely unhealthy snacks! I spent half of my $50 allowance and am still enjoying the splurges now, after sharing the dessert items with friends earlier this month.

Our other expense categories were reasonable. Mark finally bought a drill, which has come in really handy. I found extra t-shirts at a thrift store and did a few laundry loads, we topped off our propane tanks, and Mark took Thirsty to a carwash.

On Christmas Day, we finally had a fun afternoon outing away from the RV park. Our trio went for a decent hike in White Tank Mountain Regional Park, where a trickle of a waterfall became our destination.

Like I mentioned before, I am now adding the credits from our Chase card (money earned back by using our Sapphire Preferred card) to our final total. If you’re looking for a new credit card that offers you 60,000 points (a value of $600).

Stay tuned for our annual 2021 expense report in a couple of weeks!

December 2021 Overview:

Rent (RV park):

Camper (maintenance: $279; fuel: $265; credit: + $78):

Groceries:

Dog (food: $72; flea collar & toys: $43):

Dining out:

Gifts (calendars, B-day L):

Utilities (phone/internet: $35; propane: $23):

Alcohol:

Medical (lab work, meds M):

Laundry:

Household (drill):

Clothes (T-shirts L):

Miscellaneous (carwash, copies):

Entertainment (regional park):

 

TOTAL:

Credit:

 

TOTAL:

 

$529

$466

$409

$115

$88

$85

$58

$44

$30

$20

$16

$15

$10

$7

———

$ 1,892

–    $ 84

———

$1,808

Find all our expense reports here. To learn what other full-time nomads spend each month, check out the blogs of our vanlife friends Duwan and Greg at Make Like An Ape Man.

Donate to Roaming About to help maintain this website.

Monthly Expenses of a Nomad – November 2021

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for two adults and one 60-pound dog (we adopted Maya on June 4th, 2019). Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

Mark, Maya, and I spent the entire month of November on the road in T&T (Thirsty & Temp), exploring New Mexico and Arizona, which explains our high fuel cost. Camping in nature was free, as usual. This was NOT what we had in mind when we left Massachusetts mid-September. It was the start of a new string of negative developments that would affect our decisions and continue well into December. Let me explain…

Before we hit the road in our new set-up, we had a two- to three-week house sit lined up in Albuquerque, New Mexico, for home owners and dogs we are familiar with and have done repeat sits for. The owners asked us back, were going to pay us, and wanted to meet Maya. We had a destination and a time frame (mid-November), came up with a loose route, and would enjoy two months of travel and sightseeing until the sit started.

As our trip progressed, Mark and I made plans (yep, the P-word that we should ban from our vocabulary!) for our stay in Albuquerque. Other than taking care of the dogs, the home, the mail, and the yard, we looked forward to sitting still for a couple of weeks enjoying the luxuries and comforts of a fabulous house,  dealing with much-needed camper projects (making adjustments to our camper platform, equalizing the cells in the lithium battery Mark built, fixing the bathroom sink, modifying parts of the interior), doing promo work for my book, focusing on freelance work, creating an annual calendar for my family, and getting some administration in order.

We did stop in Albuquerque, NM, for an afternoon at Home Depot, for platform attempt #2.

So, when this sit was cancelled, we lost more than the prospect of extra income. We were pretty bummed, but more imminent and important, we needed to figure out where we could work on the camper for a few days. Luckily, we have a friend in Benson, Arizona, a fellow Westy owner, who agreed to our presence in his driveway for a couple of nights that turned into four. Not only did we have the space we needed, but John is also a wealth of information with a wealth of tools and scrap materials!

Some of our expenses last month are related to this stay, as we – again – attempted building a different platform to rest our camper on. Maybe the third try is the charm? We modified and fixed a few camper items and installed new faucet in the bathroom. We took our friend out to a fabulous lunch at Mi Casa restaurant (look at those reviews and check them out if you pass through!) as a thank you and cooked an extensive Mexican dinner for him as well. It was a productive mid-week.

A few of November’s categories are high as we started stocking up and preparing for our winter trip to Baja California, Mexico (which has now been postponed, but more about that in another post). And we purchased special ingredients for two celebratory dinners in Temp: Thanksgiving and my birthday.

We bought extra food for us and Maya and we took our dog to the vet for her annual check-up and a couple of vaccines. Mark needed his second shingles shot as well, which we had to pay out of pocket as we have Massachusetts health insurance that only covers us elsewhere for emergencies. On the same topic, Mark and I also received our booster shots for Covid, which were free. The family is all set for Mexico!

Free entertainment came in the form of dog walks in the desert, soaking in natural hot springs, and finding local and cultural treasures.

Without friends inviting us to use their washing machines, we have to pay for laundry again. 🙂 The amount we spent was actually higher than mentioned in this overview, but we had extra quarters left from a previous laundry expense category. And last but not least, because of our credit cards and cash back program, we received a bit over $50 back. From now on, I am incorporating these amounts in our totals, something I haven’t done in the past.

(The Chase offer of 100,000 bonus points I mentioned a few months ago is not available anymore. When signing up for this credit card now, you can earn 60,000 points when following the directions here.)

Free camping next to Saddle Mountain, AZ, for one week

November 2021 Overview:

Camper (fuel: $318; maintenance: $198):

Groceries:

Dog (vet: $116; food: $67):

Medical (Shingles shot M):

Alcohol:

Health & fitness (vitamins):

Utilities (phone: $35; propane: $22; Skype: $5):

Household (supplies):

Dining out:

Clothes (socks, flip flops, undies M):

Laundry:

Entertainment (books):

Accommodation:

 

TOTAL:

Credit:

TOTAL:

 

$516

$393

$183

$155

$88

$65

$62

$50

$46

$27

$8

$4

$0

———

$ 1,597

–    $ 54

———

$1,543

Find all our expense reports here. To learn what other full-time nomads spend each month, check out the blogs of our vanlife friends Duwan and Greg at Make Like An Ape Man.

Plunge – One Woman’s Pursuit of a Life Less Ordinary

Available on Amazon and elsewhere

eBook: US$ 5.99

Paperback: US$ 13.99

Monthly Expenses of a Nomad – October 2021

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for two adults and one 60-pound dog (we adopted Maya on June 4th, 2019). Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

Mark, Maya, and I spent the entire month of October on the road in our truck camper, getting from Illinois to New Mexico with stops in Iowa, South Dakota, Nebraska, and Colorado. Lots of driving and extra gear were the main source for our high expenses. We bought a new faucet for the bathroom, latches for the drawers (we had three break in one week – what to do with all their contents while we drove?), a grease gun, and a battery monitor. I have to stop stating that it was – yet – another costly month and face the fact that life has gotten incredibly expensive in the US. And I’m not only talking about fuel.

(As always, hover over or click on photos for captions.)

In 2020 (and previous years), our monthly average expenditure was around $1,300. We met this goal only twice in 2021. Prices of products in grocery stores and online have risen and the cost of fuel – which I realize is still much lower than in Canada, Belgium, or Mexico – is becoming cost-prohibitive for us. Now is NOT a good time for a cross country road trip or camper life as a nomad. It’s not that we can cut more in other categories as we’re pretty careful already. Mark and I have daily discussions about our options. Sitting somewhere for longer periods of time? Finding “real” jobs for a bit? Changing gears once again?

Camped at Oliver Reservoir Recreation Area, Nebraska

In the past, readers of this blog and people following our adventures have asked us how they can support us. Why don’t we have a tip jar, pizza/beer/coffee fund, ads on the website, or a crowdfunding platform? Apart from a few affiliate links, we are staying clear of any of this. So far. The best, easiest, and most rewarding (and beneficial to you) way to support us, is by buying my book – via links on this website, as a hard copy from me personally if your address is in the US, or elsewhere online.

Trying to save money has caused us frustrations in October (and this month too). Usually, we use the free app GasBuddy, but with prices fluctuating from hour to hour, we often show up at a station to a price that is 30 cents a gallon higher than last reported. This means we drive to a different station on the other side of town, costing us more fuel – and time – to get there than it is worth buying gas for a few cents less. If the price at station #2 is, in fact, lower. More often than not, it isn’t and we end up paying a premium anyway, despite the detour.

Getting expensive gas in Bayard, Nebraska

GetUpside is a wonderful alternative. This app gives a discount at certain stations and seems to be more reliable these days. If anyone is interested in signing up, feel free to use the promo code FE3MM7 or this link. It should give you a discount of 15 – 40 cents per gallon of gas or diesel on your first fill at participating fuel stations.

Another problem is our dismal fuel economy. We only get 10 miles to the gallon in this pickup truck, which is less than half of our campervan Zesty! This reduces our radius from 500 miles to 300 miles before we need to fill up again (despite the bigger tank), is twice as expensive as before, and makes us plan our routes a certain way (as in, avoid the Rocky Mountains in Colorado). And that’s with Mark not using cruise control and being extremely aware about how he drives, which is exhausting. Even then, our fuel cost last month was outrageous – over 1/3 of our total expense – and so was the expense for propane, which also has gone up substantially compared to six months ago.

What else did we spend money on in October? We bought a new gps tracker for Maya. Tractive (a company Mark researched in the past) had a special, offering the device for free and an annual data fee for $84. We switched from Whistle, because Tractive provides coverage internationally and has more usable features. We stocked up on the fish oil supplement for our dog as well. This container should last at least six months.

Alcohol was high, because we visited friends and brought stacks to share and leave. We also treated our friends in Chicago to a Thai take-out meal. On the flip side, wonderful friends treated us to lunch (thank you, Peta and Ben), dinner and fresh veggies from the garden (thank you, Gail and Jon), and other food (thank you Keith, Kavita, and Margaret).

Our TV swings out from the bed area towards the dinette.

Mark convinced me to get a Chromecast device on sale. For about $20 we managed to snatch the last one at a department store and now we actually use the TV that came with our camper by pairing it with a tablet and streaming Netflix, etc. to enjoy a bigger screen; luxury!

We bought a few new items for the camper household (our cereal bowls broke after I forgot to latch one of the cabinets; our drives are VERY rough and often on bumpy dirt roads) and shorts for Mark. We also paid the $30 entrance fee to Badlands National Park and renewed one of our domain names. Phew!

As usual, we camped for free in the most amazing places. Imagine we’d stay at real campgrounds with fees of $20-$40 a night.. We definitely wouldn’t be able to afford this lifestyle anymore! Hurray for boondocking spots and the American west that is full of them. 🙂

One of our favorite campsites, in Colorado, last month. Happy to report our heater works at 8,500ft altitude!

October 2021 Overview:

Camper (fuel: $553; parts: $207):

Groceries:

Dog (GPS tracker: $84; fish oil: $48; bone: $8):

Alcohol:

Utilities (phone: $35; propane: $31):

Dining out:

Computer (Chromecast: $21; hosting site: $19):

Household (supplies):

Entertainment (Badlands NP):

Clothes (shorts M):

Accommodation:

 

TOTAL:

 

$760

$241

$140

$77

$66

$54

$40

$35

$30

$15

$0

———

$ 1,458

Find all our expense reports here. To learn what other full-time nomads spend each month, check out the blogs of our vanlife friends Duwan and Greg at Make Like An Ape Man.

Plunge – One Woman’s Pursuit of a Life Less Ordinary

Available on Amazon and elsewhere

eBook: US$ 5.99

Paperback: US$ 13.99

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