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A Life Less Ordinary

Tag: living cost (page 7 of 7)

Monthly Expenses – February 2020

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for two adults and one 60-pound dog (we adopted Maya on June 4th, 2019). Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

February was a good month and the cheapest one since April 2019. That makes two months in a row under $1,000. Let’s see how long we can keep this up. 🙂

We did spend a little bit of money on camping – happy to stay somewhere multiple nights in a row WITH smooth, groomed, comfortable grass. You know, the kind on which you walk barefoot and Maya relaxes bug-free, rolling around without picking up leaves, branches, needles, or burrs. The kind that is quite rare, especially boondocking. The surrounding area offered nice hiking trails as well.

Extra costs in February went to a new bike cover and the annual Massachusetts tax  for our van (both under “camper”) and to internet, propane, and dump stations in the “utilities” category. Our monthly AT& T internet (phone) bill is usually $35. Except, this amount actually gets paid every four weeks. Last month is where this caught up with us and we had to pay twice. Darn leap day!

Our shiny new bike bag – they seem to last about one year in the elements and cost $15 more than last year!

In Florida – as opposed to other states we have visited – it’s difficult to find free dump stations, so we look for the cheapest options. Once, we used a free one and decided to support this RV center’s “generosity” and buy their propane, not even researching the competition. Ha! It was the most expensive propane we ever bought in the US: $4 per gallon. In a way, we paid for this free dump and water fill-up as well.

And, for the loyal expense report follower, who scrutinizes our monthly numbers: guess which category is missing in February? It’s something that was always present, but we really tried hard to keep it at zero this month (I cheated a tad by buying Mark a little bit as part of his birthday gift) …

February 2020 Overview:

Groceries:

Camper (fuel: $43; tax: $77; bike bag: $65):

Utilities (phone: $70; propane: $21; dump: $16):

Dining out:

Health & Fitness:

Drinking out:

Computer Software (Quicken):

Dog (supplies):

Gifts:

Camping:

Laundry:

Household:

 

TOTAL:

 

$270

$185

$107

$100

$34

$30

$25

$22

$21

$11

$5

$3

———

$ 813

Monthly Expenses – January 2020

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. Since June 2019 – we adopted Maya on June 4th – we have a dog section as well. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

In an upcoming blog, I’ll share a bit more about our January experiences in Florida, but for now, I’ll stick to expenses. Not a bad month at just under $1,000 but, as always, it was more than expected by the time we tallied everything.  One of our three “out of the ordinary” costs was Maya’s anti-itch medicine. Apoquel is a wonder drug, but at $1.75 per pill – Mark spent hours online to find this “deal”, if you buy 100 pills at once (usually prices hover around $2 per pill and higher at the vet) – it is pricey. Especially since Maya needs one pill a day. We discovered that CBD oil does not help with her physical discomfort.

Anything to get this sweetheart happy, healthy, comfortable!

Our other “extra” expenses were for camping and Mark’s bus transfers from/to Newburyport from Logan Airport. He used miles to get there from Jacksonville. Long-time readers know that we almost always boondock (camp for free) with Zesty. Since Mark had to fly to Boston for five days in January, I stayed at an established campground in Northern Florida – hence the camping expense for January. I have to admit that it was enjoyable. More about that later as well.

January 2020 Overview:

Groceries:

Dog (meds:$175; food: $35):

Camper (fuel: $151; parking: $14):

Dining out:

Drinking out:

Camping:

Transportation:

Utilities (phone):

Alcohol:

Health & Fitness:

Household:

Gifts:

Laundry:

Computer Hardware:

Medical:

Postage:

 

TOTAL:

 

$272

$210

$165

$74

$58

$50

$44

$35

$34

$20

$12

$9

$5

$4

$4

$3

———

$ 999

Expense Report 2019

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and relatively adventurous life without breaking the bank. “The less money you spend, the less you need to make” is my motto. 🙂

Our first yearly expense report (2016) can be found here, the report of 2017 here, and the one for 2018 is here. In 2019, Mark and I house and pet sat for six weeks, visited our family back east for one month, and lived and traveled in our camper van Zesty in the US and Canada the rest of the year. What follows is the break-down of how we spent our money in 2019.

The Wave in Utah

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. New for 2019 is the category “Dog”. We adopted Maya on June 4th. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast. The utility cost refers to phone data plans with AT&T.

Our expenses in 2019 were about $500 higher than the previous year. Considering that our new companion consumed a $1,200 chunk (mostly meds and vet costs) means that we did better in almost all the other categories. The biggest part of our camper category keeps going to repairs and maintenance. We did cover quite a bit of distance last year as well (14,000 miles), which is represented in our high diesel amount. Our monthly average for groceries remains $300.

Another biggie last year was the price of my citizenship. With all that behind us – my US passport is waiting in Massachusetts – this year can only get cheaper, right? My main shock happened when noting our alcohol dollars. That is a lot, especially since we didn’t throw or attended many parties… If there’s one amount I want to lower in 2020 it’s this one.

US Citizenship!

We can’t get out of the gift category. We love our spouse, family and friends too much and treating them for birthdays and other occasions – with a restaurant meal or a personalized gift – is just plain fun. Our utilities went up, because we basically live in our camper van full-time – more propane and laundromats needed and when we can’t find free dump stations, we have to pay. We are currently testing Visible as our internet and cell provider, but the results are bleak compared to our monthly, quite reliable AT&T plan.

As a citizen, I hope to obtain a new healthcare plan that includes basic dental work. Therefore, the medical category should theoretically go down this year as well. I mentioned Mark’s new SmartPhone in last month’s report and all the other amounts seem straightforward. If you have any questions, let me know in the comments.

The team responsible for Maya’s adoption: Amy, Jessica, and Jeff

The charity category is lower than last year and will not be present for 2020. I figured that the money we used to donate to animal rescue organizations should go towards Maya (and then some). If our financial situation improves, it will appear again! 🙂

Last but not least, I’m surprised that we didn’t spend a dime on campgrounds in 2019. Having camped  for nine months out of the year, this is good and bad. Perfect for the pocket and often for the surroundings, peace, and privacy, but not so great when it comes to comfort, convenience, and spoiling ourselves. We did get a campground break in Kentucky, as employer Amazon paid for that one.

2019 Overview:

Camper (repairs: $2967; diesel: $1828; insurance: $1078,

registration: $86; tolls: $81; parking: $63):

Groceries:

Dog (supplies: $524; vet: $403; food: $188; adoption: $100):

Customs & Immigration (citizenship: $725; passport: $161):

Dining Out:

Alcohol:

Gifts (B-days, NY gifts, treating family):

Utilities (cell data: $351; propane: $53; dump: $10)

Health and Fitness (vitamins & haircuts):

Medical (dentist: $170; meds: $40; scan: $30):

Clothing (shoes, jeans, t-shirts):

Computer (new phone, router, hosting, Turbo Tax):

Drinking out:

Bank charges (annual credit card fee):

Travel (National Park pass, park fees Canada):

Entertainment (guided tours):

Transportation (shuttle buses, metro, ferry):

Charity (Best Friends):

Household (camper items):

Laundry:

Postage:

Camping:

 

TOTAL:

 

 

$6103

$3563

$1215

$886

$758

$708

$675

$413

$368

$240

$214

$211

$159

$150

$110

$106

$87

$70

$66

$61

$63

$0

———

$ 16,119

(Table might not load correctly on tablets – try turning the screen for better results.)

Surfing into 2020

For another (more detailed and colorful) annual expense report of full-time van-dwellers, check out the 2019 “Cost of Being a Nomad” post of our friends Duwan and Greg here.

Do you keep track of your expenses? How did your budgeting go in 2019? Any categories you’d like to do better with in 2020?

Monthly Expenses – December 2019

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. Since June 2019 – we adopted Maya on June 4th – we have a dog section as well. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

The first three weeks of December, Mark, Maya, and I continued living in a campground and working in Campbellsville, Kentucky. We hit the road again in our camper van for the last week of the year. The entertainment category constitutes those travels, as I took a tour of Churchill Downs in Louisville, where the Kentucky Derby takes place, and Mark and I took a guided walk in Mammoth Caves, after hiking with Maya to wear her out.

We didn’t spend money on camping as we managed to boondock during our “migration south”. The three of us made stops in Frankfort, Louisville, and Mammoth Caves National Park in Kentucky (more about that another time) and found the most amazing free parking in Nashville, Tennessee, which allowed us to explore this vibrant music city and have drinks at night.

Mark bought a new SmartPhone at a very good price after doing lots of research and waiting for the right moment. The amount underneath includes a two-month data plan, a new SIM card, and a free tablet! While in Kentucky, we HAD to try Kentucky Fried Chicken (KFC) and its competitor Lee’s Famous Recipe Chicken. We took Maya to the vet to get another opinion about her itchiness. At the moment, we are giving CBD oil a try. This might help with her anxieties as well…

We couldn’t avoid buying more alcohol, as we planned a fun New Year’s Eve (and extended stay) with our sailing friends Karmen and Tom in St. Augustine, Florida. They put a feast together on the last day of the year and we enjoyed spending time with them and their friends on their refitted catamaran, Sauvage. More about that later as well.

December 2019 Overview:

Groceries:

Computer Hardware (phone $95; router: $40):

Camper (fuel: $112; repairs: $23):

Dog (vet: $56; supplies:$53; food: $25):

Dining out:

Utilities (phone: $35; propane: $15):

Entertainment (Mammoth Caves: $34; Churchill Downs: $13):

Health & Fitness (vitamins Mark):

Alcohol:

Gifts:

Drinking out:

Laundry:

Camping:

 

TOTAL:

 

$368

$135

$135

$134

$56

$50

$47

$46

$40

$39

$20

$20

$0

———

$ 1090

Monthly Expenses – November 2019

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. Since June 2019 – we adopted Maya on June 4th – we have a dog section as well. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast.

For the month of November, Mark, Maya, and I lived and traveled in our camper van, Zesty. The first week, we drove and explored from Connecticut to Kentucky and since then, we have been stationed at a campground in Campbellsville, KY. Mark’s current employer, Amazon, pays for our site and we are here until Christmas, to work. More about that later. By the way, this is the first time EVER that we are parked in an RV park with full-hookups and a building with hot showers and laundry!

Last month was different from other months in many ways, since we never camp in the same spot longer than a few days. This means less money spent on fuel (although we did have to get here) and more money spent on laundry as we can’t rely on the generosity of friends and family anymore to use their machines. We use the van once a week to grocery shop and take Maya on a hike. No more camper projects are lined up. Yay!

We had hoped to stay under $1,000 for November (and December), to stick to the same “budget” as last year. We failed. We had additional expenses in the form of my pricey passport application, the need for more prescription drugs for Maya (plus we bought extra dog food at a 60% discount on Black Friday), and a higher than normal grocery bill. We stocked up before arriving in Campbellsville and we splurged on a few favorite Trader Joe items. After extensive comparison of two GPS tracking systems for Maya, we decided to ship one of them back.

On top of all this, it was my birthday. On Thanksgiving. Mark and I never get each other gifts or celebrate anything, except for our birthdays. My three-year old laptop was falling apart “right in time” – I had been able to deal with a non-working mouse pad, its slowness, and a few other inconveniences for over a year, but when the battery didn’t work anymore (which meant I could only use my computer when plugged in – not ideal in a van), I was starting to despair. You see, not only is buying a new computer expensive, but it would also require me getting used to a new machine and a lot of work for Mark, who would need two days to delete everything useless and annoying and install what I needed, plus get it ready for my use. He didn’t have those extra days…

Once again, I was reminded of what an incredible, smart, resourceful, and anticipating husband I have. The day after my issues, an early birthday present showed up: a brand-new laptop! Mark knew what would make me happy before I knew! He managed to “snatch” a $500 computer for $250, and spent his only two evenings off to get the machine ready by my birthday. I love it (them)!

Oh, about that extremely high alcohol number… don’t despair. We have not become alcoholics. We stocked up on beer and wine before arriving  at the campground and Mark threw an impromptu birthday party, inviting the friends we made here to enjoy new cases of beer and a decent box of wine. We have enough left for many weeks! The good thing about the last two months of 2019: we finally made/make more money than we spent/d.  🙂

November 2019 Overview:

Groceries:

Gifts:

Customs & Immigration:

Dog (food: $35; meds: $63; supplies:$51):

Alcohol:

Camper (fuel: $123; repairs: $9):

Dining out:

Utilities (phone: $35; propane: $10):

Entertainment (Lunatic Asylum tour):

Postage:

Household:

Laundry:

Camping:

 

TOTAL:

 

$367

$279

$161

$149

$145

$132

$67

$45

$21

$12

$12

$10

$0

———

$ 1400

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