Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂
This report includes ALL of our expenses, in US$, for two adults and one 60-pound dog (we adopted Maya on June 4th, 2019). Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups and extensive care, we return to the US East Coast. Other health issues are resolved locally and out of pocket where needed.
In June, Mark, Maya, and I traveled two weeks in Paraguay and the rest in Brazil in our truck camper, Thirsty Bella. I hopped into Argentina again for a day trip, but didn’t spend anything in that country.
(Hover over or click on photos in galleries to read their captions.)
Well, our expenses for June were on the higher end of the spectrum once again. This time, the culprits were the long driving distances, ordering camper, truck, and dog items online in the US for Mark to bring back after his visit, a very expensive boat tour to see jaguars in the Pantanal of Brazil (no luck), our annual bank card fee, and Mark ordering a new driver’s license.
Here is the detailed breakdown:
Every month, we reach a new record for fuel expenses. For June, this was really insane and surely an all-time high! We spent over $600, just on gasoline, to drive 1,600 miles. Instead of heading directly from eastern Paraguay to the São Paulo area (700 miles), from where Mark would fly to the US, we made a 900-mile detour to explore Bonito and the southern Pantanal area in Brazil. To reach the northern Pantanal with better wildlife viewing possibilities, we would have had to drive another 1,200 miles. Too much and too expensive. Yup, Brazil is big.
On top of that, we bought an extra air filter and grease on Amazon for the truck ($41), and we handed over $21 for toll roads, which turned out to be a very time-consuming hassle. The first toll booths we passed in the middle of Brazil didn’t accept credit cards (unlike every other imaginable store or business). This surprised us, especially since we never took cash out, based on the ease and ubiquity of card use here. So, we had a problem.
A quick online search told us that our bank, Chase, doesn’t charge fees for using our debit card internationally, so that was the route to go. Except the toll attendants needed a special machine for this type of card. Long story short, it took a few more stops to figure out the correct procedure with our debit card and, furthermore, the process never went smoothly.
The booth attendant either didn’t believe us, didn’t know if they had the special machine, couldn’t find it, couldn’t operate it, or, in one case, it was broken. Once, a friendly employee actually paid our toll fee and shared her Pix account with us to refund her the money. But, foreigners can’t open a Pix account. Since a laundromat owed us a refund after the machines ruined some of our clothes, I arranged for them to transfer that much bigger amount to the friendly toll booth attendant, who received a 60% tip on top.
Needless to say, our toll road experience on awesome paved roads wasn’t as pleasant as it could have been, especially since there was a booth – with all the described hassles – every twenty minutes! The ride from the Pantanal to the coast took three days. On the last one (July 1st), which coincided with a new price increase as well, we avoided toll roads altogether.
Our entertainment category was unusually high. The main reason people visit the Pantanal is to go on a boat tour and look for wildlife. On this private tour out of tiny Passo do Lontra, we were allowed to take Maya and motored around for almost ten hours in total. Cost: $190.
And then, there was one of the highlights on this continent: Iguazu/Iguaçu Falls. I’ll create a separate blog post about that soon. We planned to just visit the Brazilian side of this natural world wonder, but then I stumbled upon an unexpected chance to witness the Argentinian side as well, which is very different.
The entrance fee in Brazil was about $20 per person. We skipped the elevated parking fee by camping nearby for the same price. In Argentinian National Parks, foreigners usually pay a very steep $45 per person. As a student (with proof), you get in for $7. I should add the transportation cost here as well, since I shared a taxi with four other people in order to cross into Argentina and experience that side. This was $19 per person, including a credit card fee of 5%. Not bad for a day trip of this stature.
We did well with our grocery bill ($202), thanks to affordable Paraguay and cheap produce in Brazil. The annual fee for our Chase credit card was due as well, at $95. The number of points we collect is usually worth that.
Mark and I love food and eating out, but we kept this reasonable in June with an expense of $65. This included a buffet in Paraguay, joining new friends for dinner in Bonito to celebrate Wayne’s birthday, one ice cream for me, and a really terrible pizza (with cream cheese!) as a take-out dinner one evening.
In general, Mark and I cook all of our dinners at home, where we stick to a plant-based diet.
Maya needed another yearly supply of Heartgard medicine ($50), which we ordered online, and because of the weird rules of South American countries that her rabies shot can’t be older than one year (in the US and Europe, a three-year vaccine does the trick for… three years), our pup needed yet another injection. This dog has had more rabies shots in her life than all the loose and stray dogs on this continent combined! Luckily, at under $10, the vaccine was cheap.
Mark needs a new Massachusetts driver’s license soon, so he ordered it online to receive at his mom’s address while he is there. We have to plan around expiration dates of all our documents to deal with this when we are in our home countries. These days, renewed licenses cost a whopping $50! We needed copies of his Brazilian visa as well for the border crossings ($1).
And we splurged on a couple of campgrounds in Brazil – for convenience/ logistical reasons to visit Iguaçu Falls and as an alternative to the pricey excursions in Bonito – and a cheap one in Paraguay for peace.
As usual, most of our nights were free, on the edges of towns or in nature.
Our utilities contained $40 for our monthly Starlink subscription (the other $40 is paid by our business) and $4 to top up our propane tank in Paraguay before crossing into Brazil, where filling US tanks is rumored to be difficult, if not impossible… Free potable water was acquired at campgrounds and fuel stations.
We ordered a bunch of caulk online to have in the camper (we ran out), and two more water filters to hook up to our freshwater line at the kitchen sink. This should hold us over until the end of our South American journey, later this year.
One of the highlights in Brazil so far for me is their laundromats. Yup, you read that right. After doing laundry by hand in icy river water for a year, or dropping off “more difficult” pieces at pricey laundromats in the rest of South America, I am delighted to report the ease and efficiency of 24-hour all-automatic laundromats in Brazil!!! And, in Bonito, we managed to wash and dry two big loads for $10 in total. I am a happy camper!
I still did a bunch of laundry by hand as well. When we have unlimited water available, because, why not?
In reality, we also spent $11 on alcohol, but thanks to a generous follower of this blog, MD, we didn’t have to pay out of pocket for the two bottles of wine we purchased in June. Obrigada!
At $1,559, our total for the month was well over our usual average of $1,300, despite our frugal nature and approach. Maybe it’s time to reconsider our goals and realize every country is getting more expensive than it used to be. Of course, the dropping value of the US dollar is not helping us…
How did we save money last month?
We cut Mark’s hair and cleaned Maya’s teeth ourselves, we took some secondary roads to avoid toll booths, we bought needed gear online in the US (after monitoring their prices for months and waiting for the best moment) instead of in South America, where imported goods are expensive or unavailable, we always make sure to know the price of EVERY item before purchasing, and we were extra careful with our expenses toward the end of the month (no splurges) after realizing we broke the bank yet again.
(It might be easier to read the table when turning your device in the horizontal position.)
Find all our expense reports here. To learn what other full-time nomads spend, check out the blogs of our nomad friends Duwan and Greg at Make Like An Ape Man.
Next up: Iguazu Falls!
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