Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂
This report includes ALL of our expenses, in US$, for two adults and one 60-pound dog (we adopted Maya on June 4th, 2019). Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.
Apart from two days with friends in Vermont (picking up our camper), Mark, Maya, and I lived the entire month of August in Newburyport, MA, in our room above the garage at my in-laws. We had a busy month with work and prep of our new camper set-up (see this post for more project photos and this post about how we found our pick-up truck). Just like with Zesty, the camper category is often the highest expense, especially when first equipping our vehicle and living space. That’s also why the household amount is high.
Everything else is pretty much “average,” except for the renewal of my driver’s license, I bought the book of my colleague at the Yankee Homecoming event, and dining out. We did our best to keep last month’s expenses reasonable (other than camper necessities), but then decided to treat good friends for lunch. Who would have guessed a simple Mexican meal (burritos and tacos) costs over $100 for four people? Newburyport is super expensive – another reason to leave soon.
On the positive side, a few months ago we decided to obtain a new credit card to benefit from Chase’s generous offer: receive 80,000 points (which, when transferred to Mark’s account rewarding us 1.5 times the points, means a value of $1,200) if you spend $4,000 the first three months. We had trouble getting there at first (in Belgium multiple places didn’t accept Visa), but once we found our truck and bought car insurance, we were all set! During the summer, the extra points (money) could be used towards groceries, hardware, and dining out as well. so, of the $1,200 we received, $434 went to last month’s expenses, so theoretically, we spent $1,093 instead of $1,527. 🙂
If anybody is interested in checking out this offer, which – believe it or not – they have since upped to 100,000 points (a value of $1,000 at 1X the points) – this is my Chase referral code: https://www.referyourchasecard.com/6c/PR3FJUQ8CP.
Find all our expense reports here. To learn what other full-time nomads spend each month, check out the blogs of our vanlife friends Duwan and Greg at Make Like An Ape Man.
