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Monthly Expenses of a Nomad in South America – November 2024 (Uruguay & Argentina)

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for two adults and one 60-pound dog (we adopted Maya on June 4th, 2019). Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups and extensive care, we return to the US East Coast. Other health issues are resolved locally and out of pocket where needed.

Mark, Maya, and I spent pretty much the entire month of November with Thirsty Bella in Argentina, after crossing back over from Uruguay. The only reason I mention Uruguay in the title, is that some of the credit card charges from October didn’t come through until November. Bookkeeping…

(As always, hover over or click on photos in galleries to read their captions.)

Our November expenses were on the high end, but that is not a surprise. It was an eventful month with lots of driving and quite a few realizations and stories.

It seems like every month we reach a new record high with the amount we spend on fuel! This time, we can blame the long distances. Gasoline is back “down” to around $4 a gallon (1 euro a liter) in Argentina as opposed to the $7 in Uruguay. But, man, did we cover some miles last month – and we are still going!

From November 1st, leaving Fray Bentos in Uruguay to cross the border, until November 30th at Playa La Mina along the Atlantic coast of Argentina, including a few measurable detours, we drove 2,000 miles (3,000 km)! I guess that translates to $670 of fuel… Luckily, our water consumption remains free.

Other car expenses – historically the highest category – went to maintenance ($10) in the form of windshield washer fluid and battery lugs (to create a more efficient cable run between the car and the camper, an upcoming project) and tolls ($15). The bridge crossing between Uruguay and Argentina cost $10 for cars and $40 (!) for motorhomes (and pick-ups with dual tires), which is insane. The other tolls were paid in Northern Argentina.

The expensive bridge over the river dividing Uruguay and Argentina

Our grocery bills were unusually high as well. We did stock up a bit before arriving in Patagonia, as we had heard that goods are pricier here, but the main reason for the increased number ($450), is that prices in Argentina, for all goods, keep rising. People everywhere in the world complain about inflation, but – honestly – that is nothing compared to this country. We have seen products double and triple in price this year. It is hurting every tourist, but the local population even more. Something will give soon.

My birthday gift at the end of November was a boat tour to Isla Pinguïno, off the coast of Puerto Deseado, a substantial detour from Ruta 3. Mark and I arrived here with the understanding that day tours to the island cost $80 per person, since nobody seems to update prices in iOverlander. This was already a high price to swallow for us, budget-minded nomads. But we had heard the trip was worthwhile, mostly to see rockhopper penguins, a species that is very difficult to visit elsewhere in the world.

Imagine our surprise when we inquired about this tour at two agencies and learned that the cheapest one offered these 5-hour trips (2-hour boat ride and 3 hours on the island) for $160 a person, not including lunch!

We managed to bargain them down a bit to $140 per person (cash would have been 130,000 pesos/$130 a person – we don’t even carry that many bills), which was still way out of our budget. So, Mark stayed home and let me go. Our friend Sheri came along, which was nice.

It was an enjoyable excursion (more photos and videos in an upcoming blog post), but to be honest, I still found the price too steep; just to watch the rockhoppers. Especially when adding another $60 in fuel for the detour. All the other wildlife could be seen – for free – in other parts of this country. I wish I would have known this price ahead of time (my mistake for not doing more research, but an increase of 100%?) and that Mark could have joined us.

After seventeen years (of traveling), my Crocs, a birthday gift from Mark in 2007, finally perished.

On my actual birthday (November 28), Jeff and Sheri treated us to dinner at a local restaurant, after having drinks in our camper. It was an interesting evening. and so busy that I forgot it was also the fourth anniversary of my book, Plunge. 🙂

We bought a bunch of affordable wine and a discounted bottle of vodka before the trek south and paid our monthly Starlink subscription, which is also going up due to the less favorable exchange rate. We topped up our propane tank again, for a decent price. This company only charged us for the gas they actually added, instead of for an entire 10kg tank.

Eating out in Argentina deserves a separate blog post! It isn’t pretty. Nor is it easy, affordable, tasty, or enjoyable. And that’s our bottom line. Believe me, we’ve tried. Between the late opening times of restaurants (generally around 8pm, which doesn’t mean you can eat at 8pm, of course), the increased – and still increasing – prices of meals, and the slim selection of well-prepared and healthy dishes, it’s just not worth it to us anymore.

For example, it took three tries in three different cities (the first two with us ending up cooking at home after 8pm) before we succeeded in buying a take-out pizza for two people, which cost $21, including a discount. The pie was not that great, especially the cooked ham that was supposed to be prosciutto. Oh, and the olives still had pits. We were actually going to use dinner donation money for this, but the credit card charges never came through. Yay! Now we can try once more. 😊

Mark and I bought a dozen empanadas on a beach one afternoon, expecting them to be seafood with a garlic sauce, based on our conversation with the vendor. They were quite tasty, but filled with ground beef, which came a tad unexpected.

The exception was a wonderful high tea ceremony in the Welsh town of Gaiman, where we ordered one “full service tea” at a tea house and one extra tea. This was enough food – savory and sweet treats – for two people. We shared the yummy experience with our Canadian friends, Jeff and Sheri. The price for this special feast had gone up from $8 to $24 in a year, but it was still worthwhile.

We just keep cooking our own meals (and doing the dishes) every day, which are tasty, healthy, and affordable, but it would be nice to take a break and have a splurge once in a while. Maybe in Ushuaia? Or Chile?

Dropping off laundry in Argentina – which is the only way, like in most South American countries, unless you rent an Airbnb with a washing machine – costs around $8 a load these days. We gave in, after inquiring at three laundromats and receiving a small discount when paying cash. And Maya finally received a new box of dog treats (since we saved a chunk of money elsewhere) and a bag of stuffing, with which we fluffed up her pathetic-looking dog bed.

In true fashion, we didn’t spend much money on entertainment. Mark and I visited the affordable Fray Bentos museum in Uruguay and booked a tour there on the last day of October. Luckily, we could pay with credit card, as we had run out of Uruguayan pesos by then. This charge came through in November.

Mural of the social situation in Fray Bentos, when the factory was active

Mark didn’t join me on the other two visits. The first one was to an abandoned town on the shores of Lago Epecuén. The entrance fee was low, but three times as high as six months ago. Out of principle, Mark stayed home. And the second one was a quick look into the oldest Welsh house of Gaiman, which gave me, Sheri, and Jeff a good idea of how the Welsh folks lived there in the 1800s.

Now, let’s talk about our pantry repair in Bella

I had forgotten to latch the cabinet, we drove on really bumpy and crappy roads for an hour, and the pantry slid out and in on its tracks long enough to give up and tumble to the floor. We heard the crash from the cabin of the truck, stopped immediately, and witnessed the warzone with horror, dread, and sadness.

Everything made from glass and ceramics, including precious gifts from friends, lie shattered on the floor, mixed with ball bearings of the destroyed track, and scattered shelves and spice containers.

After an already long, tiring, and frustrating day, this was another all-time-low for us. We stared at the damage and were ready to give up on this journey all together. Then, we gathered our wits, picked up the broken pieces, and swept the floor for the first time. More cleaning would follow – tiny shards of glass hid everywhere!

We contacted an Argentinian friend from Puerto Madryn, the first big town we were headed to, who got in touch with a carpenter friend of his, who let us know he could help. To make a long story short: we communicated with Federico and he came by Bella to see what was needed. Then, he bought new tracks, visited us again with his tools, and spent two hours installing and modifying the pantry.

On top of his service, professionalism, kindness, knowledge, and fast assistance, he refused to take any extra money from us! He only (under)charged us for the part, happy to help and become friends! This was an incredible and humbling experience. We used the money we’d saved to buy goodies for all three of us.

After we returned from our summer break in the US and Belgium, Mark suffered from allergies for many weeks. Finally, he bought medicine for the worst days. We also needed a new supply of hydrogen peroxide. We didn’t replace the broken mugs and glasses, apart for one wine glass on sale for $2. So far, we are managing fine. Mark refuses to drink out of plastic cups, though. I’ll have to be even more careful securing our cabinets, which I usually check meticulously before every departure.

As usual, we didn’t stay at pay campgrounds and managed to boondock/wild camp for the entire 30 days of November. Some places were quiet and attractive; others not so much.

And that wraps up our $1,512 expense report for November 2024 – above average but it could have been worse based on how the inflation in Argentina is going. We don’t want to be here for too much longer.

(For anyone interested in the political and financial situation of Argentina, Mark came across this interesting article recently: https://apnews.com/article/argentina-milei-trump-musk-default-economy-inflation-libertarian-18efe55d81df459792a038ea9e321800.)

November 2024 Overview:

Car  (fuel: $673; maintenance: $10; tolls: $15):

Groceries:

Gifts (B-day tour Liesbet):

Alcohol:

Utilities (Starlink internet: $43; propane: $13):

Dining out (teahouse, empanadas):

Laundry:

Dog (treats: $5; dog bed stuffing: $9):

Entertainment:

Camper (pantry):

Medical (allergy pills, hydrogen peroxide):

Household:

Camping:

 

TOTAL:

 

$698

$450

$139

$79

$56

$33

$15

$14

$11

$9

$6

$2

$0

———

$ 1,512

(It might be easier to read the table when turning your device in the horizontal position.)

Find all our expense reports here. To learn what other full-time nomads spend, check out the blogs of our nomad friends Duwan and Greg at Make Like An Ape Man.

Next up: Wildlife encounters in Patagonia

If you are enjoying these posts, please consider donating to Roaming About in support of our website and our lifestyle. A big thank you to all our readers who have helped out in the past!

Monthly Expenses of a Nomad in South America – October 2024 (Argentina & Uruguay)

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for two adults and one 60-pound dog (we adopted Maya on June 4th, 2019). Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups and extensive care, we return to the US East Coast. Other health issues are resolved locally  and out of pocket where needed.

After we returned to Thirsty Bella in Argentina, Mark, Maya, and I needed about three weeks to find our travel groove, get readjusted to the lifestyle, prep for new adventures, and see friends before new horizons lured. The first week of October, we headed north in Argentina and on October 9th, we crossed into Uruguay, a new-to-us country. We stayed through Halloween.

(As always, hover over or click on photos in galleries to read their captions.)

Despite Uruguay being a very expensive nation – even by western norms – our monthly budget stayed below average. Why? Mark and I were super careful spending money, stocked up in Argentina, drove slower than usual, deliberated detours, and focused on free camping and what we really wanted to see.

The car category was the highest, as usual. Over half of our total! With fuel costing $7 a gallon/$1.80 a liter in Uruguay (diesel is 40% cheaper), it is no surprise that we spent around $560 on gasoline, despite topping up in Argentina (at $4/gallon) and filling our 5-gallon jerrycan before crossing the border. I wonder if this has been an all-time monthly record. We complained about expensive fuel in Peru – where we drove around for five months – at $5 a gallon!

The other car cost went to toll roads, which were pricy in Uruguay as well. We joked that we had to pay $4 an hour on the highways. There are five “automatic” toll stations; an ordeal for foreigners.

You’re supposed to register your license plate and car (which we did), put credit on your account (we had no idea how many tolls we’d need, so skipped this) or pay at an office (which we did each time), and a camera would read your registered plate, take the correct credit off your account, and open the gate.

That last step NEVER worked. Now that we know how many tolls there are along the highways in Uruguay and that the cost is the same at each one, we would put that amount on the account and only be annoyed once at each booth, when the gate remains closed and some manual action somewhere happens.

Our grocery expense was on the high side, due to needing a lot still after coming home to an empty camper, cooking every meal at home, and preparing a handful of dinners for friends. Monthly rates for our satellite internet subscription have gone up. We now pay $80, half of which is fronted by our business.

We also opted to top up our propane tank before crossing the border – due to higher costs for everything in the neighboring country – but are not sure now this was the best plan of action. It seems that no matter where and when we add a few kilos of gas to our tank in Argentina, we end up paying for a full tank, just for the privilege, setting us back $15. Drinking water was free everywhere.

After the hassle and vet costs traveling back and forth to the US and Belgium with Maya, we weren’t done yet. Before entering Uruguay, she needed a new health certificate, export permit, and negative blood test for Leishmaniasis. We had all that done in the Argentinian town of Gualeguaychu, over one vet visit (when Maya got attacked again) and two SENASA (agriculture department) stops. We also got some of her shots updated at the vet, adding that bill up to $53. Being patient regarding the export permit meant that part only cost $2 (processing time of 72 hours) instead of the expedited, one-day fee of $30.

We are back in wine country! Despite everything else in Argentina steeply going up in price, wine seems to have been spared. We also bought two bottles of discounted rum to last in Uruguay. We never went out for drinks.

Another one of our three website domains was due last month ($22) and we couldn’t avoid laundry in Uruguay. In Colonia del Sacramento, I inquired at three laundromats. The price was the same everywhere: $7.50 for a tiny load of 2-3kg. Yikes! We had a lot of dirty stuff. The solution: drop off the most difficult items to hand wash (sheets, towels, jeans, and shorts) and wash everything else (about three big loads) by hand. The price was high for the convenience, but the savings were even higher!

Here is the truth about our dining out experiences: Mark and I had not gone out to dinner, just the two of us, since April of this year. Before we left for the summer, restaurant prices kept going up in Argentina, so we stuck to a few take-out meals. In Belgium and Massachusetts, it just didn’t happen. Back in Argentina, we didn’t have time, plus, many restaurants don’t open until 8pm. And in Uruguay, it was too expensive. We do have a couple of donation amounts left, which we look forward to splurging with soon.

All that being said, I did treat Mark to one dinner in Punta del Diablo, Uruguay, because the photos on Google looked super appealing for a place called Cardamomo and I had some money set aside from Belgium still (the last funds). Maya was welcome and, while pricy, the food and drinks were tasty and the atmosphere delightful.

The $5 we did use from our account went to a portion of fries from a food stand to complement a homecooked fried fish dinner. And, we needed a new plastic ladle/spoon as the old one was shedding and were surprised by its affordability ($2) in a Uruguayan grocery store.

One saving grace in Uruguay were its inexpensive – or free – attractions. More about that in my upcoming post. I climbed two lighthouses for stunning views, which only cost me $1 each time. Mark was not interested. And, both of us visited the impressive and well-kept Santa Teresa Fort near Punta del Diablo. All this for the equivalent of $4! A dam tour and Piria Castle were free to enjoy.

Last but not least, one of the most appealing things about that smallish country is its plethora of free, attractive camping spots, especially along the coast!

We also camped for free in Argentina; our friend Brandon paid for the three nights at Punta Viracho.

And that wraps up our relatively low ($1,135) and relatively enjoyable month of October.

October 2024 Overview:

Car  (fuel: $556; tolls: $21):

Groceries:

Utilities (Starlink internet: $40; propane: $15):

Dog (vet/vaccines: $53; export permit: $2):

Alcohol:

Computer (hosting fee):

Laundry:

Dining out:

Entertainment:

Household:

Camping:

 

TOTAL:

 

$577

$361

$55

$55

$41

$22

$13

$5

$4

$2

$0

———

$ 1,135

(It might be easier to read the table when turning your device in the horizontal position.)

Find all our expense reports here. To learn what other full-time nomads spend each month, check out the blogs of our vanlife friends Duwan and Greg at Make Like An Ape Man.

Next up: A three-week discovery of Uruguay

If you are enjoying these posts, please consider donating to Roaming About in support of our website and our lifestyle. A big thank you to all our readers who have helped out in the past!

Monthly Expenses of a Nomad in South America – September 2024 (Belgium, USA, Argentina)

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂

This report includes ALL of our expenses, in US$, for two adults and one 60-pound dog (we adopted Maya on June 4th, 2019). Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups and extensive care, we return to the US East Coast. Other health issues are resolved locally  and out of pocket where needed and possible.

After spending three months in Europe and the US over the summer, Mark, Maya, and I returned to Argentina on September 21st, the first day of spring (primavera) down here. While the initial three weeks of the month had been cheap, thanks to the generosity of our parents regarding food expenses and car use, we immediately blew the budget once we moved back into our truck camper, Thirsty Bella . The flights had been paid for last March.

(As always, hover over or click on photos in galleries to read their captions.)

So, September 2024 was an expensive month for us, especially since we spent it all in the final ten days! Some of the high costs were expected, like Maya’s export permit, storage for our camper, an official campground, and renewing our car insurance for South America; others were not only surprising but also scary…

One of the mechanics needs to lie on the engine to work on it.

Our low-mileage F350 truck engine developed a serious issue – factory induced – when we did some maintenance on it upon our arrival in Argentina. A miss-threaded sparkplug (one of the sixteen) was difficult to remove and appeared to have damaged threads. This made it impossible to replace with a new one and caused profound worries about how to fix the issue. Especially since the spark plug hole was hidden, so out of view and difficult to access. We were stranded!

Long story short: we needed to hire professional, cautious, and capable mechanics who wouldn’t only be willing to drive to our campground an hour and a half outside Buenos Aires, but who could also solve our predicament. The pair came out twice and managed to install the new spark plug without damaging the engine block or anything else. The price tag: US$600 (reduced to $570, since we paid some in the local currency). It would have been cheaper ($500) if we would have possessed the full amount in pesos.

We renewed our Mercasur countries liability insurance for another year for $358, which was three times as high as six months ago! Yes, prices keep rising in Argentina. The storage fee for our camper at Julian’s place was cheap. He charges only 25,000 pesos a month, so we tipped him another 30% to make the bill exactly $100. We also paid $3 for toll roads.

To reach that whopping $1,079 for the car category, we also ordered tools to work on the sparkplug and ignition coils projects, bought fuel for my mother-in-law’s car in the US, and paid $2 for parking at Salisbury Beach, which is very close to our home base in Massachusetts, but I’d never been.

Our camper pantry and fridge were totally empty when we returned to Buenos Aires, so a giant stock-up was needed. On our first day back, we stopped by a small shop for necessities, before reaching the Zapparancho campground, where we’d regroup and prepare for the rest of our South American journey.

After the weekend, we drove to the town of Lujan to visit two supermarkets for a first heavy-loaded run. We immediately missed the diversity and quality of goods we’d gotten used to in the US and Belgium. It will take a few more grocery stops to fill the camper up.

Maya needed a new international health certificate from the US to enter Argentina, so there went another $225. We are super happy that vet fees and shots are much more affordable down south!

Another thing I did back in Massachusetts was reclaim my Plunge books from the local bookstore, where the owner had “archived” them in the storage room, because none had sold in the last two years. Better to distribute them from our camper!

Reclaiming my Plunge books from a local bookstore. The owner had put them in the storage room!

On the first day of our return to the continent, we filled our camper with potable water, installed a new part on the water heater – which leaked and needed a few tightening attempts; we hate plumbing! – and discovered the bathroom faucet was leaking. We use this handle in the sink and as a shower head. Wasting water in a small camper is detrimental.

Who would be returning to Buenos Aires soon as well? Our US motorcycle friends Katherine and Brandon! And, yes, they could bring back the small and light replacement part. We paid more than normal to ship it to their address in time. A few random other parts rounded out the camper category.

In general, our health and fitness category is low, since we rarely go to hair dressers or buy health products. But, a visit to the US is the opportune time to stock up on specialized toothpaste (which I now rely on), a bottle of aloe vera, and nine months’ worth of vitamins.

Mark and I always fly with carry-on luggage only, unless we have a huge amount of gear, products, and/or parts to bring back. In this case, we checked one bag for $60 and donated it afterwards. Many packages waited for us in Massachusetts after our break in Belgium. Most were Vine Voice items, which we order for free in return for an honest review. We brought back a lot of useful products!

We counted on a week at an official campground to get ready for the road again – unpacking, organizing, shopping, cleaning, filling with water, fixing issues, engine maintenance, catching up on sleep, and researching a route and upcoming destinations. Our unexpected engine issue extended that stay, so we paid around $50 for eight nights at Zapparancho.

Two of our three website domain name registrations were due for renewal in September and the monthly subscription fee for our Starlink satellite internet service went up. Depending on the exchange rate, we now pay about $80 a month, half of which is taken care of by our business.

Within an hour of arriving in Bella, after getting Thirsty’s engine started with an extra boost (first things first), Mark unpaused our internet service and reregistered our Starlink account in Argentina instead of Peru, where we’d bought the unit. The fees in Peru had risen enormously and being registered here works better if the policy of only being allowed two months outside of the host country will be enforced.

A nice evening with friends at their lake house in New Hampshire

Money also went to alcohol/wine ($29) in the US as gifts for friends and in Argentina for ourselves, an Uber taxi from the airport in BA to our camper 45 minutes away ($22), shared meals at Zapparancho and a food stand choripan ($18), a new doormat and baskets from Dollar Tree ($4), and laundry ($3).

The chocolate we brought back and our share of the Airbnb we rented with our German friends in Liege was paid for with my Belgian funds, which are not part yet of our bookkeeping records.

While our total amount for September is well above average, we did manage to stay under $2,000 despite the extra expenses. We boondocked after leaving Zapparancho and are cooking all our meals at home. Having been “sponsored” in Belgium, I did realize that Mark and I never went out for a meal just the two of us, there or anywhere else, in the last four months.

On the plane back home to Bella, I promised myself I would become less frugal when it comes to spoiling ourselves, which includes eating out. It’s something we thoroughly enjoy and, you know, cooking and doing dishes every evening gets old. Then, we faced that extra $600 bill for the engine (the world’s most expensive sparkplug), and my intentions went out the window! Give me a few months without unexpected bills and I might reconsider again. ????

September 2024 Overview:

Car  (rep.: $581; ins.: $358; parking: $102; fuel: $35; tolls: $3):

Groceries:

Dog (US health certificate):

Camper:

Health & Fitness (toiletries & vitamins):

Travel (checked bag fee):

Camping:

Computer (hosting fees):

Utilities (Starlink internet):

Alcohol:

Transportation (Uber airport):

Drinking out (shared meals):

Household:

Laundry:

 

TOTAL:

 

$1,079

$235

$225

$98

$66

$60

$48

$44

$39

$29

$22

$18

$4

$3

———

$ 1,970

(It might be easier to read the table when turning your device in the horizontal position.)

Find all our expense reports here. To learn what other full-time nomads spend each month, check out the blogs of our vanlife friends Duwan and Greg at Make Like An Ape Man.

Next up: A one-week vacation in the Black Forest of Germany.

If you are enjoying these posts, please consider donating to Roaming About in support of our website and our lifestyle. A big thank you to all our readers who have helped out in the past!

Expense Report 2019

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and relatively adventurous life without breaking the bank. “The less money you spend, the less you need to make” is my motto. ????

Our first yearly expense report (2016) can be found here, the report of 2017 here, and the one for 2018 is here. In 2019, Mark and I house and pet sat for six weeks, visited our family back east for one month, and lived and traveled in our camper van Zesty in the US and Canada the rest of the year. What follows is the break-down of how we spent our money in 2019.

The Wave in Utah

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. New for 2019 is the category “Dog”. We adopted Maya on June 4th. The health category covers non-prescription medicines and vitamins/supplements; medical contains prescription drugs and doctor’s visits. Because of our income level, Mark and I are eligible for free health care within the state of Massachusetts. For check-ups, we both return to the East Coast. The utility cost refers to phone data plans with AT&T.

Our expenses in 2019 were about $500 higher than the previous year. Considering that our new companion consumed a $1,200 chunk (mostly meds and vet costs) means that we did better in almost all the other categories. The biggest part of our camper category keeps going to repairs and maintenance. We did cover quite a bit of distance last year as well (14,000 miles), which is represented in our high diesel amount. Our monthly average for groceries remains $300.

Another biggie last year was the price of my citizenship. With all that behind us – my US passport is waiting in Massachusetts – this year can only get cheaper, right? My main shock happened when noting our alcohol dollars. That is a lot, especially since we didn’t throw or attended many parties… If there’s one amount I want to lower in 2020 it’s this one.

US Citizenship!

We can’t get out of the gift category. We love our spouse, family and friends too much and treating them for birthdays and other occasions – with a restaurant meal or a personalized gift – is just plain fun. Our utilities went up, because we basically live in our camper van full-time – more propane and laundromats needed and when we can’t find free dump stations, we have to pay. We are currently testing Visible as our internet and cell provider, but the results are bleak compared to our monthly, quite reliable AT&T plan.

As a citizen, I hope to obtain a new healthcare plan that includes basic dental work. Therefore, the medical category should theoretically go down this year as well. I mentioned Mark’s new SmartPhone in last month’s report and all the other amounts seem straightforward. If you have any questions, let me know in the comments.

The team responsible for Maya’s adoption: Amy, Jessica, and Jeff

The charity category is lower than last year and will not be present for 2020. I figured that the money we used to donate to animal rescue organizations should go towards Maya (and then some). If our financial situation improves, it will appear again! 🙂

Last but not least, I’m surprised that we didn’t spend a dime on campgrounds in 2019. Having camped  for nine months out of the year, this is good and bad. Perfect for the pocket and often for the surroundings, peace, and privacy, but not so great when it comes to comfort, convenience, and spoiling ourselves. We did get a campground break in Kentucky, as employer Amazon paid for that one.

2019 Overview:

Camper (repairs: $2967; diesel: $1828; insurance: $1078,

registration: $86; tolls: $81; parking: $63):

Groceries:

Dog (supplies: $524; vet: $403; food: $188; adoption: $100):

Customs & Immigration (citizenship: $725; passport: $161):

Dining Out:

Alcohol:

Gifts (B-days, NY gifts, treating family):

Utilities (cell data: $351; propane: $53; dump: $10)

Health and Fitness (vitamins & haircuts):

Medical (dentist: $170; meds: $40; scan: $30):

Clothing (shoes, jeans, t-shirts):

Computer (new phone, router, hosting, Turbo Tax):

Drinking out:

Bank charges (annual credit card fee):

Travel (National Park pass, park fees Canada):

Entertainment (guided tours):

Transportation (shuttle buses, metro, ferry):

Charity (Best Friends):

Household (camper items):

Laundry:

Postage:

Camping:

 

TOTAL:

 

 

$6103

$3563

$1215

$886

$758

$708

$675

$413

$368

$240

$214

$211

$159

$150

$110

$106

$87

$70

$66

$61

$63

$0

———

$ 16,119

(Table might not load correctly on tablets – try turning the screen for better results.)

Surfing into 2020

For another (more detailed and colorful) annual expense report of full-time van-dwellers, check out the 2019 “Cost of Being a Nomad” post of our friends Duwan and Greg here.

Do you keep track of your expenses? How did your budgeting go in 2019? Any categories you’d like to do better with in 2020?

Expense Report 2018

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting, and relatively adventurous life without breaking the bank. "The less money you spend, the less you need to make" is my motto. 🙂 Our first yearly expense report (2016) can be found here and the report of 2017 here. In 2018, Mark and I house and pet sat for seven months, lived and traveled in our camper van Zesty for four months, and visited our families back east for one month. What follows is the break-down of how we spent our money in 2018.

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce, and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits.

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Expense Report 2017

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting and relatively adventurous life without breaking the bank. "The less money you spend, the less you need to make" is my motto. 🙂 2016 was the first full year that Mark and I lived on land as house and pet sitters, which means there is no rent to pay, wherever we end up. You can find my yearly expense overview of 2016 here. What follows is the break-down of how we spent our money in 2017.

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits.

Health insurance and costs are related to my health care as a permanent resident in the US. Mark is still eligible for free health care in the state of Massachusetts as of today. If a non-emergency were to happen outside of that state, it will be expensive! For check-ups, we both return to the East Coast. I still pay a small quarterly fee in Belgium for health care (required to retain citizenship), which I mention in my year report. The utility cost refers to fees we paid for Skype, until we changed over to Google voice as our main phone service.

To be quite honest, I am disappointed and somewhat surprised at how much Mark and I spent in 2017. It is similar to our years aboard our sailboat Irie (2007-2015), and we don't even have those expensive boat repairs anymore. But, we bought a camper van this year (its purchase price is the only cost NOT included in this post), and fixing-up, equipping and "feeding" Zesty is not cheap. The car category covers money used for our Prius, which we sold in July, and our camper.

Swapping our Prius for an Airstream Westfalia camper van

All our plane rides from the West Coast to the East Coast and from Massachusetts to Belgium belong in the travel category.

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